I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

Before I hired this company, Mr. Chris L. gave me a call fairly quickly when I requested a free…read moreconsultation. Phone call nearly lasted an hour, explains to me his story, how everyone has slip ups with credit, how he knows how to repair credit ethically and properly. Gave me his story how he initiated his company, when I asked to proceed he asked for a $200 fee up front and after that $199 a month for 6 month contract. He also sent me documents to sign, nearly a dozen, all stating ways for him to stay covered from legal troubles and so I don't ask for a refund and it's a non refundable deposit. I was not asking for a miracle with my credit score, I was aware how I messed up my credit but I didn't know how to tackle it to get it better, Mr. Chris highly recommended not to worry that he will help me that that's why I hired him, he'll tackle these companies to try and get rid of them from my credit score, 3 months pass by and I ask for a update of how the situation is going, no response. I called and emailed his assistant Laurie, no response, when I did get a response it was for me to set up an appointment, in which I did, come to the date of? No call, no text no email. 2.5 more months passed by, I reached out again, Mr. Chris said, "I'll call you in a bit" ....... No call no text. I reached out to assistant...... no call no text no email. Come to 3 days before contract is up, $1,200 later, I ask for another update, well I never received one before but you know what i mean, Mr. Chris told me that he wants to talk to me and give me a refresh on my credit score, and discuss next steps, told him great I'm available anytime to just give me a call. Never heard from him again. In summary, did they help my credit score? No. Did they remove anything from my credit report? Yes, 2 things that were $50 each additional cost, so total price : $1,300. Before they take your money Mr. Chris is so talkative and transparent and communicative , after though? No a single word, no communication, out of the work they did, hardly any, hardly any improvement was made but that's why they send a lot of documentation for you to sign so you don't later on try and get your money back for not being satisfied.

Man I tried different places to fix my credit no luck but I met lam he explained to me everything…read morecool guy he know what he's doing less than a month five accounts deleted I recommend this place to anyone they don't just talk they make it happen. Thank you lam.

I was referred by a real estate agent to go to these guys to fix my credit. They claimed that they…read morecan increase my scores in 3 weeks for me to buy a house and nothing changes. I cannot get a hold of them, passed by their office many times and they close down. SCAMMERS! Stay away from these guys. I will hunt you guys down tiok my money and run away.

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Credit can be intimidating, and I often neglected it for that very reason. However, when I…read moreconnected with Karen, she was incredibly patient and informative. What stood out the most was that they were not pushy at all. I've noticed significant improvements since I started working with them, and they genuinely care about your well-being. I've recommended Second Chance to friends and family who also felt uneasy or stuck. If you're in a similar situation, take a moment to call them. It's worth it! Thank you, Karen, Wayne, and the entire Second Chance team. You're making a positive impact in more ways than you can imagine.

I was referred to Brown's Financial Services back in June 2025. At that time, I was completely open…read moreand honest about my needs and wants, including my spouse's which involved removing inquiries; for myself, I needed Brown Financial Services to remove inquiries, a charged-off bankruptcy, and building corporate credit for a newly formed LLC and my personal score. The correspondence was great for a short while. However, things took a turn for the worse in late July when the credit bureaus finally started reporting a purchase made before I became under contract with Brown's Financial Services. At that point, Mrs. Brown felt it was appropriate to reach out and admonish me instead of trying to see what might have happened, claiming that I had violated our agreement and that I was not serious about improving my credit. Mind you, I had already paid approximately $2,350.00 as a testament to my seriousness about handling business. Despite this payment, she did not make any attempts at removing the inquiries from my wife's account until several months later. There was no communication in what to expect, what to report back to her, nothing. My wife received some emails via Experian and she reported receiving those emails to Mrs. Brown and she promised to look at the communications. The communication my wife received after reporting receiving the emails was Mrs. Brown asking for the password to Experian so that she could look at the emails and then stating that the information was no longer valid, accusing my wife of not reporting receiving the emails in a timely manner, when indeed she did even though Mrs. Brown did not tell her that she needed to look out for communication from the credit reporting bureaus.Things began to come to a head in October. We corresponded at this time, and I expressed my disappointment because my personal credit had not improved in all that time. She was only able to establish one net 30 account for my business, and my wife had not received any correspondence from Mrs. Brown or the credit bureaus. My wife reached out again, asking for status and Mrs. Brown stated she was submitting some information to the credit reporting bureaus and to look for letters from them. Well, my wife received one letter and informed Mrs. Brown of the letter and her response was that the bureaus were using tactics not to investigate the disputes and that they were using legal jargon and that the letter was unacceptable. The next communication from Mrs. Brown after that was to check our email for important messages which was in December. The important messages she was referring to was her asking for us to pay more money and she even made threats that if we didn't pay, she would open a collection account with the credit bureaus, despite the fact that we had not seen any results. Funny, how she was willing to make that happen quick, fast and in a hurry. In the end, I am out $3,570.00 because I had faith in the person I was referred to, and it appears that to this person, I was nothing more than a blank check. She should be ashamed at the way she treated us and possibly others. That's not the way you treat people, especially when your business depends on referrals. Hopefully, others will read this review and not fall victim to the same situation as I did. Look elsewhere for more respectable representation; don't waste your money, or time. In addition to the loss of money and time we now have to keep an eye on our credit card accounts because we're not sure if this was some elaborate scheme or something.

Amazing customer service. The service I recieved was very informative and precise for my business.read more

Very good service from beginning to end. They walked me through the whole process and always a…read morephone call away.

From the owner: Winterbotham Parham Teeple, a PC is one of the most experienced bankruptcy law firms in Southern…read moreCalifornia with over 130,000 clients since 1978. We provide representation for debtors whose primary residence is located in Los Angeles, Orange, Riverside, and San Bernardino counties of California.

About a year ago i set out on the overwhelming task of repairing my credit…read more I was newly married and was struggling financially butknew that i did not want to compound my financial problems by making the same mistakes again. I did my due dilligence and came across Conquest Credit. I contacted Danny and thats the precise moment my financial life began to improve. Danny helped tailor a strategy and a payment plan that I was comfortable with, and never once has there been any hidden fee or extra charges. In fact Danny has donethink more than I paid him for. When i started to see real results, which was quickly, i referred my wife and also a close friend. In about 10 months my wife and i have gone from a FICO of 540 to just under 700. We could not be any more satisfied with Danny or with Conquest Credit. Do yourself a favor and call this man!!-

When I first met Erika I had such bad credit that I couldn't even rent an apartment even when…read moreoffering double deposit or financing a car. I thought that fixing my credit was an impossible or extremely hard thing to do. I have now been working with her over a year and I can definitely recommend her to anyone that needs help. My credit has improved greatly and I couldn't be more grateful

Do not try their program if you have a bankruptcy, they make you promises to save your home, but in…read morereality they want you to lose your home for their own benefit.

Karla Medrano and folks at the Fair Program are incredible!…read more First, I'd like to thank the woman who initially called and put me in contact with Karla, she was persistent in a very respectful manner; which is why I agreed to meet with Karla. I knew I needed to do something, but the thought of doing anything overwhelmed me. Karla helped me sort through paperwork and files, we called my bank, and I applied for a modification. The modification was granted within a few weeks. Thanks for everything!!!!

thank you to rene and kate for helping me. they each explained things to me that i didn't…read moreunderstand and were patient, helpful and caring.....if only they could be cloned.....not all people who answer phones at businesses are this courteous. you could be trainers for new folks joining nuvision's bank of phones. you made my day....i hope this makes yours.

I recently attended a training at NuVision Credit Union, and I have to say--it was AMAZING!…read more Jimmy Esqueda did such a great job explaining the updated forms. He is extremely knowledgeable, knows exactly what he's talking about, and explains everything in a way that truly makes sense. After this training, I feel much more confident using the new forms, and I genuinely feel I can trust Jimmy with my files every time. You can tell he truly cares and wants agents to succeed. A huge shout-out as well to Salomon Quijada for always putting these trainings together. I know it takes a lot of time and effort, and it really shows. As a lender, he goes above and beyond to support real estate agents and consistently provides valuable information that helps us grow our business. Thank you so much to NuVision Credit Union for always supporting Salomon and all of us agents, and for hosting these trainings at your Huntington Beach branch. Your support truly means a lot. Highly recommend attending these trainings! Thank you again Jimmy, Salomon , Michael, and the entire NuVision Credit Union team!