We knew we wanted to look into refinancing this summer to see if we could get rid of PMI, when we got the mailer that indicated we wouldn't have to pay for the appraisal unless we closed the loan we figured it was the best option. I went online and filled out the form and was contacted the same day (5/20) by Paul Vasquez. Paul and I discussed options, he was extremely knowledgeable and not pushy as I have experienced with others in this profession in the past. Paul said he thought we could close by 6/22, Having refinanced our last home I honestly thought this was a bit aggressive and not likely but figured I'd give it a shot and not really hold him to it. Midwest unlike some banks utilizes technology and makes the whole process super easy for the consumer. Paul is very responsive and I always felt he was on top of our account/process, when the appraisal came in higher than expected he called to give me the good news and let me know our loan would be changing and to look for the info. To my delight when I followed up with Paul this past Tuesday (6/14) to see if 6/22 was a realistic close date he said we could actually close as soon as Friday (6/17), so here we are 6/17 the closer came to us and we completed everything in under an hour. I HIGHLY recommend Paul and his team. read more

I had great experiences with Midwest Equity Mortgage in the two occasions I had with the company. One for a refi and one for a new purchase. The refi was very smooth and quick. John Day - the mortgage officer - is very knowledgeable about the mortgage industry and was very helpful throughout the process. He completed the refi in about 30 days. My second experience was when my wife and I wanted to purchase a home together. We were initially working with a different mortgage broker from a different company but after he missed to lock down our rate we gave up and decided to change broker and mortgage company. I called John at Midwest Equity and asked him to take over our file. It was a very risky proposition since we were running out of time and we wanted to make sure he could close our loan before the end of escrow. He ordered the appraisal within 24 hrs and closed our rate before the rates were about to go up and was able to close our loan in time before the close of escrow. In short, he pulled it off without a hitch. Make sure to ask for John Day when you call Midwest Equity for your refi or your purchase needs. read more

I did a mortgage refi with Mat McGinnis and I was very happy with his up front and open dialog. I was a little skeptical at first because I had already checked into some other companies that made grand promises of great refi programs but turned out to be total shysters, offering one thing at first, but then something totally different in the end. I had lots of questions which Mat took plenty of time to fully answer and he put me at ease with the whole refi process.I was told up front what the terms of the loan would be and that there was going to be no out of pocket expenses. Unlike other lenders, Mat was true to his word.There were no surprises or hidden charges sprung on me at the last minute. I would highly recommend giving these guys a call if you are in the market to buy / refi a home. read more

When I was looking to refinance, I called a bunch of places. I had never heard of Midwest Equity, but decided to call them because their mailer was not made up to look like an overdue bill or something else deceptive. The person I spoke to was John Day. He was knowledgeable, respectful, efficient, and creative. I had an a-typical situation and he figured out how to make things work great for me. He got the refi done with a minimum of hassle. What I really liked is that everything was done quickly and painlessly (they sent a notary to me to sign the documents). I would highly recommend working with John and Midwest Equity if you need a mortgage or refi. read more

We used Midwest Equity Mortgage for two refinances. Ryan Winstead was our loan officer and he could not have done a better job. Both loans closed very quickly and there were no issues. The GFE matched the closing papers and there were zero surprise costs. One of our homes is still being remodeled. Other loan officers in the area would not help us to refinance our loan because of this reason, even though the remodel is mostly complete. Ryan Winstead was able to close the loan saving us over 2 percent interest per month and shortening the term of the loan. I would highly recommend not only Midwest Equity Mortgage but Ryan Winstead as well. read more

My husband and I worked with John Day earlier this year to re-finance our home. He was so easy to work with, and was very responsive, despite the time zone difference between us. We submitted all our documents to him a couple of weeks before we went on vacation, expecting to get back to it upon our return in a week. But because of John's diligence, he arranged for our loan doc signing before we left, and our loan closed during our trip. We were extremely happy with the entire loan process. Saving a few hundred dollars every month on our mortgage payment was a definite plus too! =) read more

Before deciding on a company to refinance my home with, I did extensive research and decided to go with Midwest Equity. I can say with absolute certainty that in 30 years of buying and refinancing homes this was far and away the most seamless and straightforward refinance process I've ever experienced. It was a pleasure working with John Day. He is the epitome of professionalism, and always conveyed a 'can-do" attitude. He was direct, honest and I never felt mislead. I would absolutely recommend John Day and Midwest Equity to anyone looking for a Mortgage/Refinance lender. read more

Our experiences with Midwest Equity, specifically with Matt McGinnis, Sr Loan Originator, were amazingly painless! Highly recommend Midwest Equity and Matt if you wish to avoid any hassle, both of our refis were so quick and easy we almost forgot we were refinancing! Easy to schedule home meetings, appraisals and closings both times and everyone we dealt with was prompt, professional and very straight forward. No lost paperwork, no missing documents and everything went off without a single glitch both refis. Would never consider using any other company. read more

We weren't sure if we would qualify for a refi that would actually benefit us, but after talking with Matt McGinnis at Midwest Equity, we were confident that there was an option just right for us. Matt was thorough, knowledgeable and professional every step of the way. Our refinance went through very quickly, very smoothly, without any upfront expenses on our end. We were very well informed of everything each step of the way. We plan on a continuing relationship with Matt, and we confidently refer him to anyone looking for a mortgage solution. read more

The home buying process is never described as great. There's always a hiccup or a problem or some other weird thing that goes wrong. Not with Drew. Drew is by far the best. He's personable & detail oriented and from start to finish kept us in the loop about what was taking place, and what our timeline looked like. I have referred friends to him and will continue to do so in the future. This was our second time going through the home buying process with him, and there's no one else I'd ever dream of working with for a mortgage or a refi. read more

Our refi was not the cookie cutter straightforward loan and wound up getting cancelled after almost 30 days of fiddling around. The issues were known from the beginning and the loan officer, Jay Swab, was asked to look into whether the refi could be done at the outset. Laziness, incompetence or rigidity of internal procedures could explain this. It resulted in an almost 30 day waste-of-time debacle. Not recommended for any but the most straightforward transactions. read more

I can't even begin to express my gratitude to Jake Rohrbacher at the San Diego branch! I live in Seattle, and he made my refinance so smooth from beginning to end. He answered each of my calls, my many questions , and responded to my emails immediately . He was clear and concise about everything to expect during the process. At the end, he got me a refinance that is absolutely life changing! Thank you Jake! read more

Absolutely awesome! John (Midwest Equity Mortgage) was so good with me considering I do not understand most of the jargon. He never made me feel 'dumb' and was totally professional. He had great advice and was even willing to look at my husband's finances. The entire process was smooth and painless and I am now saving for retirement. Something I should have been doing a long time ago. Thank you!!! read more

I worked with James Webber and he is amazingly professional, knows the business and market, stands by his word and does what he says he is going to do. Even with Covid-19 he has been great in his follow up and care. I have referred family to him and they are more than pleased. Midwest - Eclick is a great company to do business with. But ask for James Webber as he will provide excellent service. read more

I just had a great experience working with Midwest Equity Mortgage, specifically Phil Engel. I just completed a refi with Phil in record time. The process was smooth and very professional - I felt like Phil had my best interests in mind at all times. I was surprised how quickly he was able to close the loan. I will recommend Midwest Equity Mortgage to all my friends - great job! read more

We refinanced with Midwest Equity Mortgage and Matt McGinnis was great! He did all the work and made the process simple for us. He provided us with all the information and options available so we could make informed decisions. I'll continue to recommend Matt to all my family and friends looking for mortgage assistance. read more

John Day by far made this the best refinancing experience. The process was quick, easy and stress free! I called with intentions to refinance one home and ended up refinancing two homes AND saving a ton of money. If your looking for someone who is professional and knowledgeable, give him a call! read more

I would recommend Matt McGinnis,( Midwest Equity Mortgage) to anyone looking for someone who listens and takes the time to answer your questions. He will make sure you understand the process and make it seem like a breeze. I cannot recommend him highly enough! read more

James does exactly what he promises and always keeps you informed about the status of the process! Great job on both FHA refinance loan and this again this year on a conventional loan. Will definitely use EClick Lending again in the future! read more