They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

My financial advisor recommended Sandra and Jeff to me so I can fix my credit profile. Credit is so…read moreessential to our everyday life. Within one month, my credit score has gone up 10-15 pts. In the consultation, Sandra will looked at your credit profile to tell you if she can help you or not. Fun fact: they also guide you into helping you build your business credit! Thank you, Sandra & Jeff.

Chris is Awesome. His personality and knowledge are excellent. He is patient and always available…read moreto answer questions. I would recommend to communicate with him more than you think is reasonable just to get updates, discuss strategy and to figure out what will happen. Often times, when we are low on money is when we need a service like what Chris provides. And that's also when emotions will run high. So please communicate with him often to not only manage your emotions but also to chime into logic. Definitely would recommend Chris and Speedy Credit Repair. Just communicate and everything will be good. He and I are talking still to this day and plan on working together on different projects moving forward. Thank you Chris for your continued support, knowledge and patience. Much love and respect!

I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

Man I tried different places to fix my credit no luck but I met lam he explained to me everything…read morecool guy he know what he's doing less than a month five accounts deleted I recommend this place to anyone they don't just talk they make it happen. Thank you lam.

I was referred by a real estate agent to go to these guys to fix my credit. They claimed that they…read morecan increase my scores in 3 weeks for me to buy a house and nothing changes. I cannot get a hold of them, passed by their office many times and they close down. SCAMMERS! Stay away from these guys. I will hunt you guys down tiok my money and run away.

I appreciate this business! I was having a hard time with expenses and they approved me for a much…read moreneeded loan with comfortable payments. Thank you: Marcella, Dulce, and Gen.

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Wayne is very knowledgeable and responsive. He managed and cleaned up our FICO as if they were…read morehis. He improved our scores beyond what we need to refinance and save money. Thank you, Wayne,

I was referred to Brown's Financial Services back in June 2025. At that time, I was completely open…read moreand honest about my needs and wants, including my spouse's which involved removing inquiries; for myself, I needed Brown Financial Services to remove inquiries, a charged-off bankruptcy, and building corporate credit for a newly formed LLC and my personal score. The correspondence was great for a short while. However, things took a turn for the worse in late July when the credit bureaus finally started reporting a purchase made before I became under contract with Brown's Financial Services. At that point, Mrs. Brown felt it was appropriate to reach out and admonish me instead of trying to see what might have happened, claiming that I had violated our agreement and that I was not serious about improving my credit. Mind you, I had already paid approximately $2,350.00 as a testament to my seriousness about handling business. Despite this payment, she did not make any attempts at removing the inquiries from my wife's account until several months later. There was no communication in what to expect, what to report back to her, nothing. My wife received some emails via Experian and she reported receiving those emails to Mrs. Brown and she promised to look at the communications. The communication my wife received after reporting receiving the emails was Mrs. Brown asking for the password to Experian so that she could look at the emails and then stating that the information was no longer valid, accusing my wife of not reporting receiving the emails in a timely manner, when indeed she did even though Mrs. Brown did not tell her that she needed to look out for communication from the credit reporting bureaus.Things began to come to a head in October. We corresponded at this time, and I expressed my disappointment because my personal credit had not improved in all that time. She was only able to establish one net 30 account for my business, and my wife had not received any correspondence from Mrs. Brown or the credit bureaus. My wife reached out again, asking for status and Mrs. Brown stated she was submitting some information to the credit reporting bureaus and to look for letters from them. Well, my wife received one letter and informed Mrs. Brown of the letter and her response was that the bureaus were using tactics not to investigate the disputes and that they were using legal jargon and that the letter was unacceptable. The next communication from Mrs. Brown after that was to check our email for important messages which was in December. The important messages she was referring to was her asking for us to pay more money and she even made threats that if we didn't pay, she would open a collection account with the credit bureaus, despite the fact that we had not seen any results. Funny, how she was willing to make that happen quick, fast and in a hurry. In the end, I am out $3,570.00 because I had faith in the person I was referred to, and it appears that to this person, I was nothing more than a blank check. She should be ashamed at the way she treated us and possibly others. That's not the way you treat people, especially when your business depends on referrals. Hopefully, others will read this review and not fall victim to the same situation as I did. Look elsewhere for more respectable representation; don't waste your money, or time. In addition to the loss of money and time we now have to keep an eye on our credit card accounts because we're not sure if this was some elaborate scheme or something.

Amazing customer service. The service I recieved was very informative and precise for my business.read more

Very good service from beginning to end. They walked me through the whole process and always a…read morephone call away.

From the owner: Winterbotham Parham Teeple, a PC is one of the most experienced bankruptcy law firms in Southern…read moreCalifornia with over 130,000 clients since 1978. We provide representation for debtors whose primary residence is located in Los Angeles, Orange, Riverside, and San Bernardino counties of California.

When I first met Erika I had such bad credit that I couldn't even rent an apartment even when…read moreoffering double deposit or financing a car. I thought that fixing my credit was an impossible or extremely hard thing to do. I have now been working with her over a year and I can definitely recommend her to anyone that needs help. My credit has improved greatly and I couldn't be more grateful

This is an amazing office with multiple uses. Erica has achieved her dream to have an office where…read moreshe can serve those who are in need of credit repair as well as other issues. They have a room that can be rented for people to come in to do training as well as a green room for photography. Today they were free head shots that they were opening. I feel good things are coming in the future from this building in this office. Congratulations Erica

There are very few programs who are willing to commit & help people who are in these kind of…read moreissues. I have nothing but good reviews for this program, especially Willian Gil who was the one who helped my dad & got the modification going & approved. He was really on top of things & we are really thankful for his hard work & for being on top of this case as if it was his own. His replies were so quick both by phone & by email & he made sure all the paperwork was complete & correct before sending it over to the bank. Besides the great work, the other great part was that my dad didn't have to pay a single dime for this service. My family & I are very appreciated of this program!

Do not try their program if you have a bankruptcy, they make you promises to save your home, but in…read morereality they want you to lose your home for their own benefit.

thank you to rene and kate for helping me. they each explained things to me that i didn't…read moreunderstand and were patient, helpful and caring.....if only they could be cloned.....not all people who answer phones at businesses are this courteous. you could be trainers for new folks joining nuvision's bank of phones. you made my day....i hope this makes yours.

I recently attended a training at NuVision Credit Union, and I have to say--it was AMAZING!…read more Jimmy Esqueda did such a great job explaining the updated forms. He is extremely knowledgeable, knows exactly what he's talking about, and explains everything in a way that truly makes sense. After this training, I feel much more confident using the new forms, and I genuinely feel I can trust Jimmy with my files every time. You can tell he truly cares and wants agents to succeed. A huge shout-out as well to Salomon Quijada for always putting these trainings together. I know it takes a lot of time and effort, and it really shows. As a lender, he goes above and beyond to support real estate agents and consistently provides valuable information that helps us grow our business. Thank you so much to NuVision Credit Union for always supporting Salomon and all of us agents, and for hosting these trainings at your Huntington Beach branch. Your support truly means a lot. Highly recommend attending these trainings! Thank you again Jimmy, Salomon , Michael, and the entire NuVision Credit Union team!