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loanDepot

3.4 (10 reviews)
Closed • 9:00 am - 5:00 pm

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Mortgage services

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12 years ago

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Kim Mello- Draper and Kramer Mortgage - Kim  Mello

Kim Mello- Draper and Kramer Mortgage

(1 review)

I want to write this review because I want to express how happy I am to have had Kim as part of my…read moreteam. As I began my journey to purchase a home, I found myself wasting time with different well-known banks. You name them and I probably called them. I found myself repeating my needs every time I talked to one of these banks and I felt there was never any real interest to help. I spent a good three months of my time having my questions answered, calling and leaving voicemails, and never getting calls back. I was referred to Kim from a third party and from the beginning, I could feel it was going to be different. From the first call, I let Kim know what I was looking to do and what I was going through with the other lenders. Kim understood and asked all the right questions. Throughout the whole process, Kim asked for what she needed and explained every step in detail. If you need referrals for home inspectors, lawyers or real estate agents, she has them. There are many qualities that made Kim stand out from the rest. When I emailed her she always responded promptly. When I called, she was always ready to answer any questions I had and if I needed to text, she would always text back. Whenever I looked at a potential property, Kim had no issues running numbers for me to see what the payments looked like. She was courteous, prompt, and you can tell that she loves what she does. Even at the last minute when some changes were done because of and adjustment I requested, Kim worked her magic and got me what I wanted by my closing date. I feel blessed that Kim was part of my team and highly recommend her. If you are serious and ready to purchase a home, you need to work with someone that will get you through the loan process and will guide you every step of the way. This is what Kim does and she does it well. I give her 5 stars and will ensure that I work with her on my next home purchase. If you don't want to waste any time, especially with the banks, Kim is the only person you need to work with. Believe me, you will be extremely happy that you did.

From the owner: The most important rule I've followed in my 16 years as a mortgage loan originator is this: My…read moreclients always come first. After many repeat clients and referrals, that's something I'll never change. Here's another one: Hard work makes a difference. When you come to me for your home loan, I start by listening to your goals and plans, and then I go to work to find the loan options that best suit your needs. My commitment to working with you carries on throughout your home loan, from prequalification to closing, and beyond. Whether you are a first-time homebuyer or seasoned buyer, or you are considering a refinance, you can trust me with your home financing needs.

New FED Mortgage Corp.

New FED Mortgage Corp.

(16 reviews)

I went through the initial application for a mortgage refinance with New Fed. They claimed a…read morecertain rate with a no fee closing. Reviewing the documents they wanted me to sign, the paperwork presents a $500 application fee, that if closed they waive. The paperwork also states that the rate is NOT locked. This means they could change the rate at any time and you would be locked into their fee without a good rate. I talked with the loan officer on the phone. She tried to claim the rate would lock right after signing. I asked for a contract or paperwork to reflect that, she would not provide it. Looking at the BBB and yelp reviews for this company, and their prior name, commonwealth mortgage, suggests that many people had their rate change after they signed the paperwork, meanwhile fees were not refunded. This company might claim good rates, but looking at the details buyer beware, they don't put their paperwork behind their marketing claims.

Jonathan is seriously the MVP when it comes to mortgages. My husband & I are first time home buyers…read moreand we were pretty clueless about the entire mortgage process. Jonathan was available what seemed like 24/7 to answer ALL of our questions and explained everything to us very thoroughly. He made this process seamless for us and got us THE best rate imaginable. You can tell he is 100% dedicated to his clients and their needs. I will be recommending Jon & NewFed to everyone I come in contact with!

loanDepot - mortgagebrokers - Updated May 2026

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