So, my situation is a little different from most. My credit wasn't in shambles, and I wasn't trying…read moreto buy a house or finance a car--I was simply someone with decent credit who wanted it to be excellent. Less than a year ago, I had a collection account from a closed line of credit, a charged off credit card and a few late car payments on my report. My main concern was the collection--I honestly wasn't too worried about the other items, but Cam recommended taking a holistic approach. Instead of focusing on just one issue, he suggested addressing everything at once. Several months later, my credit reports with all three bureaus are clean and clear, with all negative items either removed or updated to positive. Whether you're working to repair bad credit or you have okay credit and want to elevate it to excellent, Cam is the person to call. It's a process, and it doesn't happen overnight--but he delivers results. I truly can't express enough how much he's done for me.

This is a follow up to my first review and I stand by it and Cam! Cam has stuck by us during the…read moredifficult time of getting a REFI going, helping us find the right people to get the loan successfully through the process from all the "gory" details of listing debts, getting the right people - in this case, Charity Maupin senior loan advisor of New American Loans, to take this somewhat difficult ReFi across the finish line to the Signing yesterday. Cam made it a point to be there to introduce himself and to watch over the proceedings. If you have credit issues, Call Cam!

Went in for consultation with Victoria. After reviewing everything she determined that I do not…read moreneed her services. I am very thankful of her honesty. If it was any other company, they would sign me up for services knowing I do not need them just to make money. I definitely recommend this company for credit services needs. Thank you again

Very honest and helpful! You can trust what they say they are very helpful. If your really serious…read moreabout your credit you will be extremely happy about this service

Took our money and did nothing for us. Couldn't talk to anyone nor would they return calls. Just…read morehad to hire another attorney because we're now worse off than before. BEWARE....George Ortiz is a scammer along with the rest of this so-called company.

Filed my taxes with them, no issues. Did it over the phone and email too because i was out of town.read more

Working Liliana Yasinovsky, she is the best and so easy to work with, gets things done in a timely…read moremanner. She offers the best advice on which way to go for the settlements, if I should ever need this type of attorney again, which I have needed this month, I would ask for her hands down. Again, she is sharp, mindful of what is needed or what you ask for. She is simply put THE BEST!!!!!! If you need this type of an attorney, just ask for her. You will not regret it. Julie M previous client

Life just keeps getting better! Thank you, Panda! Being in debt sucks, BUT....Panda can help…read more They've helped friends of mine, and have been doing the same for me. My credit score is going back up, balances are plummeting, and the BEST PART, is I did everything online, and by phone. Collectors stopped calling immediately. You mention PANDA, and that's it. No courtrooms at all. THEY go for you. A debt settlement company can't, and won't do that. I had no pressure from Judah to choose BK, or debt settlement. We discussed it thoroughly, during the consultation. By June 30th of next year, wave bye bye. My future is bright, thanks to everyone at Panda. Just do what they tell you. They are the experts, in this field.

Scott Casey- where do I start. You've helped me so much in such a short period of time. Your…read moreattentiveness and communication are impressive; so is your knowledge in this business. This is a company that's almost too good to be true. Having met Scott was a true blessing. Thank you for everything. His service was above and beyond.

Scott did in 1 year what no one could do. Absolutely the best service. Highly recommend SILVERSTATE…read moreCredit Repair. I had some CC company issues that he told me we would be able to deal with but it was not going to be easy and that we would have to be patient. In the end it was faster than expected and less money than planned! Fantastic!!

Like many in Las Vegas I was one of those who had bought a house at the wrong the time - 10 years…read moreago! My house was so upside down and I had invested SO MUCH in it, it was hard just 'letting go' like many would tell me to do. One other lawyer I saw, asked me "What are you attached too? are you attached to stucco?! Just do a bankruptcy and start over" but I just couldn't accept the letting go of my home. Like many others, I tried doing loan modifications. Year after year with all the wrong people. I would wait so long to even be able to talk them about my process and at the end their offer would never benefit me in the long term - all i was doing was buying time. Eventually I got to a place where my house was going to be sold within a couple months. That letter really wrecked me. That's when I found these guys. They were my last resort. I only found them right at the end and I probably had 30 days left before I would lose my home. At the time I sat down with Sean and he evaluated my situation. He was upfront about my options, and while doing so, he spoke and typed numbers in his calculator... while taking notes on paper and checking a million other things in his computer.. doing it all so fast.. his language was mostly 'numbers', and I was like "Who is this guy?!..." well this guy (together with their whole team) was right about everything he told me. The whole team working collectively, saved my home. And I got approved for a good loan modification. I was pretty happy and couldn't believe I still had that home. A couple of years later other loan mod programs came up and I thought, well, maybe I can try those. Once again we sat down and spoke numbers and facts and I said "I want to try again" Sean was a bit skeptical this time, he thought I already had a good loan (and I did) but my gut said "try again" and that's what we did. I not only got approved for a GREAT loan-mod, I was also one of the few, that got approved for a principal reduction. My loan was cut in half, and the new loan-mod reflected that change. After all was done, I waited a year and I decided I wanted to settle my second mortgage. Well, guess who helped again and were extremely effective at it! I was then done with all!! :) I referred them to everyone I knew that had a house and was going through similar situation. My friends did go to them and they also got approved for better loan modifications then what they had. I have no doubts in my mind (speaking from experience) that the Vohwinkel & Associates, are the best team in Las Vegas, when it comes to handling a bankruptcy or real state law.. they just have so much experience from doing it, year and after year. Go to the best, don't waste your time with the unexperienced!

This law office is very unprofessional. They you lady that was handing my case is no longer there,…read morethere wasn't and update about her. Then about 3 weeks later I received a text at 10:30 at night which is very unprotected from a gentleman stating that he will be taking over my case. The accident happens in January almost 5 months ago. The only time we got an update from them and that was to stop treatment over a month ago. I'm not sure how they handle their bankruptcy law. But they are not a personal injury law as far as I can tell. I will not go back nor recommend anyone here. The the client experience is not there.

Blue Water credit is an honest and reliable company. They have helped me with my credit scores and…read moregiven me the tools and education to maintain my scores. Thanks for all your help! Highly recommend.

I worked with Melanie and the team here at Blue Water, and what a great decision that was. I had…read morejust taken on a new house, remodel and a ton of debt. I watched my credit score plummet even though I had no missing or late payments. It's been a year now and thanks to a lot of hard work, sacrifices and smart moves my score is back and climbing, thank you!

if this is "fresh start funding," it is a total scam. avoid avoid avoid…read more there is a company called "fresh start funding" out of arizona. do not do business with these people as they are a scam.

Rolo was responsive and aggressive in tackling my credit issue in a timely manner! A Marine Corps…read moreveteran that truly cares about other veterans and puts there welfare as priority. Knowledgeable, informative, and timely are all characteristics that I've observed with Rolo. I highly recommend him for all your credit repair needs!

People did not care to resolve an issue that was not even my wife's fault treated us like crooks it…read morewas an insurance problem that was not even our fault but they didn't seem to care to help us on this situation poorly managed company no empathy at all

Just found out what was charged to my debit card from plus four Inc got a phone call back in…read moreOctober 2024. i did have a hospital bill that i spoke to sunrise hospital about and was going to pay. The amount was in excess of 4500. But i was in the process of moving after speaking to the hospital billing they were going to call me back so i can pay. And sent this to collections. 3 days ago i checked my bank statement from October 2024 and found out they charged my account for 3700 and change for the hospital bill. And 1677 for i don't know what, i think she said lawyer fees that she was going to wave. Checked BBB and guess what they are not a credited business. The district attorneys office will prosecute them for faulty business practices. Sunrise hospital does not work with you I had no medical insurance and they expected payment of half up front. My bill was 154000 bucks and was reduced for no medical insurance to around 12000 bucks. After paying both charges of those amounts, i received a call from sunrise expecting the rest of the amount owed. well i said you are going to have to wait. i went back to work in December of 2024 after recovering enough and got some savings built up again and paid the rest. By the way i was not eligible for Medicaid i had just sold my house in November 2023. but i Bought another place and was running a little lite on funds i still had some cash saved in savings that they didn't need to know about. i still needed money to live on. They wanted me homeless and didn't care so i believe this is contributing to that situation. I'm also in this situation again. just spoke to team health for DR fees of 1687 after going to the hospital in dec of 2025. Don't think they are going to wait. again and I'm looking for another job.

My experience with eCreditAdvisor, specifically working with Todd and Brandon, has been one of the…read moremost frustrating and disappointing experiences I have had while trying to improve my financial situation. My fiancé and I are first-time homebuyers, and like many young families, we are actively working to rebuild our credit and create a stable future for our child. We came into this process hopeful, motivated, and ready to follow professional guidance. Unfortunately, what we received instead was inconsistent communication, misleading information, and a complete lack of clear direction. From the very beginning, we were told that we had "potential" and that there were ways to improve our situation. However, as time went on, the information we were given constantly changed. We would be told one thing in one conversation, and then something completely different in the next. There was never a clear, step-by-step plan provided--no structure, no timeline, and no transparency on what actions we should take or what results to expect. One of the biggest concerns was the lack of attention to our current credit situation. Instead of reviewing updated, accurate information, it felt like decisions and advice were being based on outdated or incomplete details. When you are trusting a company to help you repair your credit, you expect them to evaluate your situation thoroughly and provide guidance based on your most recent and relevant information. That did not happen here. Throughout this process, we felt like we were being led in circles rather than being guided toward a real solution. As clients, we should not have to constantly question the advice we are being given or feel like we are not being heard. Credit repair is supposed to be about education, strategy, and support--especially for individuals who are actively trying to improve their financial standing. Instead, we felt dismissed and unsupported. It was also extremely discouraging to feel like, as young buyers trying to better our lives, we were not taken seriously. This process is already stressful enough, and instead of feeling empowered, we were left feeling confused, frustrated, and misled. At the end of the day, we were looking for honesty, consistency, and a clear plan of action. Unfortunately, that is not what we experienced with eCreditAdvisor. Because of the lack of transparency, conflicting information, and overall poor communication, I cannot recommend their services. I will also be taking further steps to report this experience, as I believe other individuals and families deserve to be fully informed before making a decision to work with this company. If you are considering credit repair services, I strongly encourage you to do thorough research, ask very detailed questions, and consider multiple options before committing. Make sure you are working with someone who provides clear, consistent guidance and truly takes the time to understand your current financial situation. This was not the experience we were hoping for, and I sincerely hope others do not have to go through the same frustration.

This company is all about your money. Minimal communication until its time to pay. Worst experience…read moreand 1100 dollar investment in my life. Just chatgpt how to get your credit up. Its more helpful.