PNC Bank is a nightmare. To be clear, it's not this or any other branch - it's the corporate office. Its a long story that just doesn't seem to end. However, through no fault of my own, they would not give me access to my accounts for a full 2 months. They could not tell me how much was in my accounts; whether BillPay was paying my scheduled bills: whether any deposits were being made - nothing. They even suggested that I could pay my bills by check to ensure that they were being paid - oblivious to the very common predicament that people often don't have the money to pay their bills twice in a month. I spent hours going into the branches, calling etc. I finally filed a complaint with the FEC, which send it over to the Consumer Credit Bureau. This seems to have motivated them to figure out how to give me access to my money and accounts. They responded to my complaint by saying it was a "computer glitch." They said they do not have a "corporate policy" to provide restitution to me for my time and incredible stress.
By chance, I learned that a very similar situation happened with a friend of mine whose a mortgage broker and was similarly unable to access her approximately 10 accounts for 2 months.
Of course, I closed all of my accounts immediately upon getting access to them. Now, over a year later, they started sending me emails that say first, my account is overdrawn; next, that they will start charging me overdraft fees; and then that they will just charge my overdraft to a line of credit (which I've never had). I call and they can't find me on any open accounts. They referred me to some customer complaint department but that lady doesn't return my calls. read more