I remember walking in to Monica's listing...we were so set on just using any agent who was selling the house. Monica changed that. It was immediately evident she really knew her stuff. Within ten minutes, without her ever pressuring us, we had made up our mind to stop our one stop shopping, and take advantage of the ease and effort Monica had to offer. She never let us down. After months of looking, and an insistent Monica making sure we were not settling (what kind of realtor convinces you not to buy houses?!?), we finally found the home that makes us melt when we talk about it. We get gushy and nostalgic. This is weird, because the house was a complete disaster. I think Monica had to have a total of fifteen contractors come out. She met every single one, sometimes even getting her own shovel out, and never once made us feel like it was out of her job description. Honestly, she made us feel as if it were not a job at all; she was just helping out her friends. I HAVE NEVER had someone I just met WORK SO HARD to help me be successful. Very few times in life do you meet someone and immediately feel they are there to help you. Monica Chudgar was the perfect person to guide us through the trials of purchasing a home. When we needed support, she was a rock, when we needed her to fight for us, she was more than willing to put on gloves. Without Monica, I am convinced our home purchase would have never happened. She was always there for us as a realtor and a friend. read more

We met Monica as a referral from another realtor who was helping us sell our existing income property in LA and replace it in Morro Bay through a 1031 exchange. We live in Massachusetts. Monica was supurb helping us locate and qualify an appropriate property. She was very conversant in the use of modern technology to "walk" us through any number of properties behind her cell phone, video taping each room, the setting, the outdoors areas, etc. We selected one property and one of us went out to "kick the dirt." That property fell through, but in person we confirmed everything Monica had reported and relayed. When we did locate and enter into escrow on a property Monica was an excellent negotiating partner; advising us when to be accommodating and, very importantly, urging us to ask for more. We asked for more, we got more, the deal did not crater! We had a trying two weeks at the end of escrow since our LA property took its time closing when our Morro Bay seller demanded speed (he was involved in a 1031 as well). Monica was able to finese our Morro Bay purchase and worked well with our LA agent to expedite its closing. Monica showed her worth in: i) patience, ii) knowledge, iii) creativity, and iv) service. We would heartedly recommend her to any other individual seeking to either buy or sell a home in San Luis Obispo County. read more

As you will hear from anyone associated with Monica, she is an outstanding realtor, going above and beyond our expectations, exceptionally detail-oriented, communicative, honest, and kind without sacrificing business edge. We actually were renting a space in Los Osos and got connected with Monica through the owners. Monica brokered their home and they raved about the professional and personal relationship forged through the buying process. We recently moved here from South Carolina and relied heavily on Monica to guide us to the right home given a tight time constraint and budget. She honed quickly in on the home we wanted, facilitated and sealed a remarkable deal. Somehow she managed to keep us 100% updated throughout the negotiations without missing a beat. Without hesitation, she arranged to meet us on our schedule, met with an inspector at the house when we could not, found answers to questions we didn't even know we had! She's like the Modern Day Agatha Christie of Real Estate. She is undoubtedly the realtor you want to work with to find your home. We cannot even imagine going through the buying process with anyone else. Thanks Monica! read more

We highly recommend Monica Chudgar as a real estate agent for experienced buyers/sellers as well as the inexperienced like us. We were out-of-state buyers, who hadn't purchased a home in 30 years, with specific needs to be met, all of which created challenges. We were unfamiliar with the market, local appraisers, lenders and repairmen. We had limited time to view properties and take care of the many business items that come with buying a house. Monica did detailed research to resolve our questions and concerns, was always prepared beyond our expectations, worked promptly and thoroughly, and followed up with us as well as the seller's agent to see that everything was in order. She was a conscientious liaison between all those we needed to make the purchase. Monica's integrity was stellar, her knowledge base phenomenal, her past experience as an appraiser invaluable. Her demeanor was always pleasant and respectful. It was obvious to us that she made it a top priority to make sure that we were going to be happy in our purchase of a new home. Monica was invaluable. read more

We had no connections in real estate in the SLO area, but feel blessed that Monica Chudgar answered the phone when we made a Sunday morning call asking to look at a property that same day. Not only did she arrange for us to see the property, but she lined up several others so that we could have some comparisons -- within a couple hours! We ended up purchasing the property and found it to be the most seamless real estate purchase we had ever experienced. Monica is professional yet very personable and easy to work with. She is very knowledgeable about the area (we are from out of town) and responsive to any questions. If she didn't know the answer, she would get the answer shortly. Her communication skills were excellent and she was readily available -- answering our calls and emails quickly. Monica was on top of every aspect of our transaction and made this purchase easy. I wouldn't hesitate to use her again and wouldn't even consider looking for a different agent in the SLO area. There is a very good reason that she received Realtor of the Year in 2012! read more

As new parents and home-buyers shopping for "THE" home for our family, we came into the home buying process with lofty goals, a tight budget, and absolutely no free time. With Monica Chudgar assisting us,the process was amazingly pleasant and 100% successful! When we weren't quite ready to make an offer, she provided valuable resources and helpful information without any pressure to move more quickly. And, when we decided the timing was right for our family to buy a property, she took all the necessary steps to ensure that we purchased the best home at the best possible price. Monica is a communicative, technically-savvy agent who is constantly prepared for whatever the next step may be. She is also an experienced appraiser with an innate ability to ask the right questions and discover important information. Due to her keen insight and sage advice, we are now living in (and LOVING) our dream home. read more

We are so fortunate that we ended up working with Monica...from start to finish of the (thankfully quick) process, she was amazing in educating us about the area, keeping us aware of houses becoming available and scheduling visits, giving insight on neighborhoods and pros/cons of each home, and then eventually throughout the negotiation process. She truly made the home buying experience, which can be overwhelming, as easy and enjoyable as we could ever imagine. She is such a good listener, so smart and on her game, so ready to help in any way, and continues to go the extra mile to help with each and every part of the process. Even now, after our home has been bought, she still remains an amazing resource and is always responsive. We are so grateful to Monica and recommend her to anyone that wants an amazing agent on their side. read more

When we moved to the San Luis Obispo, we knew absolutely no one in the area. Monica met with us, discussed our hopes and dreams for living in the area, and set our minds at ease. Her attention to detail and seemingly faster-than-humanly-possible responses to our questions made our first property buying experience quick and easy. We've since bought and sold property in SLO all with Monica's help. And if we ever buy or sell again, Monica will be our first (and only) stop. We've come to think of Monica as family -- she puts so much care into the process, smoothing the inevitable real estate bumps along the path and staying by your side every step of the way. Call her and get started on the next chapter of your life. You'll be glad you did. read more

Earlier this year my husband and I moved from Alaska to SLO county for work. We knew with the move, finding a rental was going to be tough and we thought that the real estate market would be even tougher. Lucky for us we had Monica to help us find the perfect house that fit our budget and had us moving in within a month of arriving to the area. As first time home buyers she walked us through the process step by step and always made herself available when we needed her through negotiations. Monica brings a caring and positive outlook to the sometimes daunting process of buying a home. We couldn't and wouldn't have bought our home without Monica's help and now we refer her to all our friends who are looking. read more

Monica helped us with the purchase of a house. From the start we communicated well. Much of the search for properties had to be done remotely and she was able to do realtime video tours of houses which we had selected. Throughout we found that she was super smart and efficient in coordinating with us, escrow and the selling party. Also she was a firm and ethical negotiator. During the whole process we had some timing issues which she navigated skillfully. We felt we could trust her judgement and experience at all stages in the process. We were also pleased with the inspector and other vendors she recommended. We were very satisfied. read more

Monica was delightful to work with during our recent house sale. She is friendly, upbeat, professional, very capable and extremely knowledgeable of the local market. Her experience as an appraiser helped enormously. She guided us at every moment during the process and is extremely responsive to texts and emails, even when on a family trip out of town. We are so thankful for her guidance and would have no hesitation in using Monica again, or recommending her to others who are interested in buying property on the Central Coast. read more

Highly recommend Monica! She showed a real love for the area and a deep understanding of the process--she isn't a "cookie cutter" agent but really takes the time to think through what makes the most sense for each property. She kept excellent notes and was great at explaining to us what our options were at every point. House ended up selling quickly, and above asking--and, because of her skill and guidance, we had no bumps in escrow and the closing was smooth. She is a highly trained and thoughtful professional! read more

Monica made my dreams of home ownership come true! As a first time home buyer, I was overwhelmed and honestly pretty afraid of the entire process, but Monica was there to offer guidance and support every step of the way. I was especially appreciative of her going above and beyond explaining all of the paperwork! Her experience as an appraiser further cemented my confidence when making decisions. It's clear that Monica loves what she does and enjoys helping people find a good match. Thank you, Monica! read more