1. New Point Home Loans

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San Clemente, CA

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New Point Home Loans

5.0 (5 reviews)
Closed • 9:00 am - 5:00 pm

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Recommended Reviews - New Point Home Loans

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2 months ago

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2 years ago

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Ray S.

Thank you so much Tine! And thank you for trusting in us!

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3 years ago

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Ray S.

Ianthia, I am so happy for you. You were a pleasure to work with!

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3 years ago

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Ray S.

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3 years ago

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Ray S.

Thank you so much for you review!

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Shannon Gray - LifeSource Mortgage

Shannon Gray - LifeSource Mortgage

(61 reviews)

My wife and I were referred to Shannon and LifeSource Mortgage by a family member, and we are very…read moreglad that we worked with him! We were looking for our first home, so we were coming from a place of minimal experience with mortgages and the processes around them. From the very beginning, Shannon was friendly and full of information, filling us in on different things to do at different steps of the process. He provided information about important topics like property taxes, homeowner's insurance, the escrow and closing process, and more. He was also very transparent about how we would be working together, and what would be good for me to read up on for my own growth and understanding of the process. We very much felt like we were on a team. Each of the things that we needed from Shannon were delivered in a timely manner, with clear and direct communication, like a pre-approval letter, appraisal coordination, and a good rate on our mortgage. When we finally went into escrow for a home, we ended up with a small window of two weeks to close. Shannon let me know that if we all hustled, we could make it work. Everyone on his team was on top of things throughout that period, reaching out whenever they needed something, and handling the rest cleanly. We were able to close on time, which was a huge relief! From there, Shannon offered to keep an eye out for opportunities for refinances down the road, and we intend to continue staying in touch with him and his team. We will definitely be recommending him to others!

We have had Shannon take care of our loan on 2 separate occasions and he has always been super…read morehelpful, and thorough! We planned on using him a 3rd time when we relocated to a new house and he suggested that we look into obtaining a loan from the builder of our new home to see if they had any incentives. We ended up sharing the numbers and details of the other loan with Shannon and he told us that we would be crazy not to take the other offer. This meant that he was going to lose out on our business and it just goes to show that Shannon is a man of integrity!!! Hard to find people that do the right thing no matter the cost nowadays! Go with Shannon and Life Source if you are looking for someone you can trust!

Yosef Shapiro - Mortgage Broker

Yosef Shapiro - Mortgage Broker

(49 reviews)

8/25/2026 I have been speaking to Yosef for a few weeks now…read moreto discuss the possibility of purchasing a home prior to November as the market is softening up and prices are dipping slightly and inventory has increased providing an opportunity to find that perfect view home. We have worked with Yosef on previous real estate transactions anas there is virtually no other broker that is so down to earth, knowledgeable and transparent in handling a real estate financing investment. Yosef brings years of experience and it runs in his family. I so appreciate Yosef's honest and straightforward approach to making dreams come true. Yosef knows the ins and outs and has worked with many agents that we have utilized during our previous real estate ventures. Anyone looking for a truly honest, knowledgeable, trustworthy, transparent and skilled professional in the field of Real Estate financing don't miss out as I highly recommend you contact Yosef. Previous Review I just can't say enough about the knowledge, expertise, service, and, of course, competitive rate options that Yosef offers. I have purchased several homes with the assistance of Yosef Shapiro at emortgages in Petaluma, California, and he always offers the best rates, service, and most efficient service. Yosef is also committed to successfully closing the loan that he is always available via phone and email with response times that are astonishing, even on holidays. Yosef also has 2-1 buy down programs and other very attractive rate options. I have completed real estate purchases and refinancing with Yosef and at times checked with others in the industry just to see what they can offer and Yosef at emortgages beats the competition by far and with lower loan costs and faster closing times. If you are in the market for a purchase, refinance, reverse mortgage, etc. Yosef is your go-to professional. Top shelf service and experience! Highly recommended

I highly recommend Yosef for all your mortgage needs…read more Yosef has been a great help with helping me secure a loan on my home in Marin. Six months later he helped us refinance and save $400/month. And now he helped us take out a second for some renovations. He is extremely responsive and knowledgeable.

New Point Home Loans - mortgagebrokers - Updated October 2026

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