Specialties
Your Mortgage, Our Priority.
We hold licenses in more than 45 states.
At Lock It Mortgage, we specialize in simplifying the home loan process by focusing on what truly matters: competitive mortgage rates, fast response times, and the flexibility to close the deal. Whether you are buying a first home, refinancing to lower your monthly payment, or looking for a home equity cash-out, our team moves at your speed. We excel where traditional banks fall short. If you’ve been told "no" by other lenders due to a unique financial situation, we are here to find a path forward. From complex files to alternative lending solutions, we don't just process paperwork. We find the "yes" that gets you across the finish line.
Lock It Mortgage is a registered trade name of Swift Home Loans, Inc., NMLS ID #2075228 | Equal Housing Opportunity.
History
Established in 2022.
Founded in 2022 by CEO Billy Nguyen, who brings over 22 years of industry experience, Lock It Mortgage was built on a simple promise: "Housing Affordability For All." Whether you're buying your first home or refinancing, we simplify the process with transparency, speed, and care.
Meet the Business Owner: Billy N.
Hi, I’m Billy Nguyen, the founder of Lock It Mortgage. Alongside my dedicated team of loan officers, I’ve spent over 22 years helping families skip the stress and feel completely comfortable when buying a home or refinancing.
As independent mortgage brokers, we have the freedom to shop across multiple lenders on your behalf. That means our whole team gets to compare a wide variety of programs to find the exact loan options that actually fit your family's budget and long-term plans.
Our goal is pretty simple: to keep you steps ahead of the process so you can avoid common, costly mistakes. Whether we are mapping out your budget before you ever apply, working through the paperwork together, or celebrating long after closing day, everyone here at Lock It Mortgage shares the exact same commitment to keep the whole process clear, honest, and completely focused on what's best for you.
Experience the home financing difference with us!