We recently worked with Arby Melikian from Par3 Lending to buy our first home in Long Beach, CA. From start to finish, Arby made the entire mortgage process smooth and stress-free as can be. Arby was incredibly easy to work with. He always ensured that we were comfortable and informed every step of the way. He took the time to carefully explain all the paperwork in detail so we fully understood what we were signing. As a first-time home buyer this level of clarity and patience is rare and greatly appreciated. One of the best aspects of working with Arby was his flexibility. He scheduled all calls and appointments around our schedule. Even better, everything was handled remotely--he even sent a notary to our home to finalize the paperwork! Arby and his team were lightning-fast, too. They closed our loan in just 18 days while finding us the best interest rate available. There was never any pressure to upsell additional services or discount percentage points, which made the entire process feel genuine and customer-focused. We would work with Arby again without hesitation for another loan or a mortgage refinance. If you're looking for a broker who combines expertise, efficiency, and exceptional customer service, Arby Melikian and the Par3 Lending team are the ones to call! Thank you, Arby, for making this process so seamless and east! read more

Amazing experience all around. Arby was thorough, detailed and made sure we got exactly what we wanted. He also kept us updated throughout the process with zero surprises. He made us feel like family and we knew he was working hard to make sure we got the best possible rate and mortgage that fit our needs. I would never get a loan from anyone else. read more

The team at Par3 Lending is by far the best group of people to deal with when going through the mortgage process. Whether you're going through a new mortgage or refi, their service is top notch! I've gone through 2 refi's and recently a new mortgage with the team and couldn't be happier with their services. Arby and Serineh are amazing to work with and guide you through the process every step of the way. With them, you never have to feel like you're asking a silly question. If you're in the market for a new house or a refi, give them a call first! read more

As a first-time home buyer, I was nervous about the mortgage process and didn't know what to expect. Working with Arby Melikian made the entire experience smooth, informative, and surprisingly stress free. From our first conversation, Arby took the time to explain every step clearly, answering all of my questions with patience and professionalism. He was always accessible, responded quickly to emails and calls, and kept me updated throughout the entire process. What stood out most was Arby's honesty, transparency, and genuine interest in helping me find the best loan option for my situation. He helped me understand my budget, walked me through different scenarios, and made sure I felt confident in my decisions. I'm incredibly grateful for his guidance and support. If you're a first time buyer or even if you're not I highly recommend working with Arby. He truly went above and beyond, and I couldn't be happier with the outcome. read more

Par3 Lending and Arby is the best mortgage lender I have ever worked with. He worked to make the process incredibly painless and locked me in at the best rate available then. My home-buying process was as stressful as it was, but I knew that the mortgage was something I did not have to worry about. The process was explained perfectly initially, and I was kept in the loop every step of the way. I cannot wait to use Par3 again for my refinance as it will save me money and another seamless process. I thoroughly recommend all to use Par3 Lending for their next home purchase or Refi! read more

Arby was so great! He helped every step of the way and made sure I understood everything!

Arby is hands down the best Mortgage Broker in LA and brings a lot of value to the table. I've worked in the real estate industry for a decade and used other brokers in the past for my personal purchases and referrals. Arby is now the only name I will mention and the guy I will personally use from here on out. Buying a home can be stressful enough dealing with sellers, inspections and negotiations. Arby was professional, patient, attentive, calm, extremely helpful and always took my calls. Best experience I've had buying a property. Thanks for everything, Arby! read more

I recently just closed on a 1031 exchange on an investment property working with Arby. Arby was referred to me by my trusted CPA. Normally when I don't have previous experience to go off of, I can get a bit nervous and get extremely involved to ensure things are meeting my expectations. From the start, Arby was extremely professional and responsive. He was able to get me qualified quickly and when under intense pressure from the sellers of the property, Arby was able to close the loan within a week of getting the full package of documents necessary from my relinquished property. With my EMD on the line, Arby kept me at ease the entire time I ensured all would end smoothly. Arby was able to close two weeks prior to our estimated closing date. I appreciate you taking on this deal Arby and look forward to the next!! read more

I've worked with Arby on multiple loans, he's an extremely knowledgeable and trustworthy broker. A couple of the deals were under time pressure and he was there to make sure they got done with zero issues, making the entire process a lot easier than what it could have turned into. Really appreciated his calm demeanor and confidence in getting everything taken care of appropriately, I'd highly recommend him. read more

Finding a house and getting your offer accepted is a stressful process. Once you cross that hurdle, you're going to want people on your team to make sure that stress doesn't increase... Arby does one better - he REDUCES the stress and ensures the financing portion of escrow is nothing but smooth sailing. Arby is top notch. He's beyond knowledgeable, caring and responsible. Even before we got our offer accepted, he helped strategize all the different options and paths we could take - so once it was accepted we hit the ground running with confidence. Along the way, he was on top of it and never even came close to thinking we're behind the 8ball. What's best, he handled it all with care/respect and in a way that was easy to follow and understand...something that was very appreciated considering the very formal (sometimes complicated/confusing) process that is a real estate transaction. I would highly recommend Arby for any of your financing needs! read more

Arby was amazing to work with. Always available to answer any questions with clear detail. He made it possible to close the escrow in only 21 days as the seller requested with the best rate possible. We would highly recommend him to anyone to reach out to him for home lending needs. read more

Arby was amazing! I was a first time homebuyer and trying to navigate the logistics of buying a home in LA. Arby came recommended and in a process that could very easily feel overwhelming, he made me confident and informed every step of the way. He helped alleviate a lot of my concerns by walking me through various documents step by step and answering all my questions with great expertise. The overall home buying process went through very smoothly and was stress free thanks to Arby's detailed knowledge and professionalism. He's someone I trust and when it comes time to refinance I will definitely be using Par3 Lending again. I really appreciated all the time he put into helping me purchase my first home, I can't recommend Arby enough! read more

We were referred to Arby and he exceeded our expectations. He was always available and very thorough. He was very patient with all our questions and explained everything clearly. He put us at ease and made the home buying process a bit less stressful. We will definitely refer him to family and friends and hope to work with him again in the future. read more

As new home buyers we were intimidated by the market and buying a house. Arby, has been through all of it with us and showed great patience with the process and explaining the intricacies involved with the loan in a clear and concise manner. It was evident that Arby cares for his clients and takes the time to research all the options, so we go in strong. He didn't just settle for the easiest or most utilized option. He made sure we got the best through the process and locked us in with great rates. The time and effort you put into our loan and closing process is very appreciated and we really want to thank you for everything you did for us to get our new house with the best rate ! read more

Arby was the absolute best to work with. He made himself available to me at any time of the day. He answered any and all questions I had about the entire process even when it was outside of the scope of the loan. I'm glad that I chose to go with Arby for my first home loan. Absolute gem! read more

Par3 Lending is the BEST!!! Arby is amazing and will always have your side. He's probably one of the smartest people I've worked with and really has your best interests at heart. This was my first time with a mortgage loan and Arby made it so easy, he did everything, kept me informed and was so easy to work with. During the loan process, mortgage rates went down and he really fought for me to get the lower rate. I'm forever grateful. Thank you to Par3 and Arby for all of your hard work! read more

Buying a house is an overwhelming experience and it can quickly go south if you don't have the right professionals by your side. Arby was very knowledgeable and professional, and communicated with me through every step of the process. He helped me with the purchase of my first house and I feel lucky that he was my broker. He would always take the time to answer my questions, he cared enough to share his professional opinion and knowledge with me, and most importantly he was able to qualify me for a higher amount (than other brokers I spoke with) and got me the best rate I could get during my escrow. Working with Arby was an absolute pleasure! I recommend him highly and will definitely work with him again! read more

Thank you so much, Arby. So grateful to you for securing my home loan. Your competence, reliability, and professionalism are simply incomparable. read more

Buying a home in the LA area is a bit crazy. You need good people on your side to help make the whole transaction go smooth. Arby is one of those people that you want. He is patient and explains every option and every part of the process 1000 times if he has to. He helped us finance our home purchase during a very volatile financial period where the mortgage industry was drying up and being rigid. Arby found us ways to navigate this whole thing and get approved for a loan that gave us breathing room in the range of homes we could get. He even checked often to see if new loans or new programs would work better for us. It is a bit wild to think about how Arby would double and triple check every detail and carried the process through. The mortgage industry can be somewhat bleak but working with people like Arby is exactly what you want. He will be on your side and support you every step of the way, fast and steady. read more

I needed a loan officer in Massachusetts so I reached out to arby for my new home purchase. Not only did he help me with getting the best possible rate, but he was able to help me refinance a condo, that other lenders wouldn't touch. My experience with arby was easy and smooth. His process was a lot easier then the previous mortgage guy I dealt with. He gave me a list of everything he needed, it was super straightforward. Arby is a true out of the box thinker and will have your best interests in mind. Probably one of the smartest people I've ever done business with. Highly recommend having a conversation with him regarding any type of mortgage needs. read more

The best decision I've made in the last year is trusting Arby with my multiple loans and refinances. He makes the entire process so effortless. Not only was I extremely happy with his work, but the real estate agents, escrow companies and insurance agents I worked with couldn't not stop telling me how refreshing it was for them to work with someone so responsible, trustworthy, and knowledgeable. I must have asked him hundreds of questions and called him sometimes multiple times a day and he never left any of my questions unanswered and was more than happy to do research on things he needed further information on. I am beyond happy with the rates of my loans. He made the extra effort to reach out to me and let me know of a great opportunity to refinance and was able to save me hundreds a month on one of my loans. He walked me through all my loan documents page by page and explained anything I was unsure of. He even caught errors in my settlement statement that escrow made and saved me the headache and money on closing. I have not once hesitated to refer Arby to friends and family. Everyone that has worked with him has been so thankful. The man makes me want to buy more properties just so I can just work with him again :) Thank you Arby...I appreciate you so so much. read more