My Style Mortgage

5.0 (4 reviews)

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Jessica H.

6 years ago

These guys were wonderful to work with. They worked hard to make sure we were getting the absolute best rates possible, and were available at any time (including weekends and Hollidays)! They were in quick direct contact about what was needed and things went super smoothly. Thank you so much Idaho First Mortgage! read more

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K G.

7 years ago

Derek was great. He was so responsive but, for once, you don't have to hassle him because he will actually follow up!!! By far, this was our best real estate transaction in Idaho! We'd go back in a heart beat! read more

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Konstantinos K.

7 years ago

I did not have previous experience but Derek took the time to explain all parts of the process in detail. His team would follow up with requests about documents required to complete each step of the process. Sometimes they would insist by sending several follow up emails to make sure that everything is submitted on time. The process completed smoothly and we had no drama or delays. Highly recommended. read more

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Kristina S.

6 years ago

This team really worked hard to help us obtain a loan with us moving to Idaho not long ago. They even went as far to be with us on our closing day it's the little things that set them apart from others including clear communication. Thanks guys!!!! read more

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Anderson Hicks Group

(9 reviews)

I am truly appreciative for Arron Rupp, the realtor for the sale. From the first time meeting him,…read morehe took his time to get to know what the house meant to me. He helped organize with house related things. House received an offer within 3 days. Closing was longer because VA but Arron kept me up to date on everything along the way. Extremely impressed by Arron and Liz in the office with the following up. Highly recommend Arron Rupp and the professionalism of Liz. Went as smoothly as it could have, and that wasn't easy as I was in another state. Yet they handled it all professionally and with finesse. Thank you, Arron and Liz.

excellent service, they send lots of market report information on your listing and always keep in…read moretouch with updates and details. Very smooth closing for us!

Murdock Manwaring - Keller Williams Realty

(6 reviews)

Avoid Chad Murdock at all costs, he adds a $599 marketing fee to your listing and you have to…read moreclosely read the listing agreement to discover it. Murdock is very selfish and bullies his clients. He put an electronic sign on our property with a number to call for a recording. The house was on the Snake River and showed well with lots of drive-by traffic. The problem with the recording was it directed people to five of his other listings and provided no information about our house. When I confronted him, he claimed it would help my house sell and became angry when I told him that was just nonsense. The listing was about up and we were looking forward to listing with another realtor. At the last minute another realtor found a buyer, not Murdock. At the closing he was sick and coughing all over everybody. That didn't stop him from chewing me out for not taking $30,000 less. Apparently, he had a deal with the other realtor to buy the house for a lower price. This is highly unethical, he was supposed to be representing us, not the other side. During the listing he told another realtor that we weren't home and they could show the house to clients by obtaining the lockbox key. It was early morning and I was fishing. My wife was asleep in the master bedroom when three strangers walked into her bedroom Murdock was too lazy to even call to see if we were home. He once bragged to me about one of his neighbors who was prominent in the community because the neighbor wouldn't take any guff from his business associates. Some people have bulldozer personalities and resort to this behavior to bully others. They become highly agitated when you refuse to be bullied. He had some very good employees that worked for him, I'll give him that.

"Horrible and Dishonest" is how I would describe how I feel about my experience with Bryan Davis at…read moreMurdock Manwaring. I feel this has been the worst experience I have had with any company in my entire life. I feel Bryan Davis lied to me and that following his advice cost me several thousands of dollars and many sleepless nights. Frankly, I was on the fence about whether to list with them until Bryan Davis offered some enticements to list with him. He gave my property a valuation of $250k, said it would sell for that within 30 days, then said "if it doesn't sell for $240k I will eat my shorts." He then made a promise that if it didn't sell after 3 price drops and 90 days on market Murdock Manwaring would buy the property. He told my wife and I this, and then he put the notes right on THE LISTING CONTRACT! After 120 days on market and the dropping the price to $215k, I told Bryan Davis I'd like to take them up on their guarantee to buy it. Bryan then texted me and said he would get the ball rolling (implying getting us the purchase and sale agreement) so we stopped the listing so they could buy as Bryan had promised me. I later learned that while I had signed my side of the listing contract in May, he sent me my only copy on September 29th, and September 29th shows that is when Bryan Davis had signed it. If true then it appears it was listed all summer without an accepted agreement by the agent! To sort this out we met with his boss and then the boss and Bryan. I felt like Bryan lied and felt the boss twisted wording to try to get out of what Bryan had promised me. In the end, they said "We don't have a contract with you" (with the signed listing agreement in front of all of us) and they were not going to do anything for me, even though Bryan had put in the Listing Agreement that he would get the property bought by Murdock Manwaring if we didn't sell it after 90 days on the market. I trusted Bryan Davis and the team at Murdock Manwaring to do what he promised me. I feel scammed, lied to, and ripped off.

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Bobbi T.

5 years ago

Having just finished a refinance of my original mortgage, and that this was my first experience refinancing, I have a new and expanded appreciation for the mortgage experience I had with Derek Oswald at Idaho First Mortgage. I was purchasing my first house (at age 65) and getting a 30-year fixed mortgage for the first time. Another complicating factor was that I was doing all the set-up work remotely --- from Bellevue, Washington. I received a great rate (3.625%) in October 2019 and did not realize how well cared for I was throughout the process (I KNEW NOTHING about MORTGAGES) until I entered the mortgage refinancing process in October 2020- as all my questions and concerns were patiently handled by Derek and his staff. Derek detailed the various options available for mortgage financing and explained why he recommended the one we initially received. I had the opportunity to refinance a good mortgage at 3.625% to a new one at 2.75% from a different mortgage lender. While I am happy to have my monthly mortgage payments reduced about $150 -YIPPIE- I have to say that the experience getting there was extremely frustrating. It was clear that the company was dealing with a mortgage frenzy as my questions went unanswered and the security in transmitting my financial and personal information was diminished when it was suggested that I simply email the information to the Sales person I was working with. I held out on that process until he informed me how to access their portal. Communication was so bad that when I did not get responses to queries after I submitted my information I contacted the original number I called to confirm the process and the company I was dealing with were not a scam to steal my identity. The process was drawn out without explanation (too busy to deal with me, likely). Since the company headquarters are at a remote location (different state) I signed my paperwork with a local notary. Fortunately, the notary was an accountant by profession because when we had questions about some of the paperwork - NOBODY WAS AVAILABLE (other than the notary) TO ANSWER MY QUESTIONS because it was the day after Christmas and a Saturday - really not acceptable excuse in my book since THEY set up the appointment with the notary on that date. I was told the mortgage payoff was to occur on December 31, 2020. Not only was the mortgage payment delayed until January 5th, they sent the payoff TO THE WRONG BANK! I only include the details of the nightmare I had refinancing my mortgage as a contrast to the phenomenally positive experience I had with Derek and his staff - so you may know what is possible out their in the mortgage world - and know that you will be well cared for and receive the best "deal" available because Derek and his staff are experienced and knowledgeable. I HIGHLY RECOMMEND DEREK OSWALD and IDAHO FIRST MORTGAGE. read more

Shayla L.

6 years ago

Derek and his team were fantastic to work with! I can't recommend them enough. We were first time home buyers, and they were willing to take the time to answer all of our questions, and really educated us on the process. We appreciated that so much. They were prompt with getting back via email, text, and phone calls. Derek really worked around our schedule. He was very reliable and helpful! read more

Ty L.

3 years ago

Idaho First Mortgage is more than credible! They rank on the Scotsman Guide and we're incredible to work with. We were pushing our deadline with taxes trying to close the beginning of the year, and they were so calm, confident, and easy to work with! We had an amazing experience with them! Huge should put to Lexi Barr and Landon Kesler for helping make it all possible. read more

Calvin V.

107

5 years ago

These guys are awesome!! They made the process so smooth for my wife and I on buying our first home! And they are outstanding when it comes to using a VA home loan. I recommend anyone to use Idaho first mortgage when purchasing a home. You won't regret it! And the whole process will be stress free! Thank you Idaho First. My wife and I love our first and new home!! read more

Dakri B.

8 years ago

Derek and his team are always a pleasure to work with! As a Realtor in the business for 10+ years I've worked with all kinds of lenders. Derek goes above and beyond, communicates well and will go the extra mile to make sure clients get the best service and loan experience possible! Looking forward to the next closing with the Idaho First Mortgage team! read more

Andi M.

8 years ago

We loved working with First Utah Bank to get an Idaho First Mortgage loan! They were awesome to work with and kept us in the loop the whole time we were going through the process of buying our home. Derek was fantastic and helped us every step of the way with the finances and made the process so quick and painless. We would definitely use them again! read more

Kingidol68 ..

8 years ago

Derek and his team were truly first rate. To say they were a real pleasure to work with is saying a lot in the stressful world of financing. We had tried several other routes with much anxiety and disappointment but it all melted away when we were referred to Derek. There is no other option in our book if we ever need to get another mortgage. read more

Nicki H.

7 years ago

Derek and his team were fantastic to work with - he and Brady kept me informed through the process of buying our home, and made sure we knew and understood every step. I would highly recommend Derek and Brady to anyone - it was a pleasant experience that went smoothly with no issues or delays!! They're GREAT! read more

Gwendolyn P.

8 years ago

We had a wonderful experience working with Derek and his Idaho First Mortgage Team! They were knowledgeable, patient and thorough while assisting my husband and I purchase a new home in Idaho while residing in Arizona. We recommend them to all our friends and family. Thank you again! The Perrone Family read more

Scott C.

4 years ago

Great experience working with Derek at Idaho First Mortgage. He was always quick to respond and gave great advice on payment structuring and getting the details of a recent house purchase. I'd work with him again. read more

Belma C.

6 years ago

Derek and his team were great! They kept us informed through our loan process. Very efficient, we were very impressed with their services. Would totally refer our friends and family to them! read more

Steven F.

6 years ago

The staff at Idaho First Mortgage was great to work with. They were professional, responsive, and handled the entire process expeditiously. I highly recommend Idaho First Mortgage. read more

Jenny P.

8 years ago

Derek and Wendy with first mortgage were great. They were there for us every step of the way and even sent us an adorable house warming gift after we closed on our new home. read more

Shantal G.

5 years ago

Amazing team to work with! Everyone was so friendly and willing to answer any questions we had making our refinancing super easy! 100% recommend read more

Ralph C.

6 years ago

A great combination of knowledge and friendliness. I in particular enjoyed the personal attention to the details of the process by Cody Hunter. read more