This is kinda a response to the 1st comment I applied online not in person and got the loan I wanted without having to give them anything it's only when I renewed my loan and went in to the local office when that's happened and I still didn't give them nothing of importance maybe your credit history/score was bad idk but I can only tell my experience...now for the rest they gave me money to pay off medical bills when nobody else did so go me their 5stars the online part the local offices are 2-3 stars but that's y I do everything online I've missed a couple payments now all my payments have to be done by me calling in so that's how I dealt with them and you'll get good nd bad experiences from that but online is honestly the way to go read more