Danny Nguyen is an exceptional CPA. Detail oriented and professional throughout our meeting. I appreciate him quoting the service fee upfront which was fair; no surprises. read more

The perfect insurance company. They have excellent office Experience -Top care Quality. read more

1290 Tully is their new location. My family has been using their services for as long as i can remember. They shop for the best insurance for your pocket and needs. They took care of my mom and dad since we came to America, and now I just drop in to pay for them. They are great at reminding you when your insurance is up with a friendly letter. Bring the letter in and they will have the payment done quickly. read more

We called PHP Insurance for a quote on our rental properties. After a long conversation and several times being put on hold, they finally got back to us only to say that no company was willing to insure it. Seriously? We then contacted a different agent, got a quote in under 3 minutes, and had the property insured the very next day. Total waste of time with PHP. Would not recommend based on our experience. read more

I was referred to Tony a few months ago when I was in contract for my client on another home. Unfortunately we didn't get to work together at the time because my client decided to back out. Fast forward few months later, my clients needed insurance asap on a house that we submitted an offer for. Because of what's been happening in the insurance industry, it's always been a best practice of mine to get an insurance quote for my clients before going into contract. After going through my usual insurance person, all his carrier denied coverage for my clients due to 2 past claims on his rentals. I was in panic mode because were very close to getting our offer accepted but I needed to make sure my clients can get coverage otherwise going into contract and back out later would be a waste of time for everyone. At 8 something PM I contacted Tony hoping he can help my clients find even one carrier to approve. Tony was super responsive and quickly helped me right away. Mind you this is almost 9pm and he was up helping me find a carrier that would write a policy for my client. Put of the 10 carriers that he searched, 1 of them gave a 90% approval but we wouldn't know 100% until the next morning. The next morning I texted Tony super early asking him for updates. The carrier wanted to ask additional questions about the previous claims filed by my clients. After about an hour he came back with a 100% approval when my go to guy didn't have anyone that would write. I also contacted another insurance agent that was referred to me by my preferred lender partner and he didn't even try to run a quote and outright denied helping because to him, my clients filed to many claims in the past so he knows "for sure" that no one would insure him. Well, TONY PROVED YOU WRONG! When you work hard for your clients, anything is possible. Truly truly appreciate Tony for his diligence and hard work in getting my clients insured even with just one carrier. Highly highly recommend Tony to anyone looking for a hardworking and reliable insurance agent! Thank you so very much! read more

Today, I n my daughter come over PHp without appointment The new office in Tully road is very nice n bigger the old one Danny is very nice and so excellent service He is very professional to take care and explain everything about tax for us Thanks Danny Appreciate your time read more

Not reliable insurance. Their staff takes forever to get back to you when you have certain issues with your policy because they are understaffed. read more

I never review anything but today I want to recommend all people come and asking for Sean and Grey.Both of them to helped me a lot thing.They do very fast and great service read more

My mother went here to ask about her Medicare because although she is almost 65, she doesn't have enough work credits for the plan. I don't know who the worker that was trying to convince her to apply for the plan that would cost her $700 per month due to not having enough work credits, and said that she'll get penalized for not doing so. We had to go again to ask someone else, who did gave us a more reasonable answer, even though their attitude was no better. I understand that is tax season and everyone is tired, but please don't put your attitude onto us. We're only trying to find answers :/. If there's more options on Vietnamese-speaking place, then this would not be our first option. read more

They not looking or shop around for a low insurance. I shop around myself and get much better pricing.

I havent dealt with them bc i usually renew online but recently interacting with them was a suprised bc the communication on the phone was unprofessional, they kept transferring me until one broker have me a alias name then when I called back they said no one by that name works there. Like what kind of crap is this. I did not like how they spoke to me just rude and unprofessional when I did nothing but have questions regarding my car renewal. I obviously moved company and so much happier now. Thank god! read more

They resolved the situation and looked into my tax return. Thank you for looking into it!

Terrible servíce l always punctual on my paiments , and today l need their assistance they could not help me

Very professional and pleasant to work with. I called and have question regarding Social Security and Medicare benefits and was transferred to a specialist with Mr. Bill and I am very impressive with the service from him. Very easy and he takes his time to explain to me with different options. I offered to pay for the phone consult but he said no charge. Highly recommended PHP Insurance Services. Even the receptionist is very polite and easy to talk to. Thank you Mr. Bill and sorry I forgot to ask for your last name. read more

I went there to do tax for 3 or 4 years already. Vivian does good job she explained everything the questions from you. I'll be back.

Tthanks! Prompt professional and easy had no issues with them. Nice and helpful crew. Second time around using their service got covered California read more

Here's the situation: my dad has been a loyal customer for them for a long time - bought car insurance with them for a long time, and they speak Vietnamese which was a huge plus. We recently purchased a car, and in order to drive it off the lot, we had to have insurance on the car. On Saturday, we tried to call both PHP and our insurance and no one picked up. We tried all the numbers on our insurance card, and no one picked up! It wasn't late at night; it wasn't early in the morning. How can an insurance company and my agent not pick up? What would happen if I got into an accident and didn't hear from anyone to instruct me? How is this logical and how is this justified? They finally called me at back on MONDAY - at 6:00 PM. Needless to say, we cancelled. It was great they spoke Vietnamese, but that was just unacceptable. read more

The girl with short hair and looks small very impolite and rude to customer. I dont know her name and I won't work with her again. A worm makes the soup pot! read more

I don't think there anyone who likes to pay insurance policy's lol but overall been with this company for 8 years and although sometimes they drop the ball over all they are great at reminding you about payments before your policy expires . Wish they wouldn't wait that long but over all thanks for keeping me insured read more

Whatever you do avoid HANNAH. These people are rude and unprofessional. Especially Hannah, all they care about is reaching their quota and commission. If you're no longer benefiting them, they'll start avoiding you and giving you nasty attitude. Hannah kept trying to persuade my mom to sign up for a certain health insurance even though she requested for Medicare cause she can no longer work as much. She even BEGGED her to pay another month so she can reach her new year quota. Kept lying that she was going to sign her up but never did. All she had to do was tell my mom the truth, that she didn't want to do it for her instead of stringing her along. read more

Ever feel overwhelmed with all the legal jargon of insurance, what is needed what you don't care about. Everyone is different and have different needs. I love to go to this place to figure out what insurance to get. And Max is my man, he helps me understand my situation doesn't convince me to get something too expensive with coverage I may not need. Gets me what I want at the price I need and I don't leave confused or feeling jipped. I know they also do health insurance here, but so far I've only been dealing with car insurance and have been a happy camper. read more

Excellent service Come and See / Professional works Tell friends and shares Excellent service Come and See / Professional works Tell friends and shares read more

This review is based only on customer service, Carrie is horrible with member service, probably because i was not same race as her, i was asking questions, on every single question she was answering with attitude. When i got there, i told her i wanted to know if it was possible to switch agency because my agency is in Modesto. She didn't explained me it was not possible (the front desk told me it was possible) she just did a quote with a different company, i didn't request that. Before i leave i wanted to speak to a manager, she said she is not here, i went to the front desk i explained what happened and he took me with the assistant manager, i explained him the situation, he was like im sorry about that, sometimes we have a bad day. It does not matter, how bad your day it is you don't treat customers with attitude. read more

Paul helped me out enrolling my wife to my plan thru covered california which is really hard to do these days with Covid19 situation. He was very professional, fast and friendly. I'll definitely keep my relationship with this office as my agents. Thanks Paul read more

Hi there, PHP is an awesome place to buy insurances for car, house. Etc... The broker was very helpful and respectful. He explain very clear about the coverages. He took times to listen to what we want.....i would recommend to my friends. Thumb up read more

This place will rip you off on some "investment" but it's just a life insurance. These agents aren't even licensed to do investments I had to explain the difference between a Trad IRA and a Roth to a BROKER. Please do yourself a favor and find somewhere else that has people who know what they are talking about read more

Recently just bought life insurance for my dad...he's 62 years old...and got approved very quick...with a good plans..they explaine to u clearly on the terms.. great customers service... highly recommended this place.. read more

The customer service here is horrible and I wouldn't recommend here for any insurance questions. I called to ask about a quote and before I could finish asking, the representative hung up. read more

This review is specifically for Andy who helped us with our home insurance. I reached out to them for a quote and shortly after Andy contacted me and provided the quote. Price seems right so we went with them. Weeks later, we're getting ready to install solar panels on our roof, so I emailed him about the effect of insuring my Solar system with my policy. He called that evening and asked a few questions and promised to call back the following day once he contact the insurance company. Today, I completely forgot about the conversation, he caught me by surprise when he called to provide me with the quote and explained the differences in price and how it's covered. This was literally 10 minutes ago. Wanted to make sure I jump on and provide my feedback before I forget about it like I do with everything else. :) Exceptionally great customer services. THANKS ANDY! read more

I came here to register and insure my car because I didnt want to go to the DMV. They charge you a $27 service fee but they do everything. Registration, ownership transfers, insurance, everything. The workers are diverse so the employees can accomodate to what ever language you speak. From my experiences, I know that they have Vietnamese, English, Spanish, and Cambodian speaking workers. Liem is my guy there and he is very helpful and does everything with no hassle and explain to you everything he is going to do. They do everything here that the DMV does but without the line hopping, wait, and rude DMV workers. A small fee charge to do 10 different thing for you ? Why not. read more

Came to switch car insurance to my new car . Simple task took almost 2 hours as our agent was not well trained and had to repeatedly ask questions about how to do things. read more

Unprofessional services. Called to make an appointment and be told that just walk in and I could get help right away. Then they let me wait 1hr30 and said that couldn't help me to get health insurance. Save your time and stay away from this trouble maker. Firstly, I haven't updated my information about where I live. I went to PHP in 9/3/15 around 10.30a under the name Nga Tran. I was assisted to go to the 2nd office which located on the second floor. Then I met Chris and he said he couldn't help me to buy insurance and told me to wait for another person. Then I waited 1h30 to meet another assistant, the gentlemen sat next to Chris, I didn't remember his name, he said the open time for health insurance was closed, I couldn't get in. Why didn't Chris say that to me from the very beginning? So I didn't have to waste my time. In the evening I called for another Insurance broker, they asked me what they could help, I just said I needed to buy health insurance and they said the open time for health insurance was closed and I couldn't get in. Very quick and professional. read more

The worst customer service that I have ever experienced- 1) could not explain clearly the details of health insurance benefits and application process 2) very slow response to a simple inquiry regarding the delivery of a dental insurance card 3) RUDE If I could give them zero stars, I definitely would. Conclusion- I went to a different broker and gave my business elsewhere. read more

Simply put it: Excellent Kelly and Shara are lovely. Every time I see them I end up paying a lot :) Thanks so much read more

this is a terrible services place that I've never seen before in my life...Marry (fat lady) is a trouble maker,I gave me a hard time while changing car tittle...and of course I won't come back here again....:o( It took 5 minutes at other place to get done... I will race them -0 star if I could read more

I had no idea how this place got good reviews when their service is terrible. They took my $$ for doing the job that I was too busy to take care of, and now I have to spend more time to deal with their business. They had charged me $35 and took the car title which supposed to be sent to the DMV. After a month when I did not receive my new car title, I came to the office, and they gave me a duplicate request form to fill out and wanted to charge me another $40. What? Am I that stupid to them? Their responsibility is insured my paperwork reach DMV, and the duplicate request form is for when I lost the new car title myself. In this case, I had not received anything!!! I refused to fill out the form and to pay the stupid extra money. The one who handled my case promised me to solve the problem. Now after 3 months, my new and old car titles are in a black hole!!! YOU SHOULD CLOSE YOUR TRASH BUSINESS IF YOU CANNOT KEEP CUSTOMERS' DOCUMENTS AND KEEP YOUR GUARANTEE IN PROMISE. read more

I was with PHP insurance for over 9 years having bought a home owner's policy, a landlord insurance policy, an auto policy for two cars, and an umbrella policy, all with Safeco insurance. It wasn't until around November 2019 when I emailed the agent about getting an earthquake policy that I realize they had very poor communications and customer service. It would take them over 2 business days to reply to my emails. When I asked for changing the deductibles for my existing home owner's and rental policy, my questions were ignored. Those are just two examples of the slow service I received. I simply looked up a different agent who were authorized to service my current insurance, and transferred all 6 insurance policies over to the new agency. read more

I went here to change the title of my dads old car to my car because he had given it to me. So much faster than the Dmv. I had to pay a little fee of course, but it was worth it rather than waiting 5 hours at the dmv. Definately recommend for their dmv services. read more

I'm not sure why this place has gotten such high reviews. I would definitely question its validity. The price quotes discussed over the phone were not honored on site. The salesman stated that the pricing was a misunderstanding. Was baited with a great deal and wasted time showing up. Save yourself the trouble and go somewhere else. read more

I called them on last Friday to ask about the insurance plan. While all agents were busy, I agreed to let them call me back at 9 am on next morning - Saturday. I was waiting at 9 am on that Saturday but they would not call me until 10 am - I figured it out later . An agent named Paul called me and probably the connection was not good, I kept saying hello. Then, I did not hear anything back. - I asked "Is everything ok?" as I had no idea who was calling me - He was like "You asked me "Is everything ok?" - I said: "Yes, you called me and you did not say anything so that's why I asked that" - Him: "You asked us to call you back at 9:00 am" - oh, it was 10 -ish am already - Me: Sorry, I did not save you phone number and I don't know who you are when you call me - Him: I am Paul from PHP Insurance. What can I help you? ....... It was my last day to be able to apply for a new insurance based on special enrollment, however, that guy told me that I cannot do it as it passed 60 days requirement (It was the last day!). If I were him, I would convince myself to apply for the insurance within that day! I am disappointed with the way he talked to me that made me feeling lost from beginning. read more