Arin is the best to work with, responds to everything immediately. While the mortgage process is…read morepretty easy if you are employed, it is not easy if you are self-employed. Unlike bank loan officers, who have no idea what is needed for self-employed individuals and ask 150 follow up questions for ridiculous documentation, Arin knows exactly what you need and asks for everything in one submission upfront. If you are self-employed, Arin is a must use. The difference between him and a bank loan officer is night and day.

I have worked with Arin for over a year and he is hands down the most knowledgeable and helpful…read morewhen it comes to any questions about your loan. Aside from this he know a lot about the home buying process and was very professional throughout my home buying experience. Can't recommend him enough!

My husband and I have worked with Hektor twice and both times have been seamless and NO STRESS at…read moreall. He's extremely knowledgeable and reliable which is one of the greatest qualities you absolutely need when buying a home. When we first worked with Hektor, we were selling and our townhouse to initially just rent for a few years and once we sold our existing home within 2 weeks, we couldn't get ourselves to pay what the rent was going for. So, within the 2 weeks we sold, he got us a loan and we were able to move in to a home without any drama. Fast forward to a couple of days ago, we closed on a townhome that we couldn't be happier with! Hektor was patient on running multiple numbers for us because we kept losing out after making an offer. He was available to us and responsive on any questions we may have. The best part is he's on top of everything. He followed through 100%! Hektor will definitely be the person I refer to all my family and friends!

Really enjoyed working with Hektor. He is responsive, professional, and super easy to work with! He…read morewalked me through everything and made sure to answer all of my (annoying) questions. He continuously had my best interest in mind and did what he needed to help me through the entire process. If I were to do it all over again, I would definitely choose Hektor to be my lender again. Thank you Hektor for being so patient and amazing! :)

Jared was amazing along with his staff Tessa and Jill. Very responsive and I'm a realtor. I'd…read moredefinitely recommend Jared to anyone looking for a painless transaction. Amazing experience!

Jared is great to work with, Consistently delivering on his promises and effectively managing all…read morestages involved in the loan process. I would highly recommend Jared to anyone looking to refinance or purchase a home.

I would highly recommend Kendell! He is a solid and over all knowledgeable with what he does! With…read moreout a doubt I will recommend anyone to him! He is a valued professional to keep in mind to purchasing your home!

Kendell helped my wife and I as first-time homebuyers look into an FHA loan and understand all of…read morethe really relevant and important details we needed to consider going into the process. I would definitely recommend him.

All I can see is wow. My wife and I found Jon Lam through a recommendation and we couldn't have…read morebeen happier. He served as our loan officer and even went beyond the scope of a loan officer and offered help every step of the way. He was almost like a second mortgage agent to us. Jon works EXTREMELY fast. You will never have to wait on Jon for anything as he takes care of it as soon as he gets it. Between the time we got pre-approved to actually finding a house and opening escrow, the interest rate had increased. Jon let us know immediately that it had increased, but did not finalize the loan. He told us that the interest rates are always changing and that if he can get us a better rate by waiting, he would. When we were nearing the loan contingency, Jon told us that not only has the rate gone down, it had actually gone down lower than our pre-approved rate and locked it in for us. We were ecstatic. As mentioned previously, Jon works extremely fast and protected me every step of the way. The escrow company was chosen by the sellers, and to put it bluntly, they were slow and made a lot of mistakes. Jon had to constantly push the escrow agent to send him documents and correct mistakes. He warned us that if the seller's agent and escrow are this slow and full of mistakes, that the whole process may be frustrating and slow. He told us that he has never worked with an escrow company like this before. In fact, he was so skeptical that he asked how much we loved the house, which took us by surprised. He asked because in the worst case scenario, we could lose our deposit or even the full offer amount if the escrow company were to take our money and run. He was more worried about us than about the commission he would make off the house. Our agent assured us that her broker had worked with the seller's agent before, so we proceeded on with the purchase. Dealing with the sellers/escrow got to a point where the loan contingency was 2 days away and Jon needed the information at least 3 days in advance. He advised us that the sellers would push us to sign off on the loan contingency, but under no circumstances should we do so. If we did sign it and something went wrong with the loan, we would lose our deposit. He told us that the seller could not force us to sign off on the contingency, and that the seller's agent would have to file paperwork that would require us to sign within 3 days, which essentially gave us 3 additional days to sign off. Fortunately it didn't come to that because Jon pushed the underwriter to prioritize our loan and it was approved the next day. I cannot say enough good things about Jon. Simply put, he is someone you want on your side. He prioritizes the client's interests before his. He works extremely fast and fixes problems himself and updates you on the situation. If I ever buy another house, I am 100% using Jon again.

Smooth, quick, and easy. Derek, thank you for walking us through the process!…read more Highly recommended.

Recently refinanced my mortgage with Michael. The process was smooth and ever so easy. He was…read morepatient with me throughout the process and had no issues answering any and all of my questions. He also got me the best rates I could find at the time. I have no problems recommending him to my friends

About 8 years ago, I was referred to Michael Ly by a good friend of mine that does extensive…read moreresearch on any type of service or product he needs. I call my friend the review monster . He did not fail with referring me to Michael; he helped me with refinancing my first home back then. Since that time I continue to reach out to Michael for financing needs. Recently (9/2019), he helped me and my girlfriend finance a new home. Michael was professional, caring and sincere throughout the smooth process. He's expertise got us the best rate on the market at the time, and he kept us up to speed. I continue to refer Michael to my close friends and now to my Yelp friends so they can have an excellent financing experience like we did!

Eric Lipp is the true definition of a reliable mortgage expert. You are guaranteed to get the best…read morerate working with him.

Eric goes above and beyond to get the best rate! He has done…read morea few deals for me throughout the years and I wouldn't go anywhere else. Thanks Eric!!

Michael King is like no other in the industry! It's what this industry is built on and relies…read moreupon: TRUST, INTEGRITY, KNOWLEDGE, COMMUNICATION, TRANSPARENCY! Michael's years of experience he brings to the table speaks volumes when it comes to putting together a vast range of straightforward to complex transactions! You risk not going to Michael FIRST @ FIRST KINGS! Never disappoints! He always puts my clients first! His support staff is top in the industry!

I have used Michael to do my loans for myself and my clients for 10+ years. I would never use…read moreanyone else for my personal loans. He is very professional and very knowledgeable. He is highly communicative and lets you know every step of the way what the process is and what is going on with your loan. I work with a lot of lenders and he is a solid lender that doesn't play games. He usually closes at a better rate and less closing than he quotes which is always great. Most lenders overpromise and underdeliver. I highly recommend him if you are looking to buy a home or refinance your home.