NACA Program Review - A Realtor's Perspective and Personal Experience…read more I first learned about the NACA (Neighborhood Assistance Corporation of America) program in the early 2000s when I was a new realtor, and I've had the privilege of helping many clients achieve their dream of homeownership through this incredible program. Now, I'm personally using the NACA program for my own home purchase--and it's just as impressive as ever! The program truly benefits anyone looking to buy a home, offering no down payment, no closing costs, and below-market interest rates. As a self-employed buyer, I was facing the possibility of having to put 20% down elsewhere!

very good route to go NACA is a great opportunity they have great counselors and relators that are…read moreready to help. -Jasmine Washington

If we could go with less than a star, I definitely would have…read more Back in April/May of this year, we were referred to Jen from our Real Estate Agent Geoff Z and with the exception of this referral, all of his referrals have been on point. My wife and I went through the whole process of filling out all the paperwork to apply for a 2nd Mortgage Loan to see if we can get a better rate than the firm that did our 1st mortgage here for our primary home in Chicago. After we did all the paperwork (which is quite lengthy since it includes copies of this and scans of that), we heard crickets from Jennifer and her team. What we did hear from her were causal texts to my wife saying how she busy she was doing interviews for her local TV program, etc. etc. Then we find out one of her team members contact the other firm to inquire about the interest rate they offered us. We ended up going with our original lender since they sharpened their pencil and came up with a clever way to lower our interest rate with a higher downpayment option. I'm writing this review today since I got an email from her asking for my vote for "The Best of Tampa Bay" in the Mortgage category. Heck no. I've shared my experiences with a few people already to stay away.

I couldn't recommend Jennifer even if I wanted to. A lot of her ratings on Google seem skewed as…read moreit's written by a lot of people who have just 1 review or just a few. When we started the lending process with Jennifer, the numbers were hard to read and when we asked her about it, she read it incorrectly to us and when I came back and asked her about it, she corrected herself. It's hard to think that a VP of mortgage cannot read her own numbers. It made the process difficult for us as first time homeowners because we were unsure of what the numbers really were. Her emails were snarky and she is not someone that I could recommend to any friends or family because of her bad attitude. We finally went to Quicken Loans (now Rocket Mortgage) for our lending and that was a much smoother process and more enjoyable experience for us.

Working with Mutual Of Omaha was the worst experience I have ever had in Real Estate Financing…read more What should have been a simple refi took 12 weeks to close. All documents and and info was submitted on day 1, Very good credit score and great loan to value ratio. Consistently mislead and little follow-up resulting in a higher interest rate. After 78 days we finally closed and checks from the Title company were sent out overnight but only half arrived in the FedEx package. Being the weekend again we waited. I would not recommend at all.

Dealing with Lauren has made a mortgage loan a less time consuming process, she walked me through…read moreall aspects of of this loan till the very end even with the few bumps in the road that were not there fault. Thank you

Jon and his team helped us qualify for our mortgage and we are so grateful to their hard work and…read morededication! I recommend them to anyone looking for a loan officer. I'd give them 6 stars if I could...

I reached out to Jon Howard to help me refinance my home. He and his team were very friendly and…read moreknowledgeable. They made the process very smooth. I would definitely recommend them!

Yvette is a wonderful agent. We initially had another realtor and mid-way through decided to change…read moreover to her. Why? She listened to our needs. She was quick to respond and personable. It wasn't just about a transaction. If she didn't know something, she would go and find out. And she was honest about it. Her genuine concern to have us find what we're looking for really shone. We actually lost out on our first offer and were pretty bummed. Immediately the next morning the first email I saw was from Yvette with a new listing that met our needs and was about $100k less than the first one. She made time to go see the home with us at a moments notice knowing our time was limited. And our offer was accepted. Even after closing she made sure our issues were addressed. I'd highly recommend Yvette and team to anyone looking to purchase or sell.

I'm going to start off by saying I interviewed several real estate agents and Aaron was without…read morequestion was the best. He is professional, precise, knowledgeable and communication felt like I was the only client he had. Him and Rob came out and assisted with staging of our home. Their eye for design is without question on point. A lot of real Eatate agents have no idea about design and really don't understand their clients. Aaron is amazing with understanding what matters to his specific client the most. He listens and pretty sure he never stops working. He works hard for his clients to get them the best deal. He sold our house at the price higher than we listed for. Most agents wanted to list our house for 20k below what we were wanting to list, aaron and rob rolled with it and made it happen over asking. They stayed with us every step of the way and more than professional assistance, they assisted like a friend. They really cared and gave their honest opinions. Lord knows I'm not the easiest to work with but the patience his team had was outstanding. Josh who is another agent on the team was out of this world as well, everyone who Aaron surrounds himself with is top notch. I can't imagine anyone else assisting with our home selling process. Not to mention they were the agents for the buying of our new home- which we got under listing, in this market!!! Hire Aaron, you will not be disappointed.

We had a wonderful experience working with Bud and this compamy. It was a smooth, seamless process…read more Definitely would recommend!

I am so happy I went with Sharpre Mortgage for my first home purchase!…read more I worked with Bud and throughout the entire process he was super helpful and very knowledgable. He knew I was a first-time homebuyer so he worked with me to make sure I knew what every single line and piece of information meant and did it in a way that made sense for someone who doesn't work in this industry. I felt confident going into closing knowing I had all the information along the way and great support. I don't plan on moving anytime soon since I love my new home, but I know who to call if I decide to move again. Thanks Sharpe Mortgage!

My realtor introduced me to Doug Leoni knowing that I would be in good hands with Simons and…read moreLeoni--the firm is amazing! My experience with Doug Leoni and Loan Processor, Jennifer Nohrer, was absolutely fantastic. One thing that sticks out to me throughout my experience was the consistent level of communication and support I received from Doug and Jennifer. They were always there to empower me with knowledge, and did so in a timely manner. As a first time home buyer there was a good deal I did not understand, but learned along the way. At one point, I began questioning my own decision making process on the home I would eventually buy. Knowing that I was questioning my decision because of cost led me to call Doug. Doug patiently took the time to walk me through my thoughts and doubts. The conversation was two parts financial advice and one part motivational speech. The discussion made all the difference and put me into a home and neighborhood I love! The conversation helped me to understand that I was going through some first time homebuyer jitters. Doug helped me feel comfortable with the fact that I was doing something big but my thinking about it all was sound. Doug also put me onto a fantastic loan opportunity and ensured I would retain as much cash as possible to put into my home rather than spend it on additional closing costs. Again, the experience and caring about the customer shone thorough as I moved towards the numbers aspect of closing details. Jennifer displayed the same kind of support during the loan processing phase. She patiently got me through documentation signing, information collecting, and preparing for the steps I would want to take after closing. She also took part of a Memorial Day morning to talk through the closing numbers of my loan so I would be well informed ahead of closing. During this conversation she also explained some steps I would want to carry out related to my loan servicer and homestead exemption application. This is a team of people that you can trust and believe in. They'll take great care of you!

Can't recommend them enough! If you're new to buying a home, they will help and explain everything…read moreto you along the way!

STAY AWAY from Align Right Realty. Got a call from their Khairi Salah with a trick offer that turns…read moreto be something many would consider a SCAM. Told me that they have already rich buyers that will pay more than we asked and we should give them 3% in what seems to me as a scam "under the table" or overcharge the buyer.

From the owner: At Align Right Realty Westshore we believe our Real Estate Agents have a duty to provide superior…read moreservice to clients who are buying and selling property, which is often the largest investment of a person's life. Our agents receive training daily to ensure they are knowledgeable in all aspects of a real estate transaction, and current on industry standards and trends. We have hundreds of agents waiting to make all your real estate dreams Align Right.

Steven and his team over at Guaranteed Rate were nothing but professional, and met each and every…read moreone of my needs. Steven Is the type of person who go's the extra mile to help his clients and will get you closed! I recommend them to anyone, and look forward to doing business with them in the future. Demetrius Brown

Had a great experience working with Tim Diggs at Tidal Wave Loans. As first time homebuyers, my…read morefiance and I had a lot of questions about how this whole process would work and Tim was patient with us and worked with us throughout the entire process. Cannot thank Tim enough and will definitely be recommending him in the future.

From the owner: Tidal Wave Loans is dedicated to providing mortgage loan expertise, expeditious processing, and…read morefocused commitment, combined with the passion to go the extra mile, to assure that our clients’ home buying dreams come true in the shortest amount of time, at the lowest available rate. We are a company run by family to serve families with over 40 years of experience combined in the mortgage loan industry.