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Pacific Capital Mortgage

5.0 (3 reviews)

Services - Pacific Capital Mortgage

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Landon Spitler - Certainty Home Lending

Landon Spitler - Certainty Home Lending

(40 reviews)

First of all, buying a home is STRESSFUL! And, to top it off, we had the worst escrow ever...and…read moreNOT because of our lender. But, that's another story!! We worked with Carly Smith from Certainty and from DAY 1, she made the process as smooth as possible, with our impossible situation. We actually were able to get a 14 day close (which is super fast) and Carly made sure that everything was done right on her part and on Certainty's part. We fulfilled all of our obligations, although the escrow did lag behind and finally closed in 45 days. However, Carly's sense of urgency, her communication skills, and her reliability all made the process so much easier to swallow. PLUS, she's knowledge and FUN to work with! You feel like you're working with someone you've known and trusted for years, even though we just met her (via a recommendation from a trusted realtor friend). We just can't say enough about Carly and Certainty Mortgage. In total, this is our 10th home we've bought and hands down, Carly is the best mortgage broker EVER!

I have known Landon for many years through my real estate business. My wife and I recently acquired…read morea new home and got a loan through Landon. He is the ultimate professional in handling all of the details in acquiring the best loan product to suit his clients individual needs. He makes the process easy to understand and covers all the details in a smart and seamless manner. He will get the job done in a timely and efficient way with your best interests in mind.

Pacific Capital Mortgage - mortgagebrokers - Updated May 2026

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