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    OneMain Financial

    5.0 (1 review)
    Closed Closed

    Services - OneMain Financial

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    3 years ago

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    Premier Bank

    Premier Bank

    2.3
    (3 reviews)

    Let me tell you a story…read more I started on mobile banking in September. Premier Bank has an app for mobile banking - as do many banks. Prior to a week ago - if you took the photos of your check, and it wasn't quite what the app needed, you would get an x or an error notification - but they would still allow you to deposit the check. In my head, I'm thinking "well ok, they probably won't honor this check - I should try again." I did, I got a green arrow - no issues. Premier Bank NE went ahead and honored both payments. Now, the discovery process was quick - they fixed the issue in four business days. My assumption - from then on, was that if I got an x, the bank would still honor the payment. Fast forward three months. I deposit a check on a Friday. I need that money, so I call Saturday. "Hey, is my check processing?" I am told it isn't, so I try again. The bank honors two payments. A holiday is coming up, but I figure, "ok, I'll hang on to the money and then they can withdraw after the holiday, kind of like last time." I subsequently did so. Nothing. I held onto the funds until January 14th, it took the bank another month to fix the issue. I did not call, because they had fixed it internally before - and I did not want to get called a thief and prosecuted. People are inherently crass and ugly things, and will take a chance offered to screw you over. Whether you agree with that logic is tangentially relevant at best, for reasons I will break down. Here's the problem for you, the consumer - mistakes with online banking were all the rage over 10 years ago. You look up news stories on this it's 2011, 2013 - this hasn't been an issue in the public eye for a while. That, ultimately, is the issue. There will be technical innovations after online banking, and Premier Bank Nebraska cannot be trusted, under any circumstances - to be ahead of the curve by any reasonable measurement, nor can they be trusted to work with you when mistakes do get made. And they know where they screwed up, because the app I mentioned earlier no longer lets you deposit if there's an error message, or an x. I banked with them for almost eight years and will do so no more.

    Don't use this bank if you live paycheck to paycheck. They delay deposits and send transactions…read morethrough just before midnight so that they can charge you overdraft fees. When I opened my account they claimed they would never did this and they didn't for years but something changed. If you check your balance online, it is not accurate, they will send charges through after hours then charge you overdrafts the next day. Shady

    OneMain Financial - installmentloans - Updated August 2026

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