I wanted to consolidate 2 smaller loans with higher interest rates into 1 with lower interest to save a little money. I requested only enough to pay off the loans which according to their website would have lowered my payment $22 a month over 3 years saving me almost $800. Now I already have the other loans and have made all payments on them both ahead of time but for some odd reason even with a credit 8 score of 702 OneMain Mistake... er I meant Financial wouldn't give me a loan. No explanation why, nothing. Just some silly offer for way less with a high interest rate. When I asked what happened the woman said she wasn't sure. Ok, so why do you have you have a customer service job if you can not provide the customer with service? Gonna have to say these guys are a scam, don't care how many loans they've handed out or to who. They're scammers, stay away. read more