1. Michael Kennedy Insurance

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El Cajon, CA

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Michael Kennedy Insurance

3.5 (11 reviews)
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Homeowner or property

Car and truck insurance

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14 years ago

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3 years ago

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3 years ago

Called two times to request a quote & both times I was told I would get an email or call back and I never received anything.

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7 years ago

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4 years ago

Great company! Wonderful customer service. Solved all my concerns/issues and I ended up paying a lot less than I had been paying before.

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7 years ago

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Sarah K.

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5 years ago

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Sarah K.

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7 years ago

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Sarah K.

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6 years ago

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Sarah K.

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7 years ago

Super nice to work with and great follow-up. They did even utilized our business a couple of times which I think is super cool.

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8 years ago

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Farmers Insurance - Nikki Kincaid

Farmers Insurance - Nikki Kincaid

(15 reviews)

I operate a small boutique "Aparthotel" in Downtown San Diego. I have been developing my…read moredistressed, downtown, complex for over 10 years. My Farmer's Agent before I found Nikki Kincaid always responded to my annual renewal question the same way when I asked him the same question each and every year at the time of my policy renewal. My annual question was "do we need to disclose to the insurance underwriters that we no longer have traditional tenants and had moved into the extended stay world of corporate housing". My prior agent being the "nice guy" would promptly respond "no problem (just sign the contract)". Nikki on the other hand would have nothing to do with taking the easy, non-ethical path to selling an important insurance policy. She insisted on pursuing a brilliant strategy with full disclosure. I can finally rest easy knowing that I have honest coverage and no longer have that persistant worry that my insurance will not cover a financially, devasting accident (too much equity in one building). Stop fooling around with the "yes" people and give Nikki Kincaid a chance to prove her brilliance. So happy to have found her. I trust her with all of my insurance needs. She is smart and fast.

She has not answered her phone, return my calls or returned an email in 5 months now…read more I called her about my policy before my renewal. I needed to make some changes before renewal in June. I emailed and called for 2 solid months without one single returned call or email. She had only been my agent for less than a year and this was the first time I needed her. But I called and emailed non-stop for 2 months without one single reply. It has now been 5 months and I've even reached out multiple times to corporate. Still have not gotten one returned email or call. If you want an agent to ever respond in 6 months then find someone else.

Michael Kennedy Insurance - homeinsurance - Updated October 2026

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