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MidFirst Bank

5.0 (1 review)
Closed • 9:00 am - 5:00 pm
Updated 3 months ago

Services - MidFirst Bank

Auto loan

Mortgage services

Personal banking

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8 years ago

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Flat Branch Home Loans

Flat Branch Home Loans

(5 reviews)

Midtown

They could get rid of their entire staff. Our Senior Loan Officer decided to "Withdraw Our Loan"…read morebecause I questioned her 3 emails that she sent in one hour asking for things already provided,she would send companies to us that we had not had the opportunity to review, you could not talk to any other agents, you could not tell the loan officer anything in confidence, she immediately would run to the realtor. We still can't any information from her, her supervisor or another loan agent that was assigned to us. We do not get return phone calls or response to texts or emails. Avoid this company.

My husband & I applied for a home loan with Flat Branch Home Loans (FBHL) on March 11, 2023, then…read morewe found a much better rate & started working with another company. Unfortunately the home had severe structural issues that were discovered during the inspection. We decided not to pursue the loan with either company & cancelled the contract with the seller. FBHL was immediately notified and an appraisal was never conducted. Once notified, the lender, Jennifer O'Brian, sent us a nasty email, basically scolding us for seeking the best rate possible. Yes, even in the current market with extremely high interest rates she expects us to accept her rate & fees even though they were much higher. Fast forward to today, August 22, 2023, FBHL decides to notify us that we owe them $175 for the appraisal on that home. If you are ready to accept high rates, expensive fees & abuse from the lenders, I recommend FBHL. If you are looking for competitive rates, try Muskogee Mortgage or, if you're qualified, Veteran's United. Both were much better to work with & great rates, with no hassle. Our realtor even told us that Billy Jones with Veterans United was the best she's ever worked with!!

Oklahoma Central Credit Union - A bright, welcoming space inside our Garnett branch designed to make your visit comfortable and easy.

Oklahoma Central Credit Union

(16 reviews)

Applied on their website for a boat loan (pre-approval), 780+ credit score. I think the terms were…read more20k for 144 months. With the pre-approval I had planned to spend roughly $10k-$15k only and not actually take a $20k loan but still wanted to get a higher pre-approval just in case. Had me answer a few questions over the phone. Told me it looks like it's going to get approved regardless but they still needed the few missing blanks. Was notified shortly via-email after giving the missing information that they wanted to add in my wife as a co-signer, I said no. Ended up telling me being a home owner is required for a boat loan so they couldn't approve me. Probably the first time I've heard something like this and makes no sense lol. I've done car loans, personal loans that were 2-3x the amount I requested on this pre-approval and was never a home owner and had no issues getting approved. Not sure if this is something OCCU requires but it was never stated on their application and my credit score was already pulled/dinged only for them to tell me I needed to be a homeowner. A bit ridiculous in 2026.

big bank vs little bank, i went to the bank today with momma, who uses 2 locations for the purpose…read more however, because the particular location, from which she withdraws cash, was not open, she elected not to drive to the other bank today for transferring money to an account. nevertheless, i'd never been to that bank before, and acknowledging i've never before seen the musical 'oklahoma', besides on a tv program, nor know of any other specific plot of land with tall grass, such as that to which refers the lyric, "where the wind goes sweeping down the plains," i'm now identifying grass underneath the bank sign as the favorite plot of grass for me, a resident of oklahoma.

MidFirst Bank - banks - Updated May 2026

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