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    Loan Factory

    5.0 (2 reviews)
    Closed 10:00 am - 6:00 pm

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    Services - Loan Factory

    Mortgage services

    Mortgage refinancing

    Home purchase

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    5 years ago

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    5 years ago

    A great team works. Fast response& processed. Thank you very much to help me closing my house in 1 month.

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    First Class Mortgage

    First Class Mortgage

    (10 reviews)

    What an absolute JOKE of a business. The owner, Brady is easily one of the WORST communicators…read moreyou'll ever work with and the only thing you can rely on him for is to waste your time and lower your credit. He had me waiting to see if I was approved for a mortgage loan for almost a month ... and he still wouldn't return my phone calls or emails, or let me know if I was approved for the loan or not. Do yourself a favor and go with a national mortgage company like Better Mortgage. They had an answer for me the same day I applied and they were unbelievably professional and helpful.

    Brady and the First Class Mortgage staff provided a PHENOMENAL experience for us from day 1. This…read morewas the second time we've refinanced and it has been the best experience we've ever had. We had a great 30-year rate already, but we wanted to take advantage of the low rates. I called and checked online with 7 different mortgage companies and I'm so thankful we chose First Class Mortgage. Not only did they offer the best rate and lowest closing costs of the other companies, but they offered assurance that if the loan process took longer than expected (which is common with the low interest rates right now), they would take care of it and we wouldn't have to pay extra to continue locking in the rate. This was something none of the other companies were willing to do. Thankfully, their team processed our loan as quickly as possible. They made the process so very simple; we were able to do everything except the closing (which was also perfect) in person. They were clear about everything from the beginning and answered every question we had. They communicated with us every step of the way so that there were no surprises. To top it all off, despite telling us our rate would be locked in and couldn't be reduced, their team was able to get our rate down from 2.375% to 2.25%! WOW! Thanks to them, we are paying almost the same monthly amount...but will pay it off 7 years earlier! We are incredibly grateful for everything they have done. Thank you to Brady, Lisa, Nate, and Austin for a FIRST CLASS experience in every possible way. We are very excited about the money we'll save over the next 15 years. :)

    Alanis Real Estate

    Alanis Real Estate

    (1 review)

    We moved to Minnesota from California and were fortunate to rent a property in Plymouth owned and…read moremanaged by Alain. He explained to us that he was a real estate agent as well and that he'd be happy to help us find a property when we were ready to purchase as well as make the transition from the rental property to our new home as smooth as possible. Well, he just walks the talk. Not only he is a great landlord, he also spent endless hours on the phone and via text conversations explaining all the different steps purchasing a new home would entail, some times going over twice or three times specific and confusing aspects of it, showing great patience, knowledge, and willingness to educate us on everything and every step of the way. His timeliness, knowledge of the area we wanted to move into, and professionalism is unparalleled, and we soon felt we were in the right hands. He respected our journey and decisions and led us to our property always allowing us and ensuring we were making the right decision for ourselves. We never felt misled, forced, or rushed, and his advice would only have our best interest in mind. We were very specific about location due to school district but Alain made navigating a difficult and low-inventory market a very easy process, ultimately finding a home that will serve our family needs for the foreseeable future. Despite the fact we were ready to accept the fact that it could be quite tough to find a property we wanted, at the price we thought was fair, we were able to not only find, make an offer, and be accepted within 18 hours, but also close at a great rate thanks to both him and his network of resources and mortgage lenders. The entire process has been as smooth as one could want. Alain has proven to be a great professional, advocate for his clients, knowledgeable of his market and all real estate nuances, and will surely be our agent once we are ready to sell and move to a bigger home. I couldn't recommend him more.

    From the owner: Specializing in Buyers and Sellers in Plymouth Mn. We give 10% of all our commissions to a charity…read moreyou select.

    The Ruhland Team - Lend Smart Mortgage - Michael Ruhland 612-618-6039 LICENSED IN: MN, WI, CA, & VA MICHAEL RUHLAND: NMLS # 215129 LENDSMART MORTGAGE: NMLS # 4474

    The Ruhland Team - Lend Smart Mortgage

    (1 review)

    Flat out one of the top mortgage brokers in the metro. If you are looking for a loan officer, or…read moremortgage lender, be sure to speak with Mike before you make your final decision. I have had the experience of plenty of other mortgage brokers, mortgage lenders, or loan officers, and if Mike cant do it, no one can! If you have a challenge, or someone else says "no", make sure they aren't just looking to get out of the extra legwork, give Mike a call, you wont be disappointed!

    From the owner: I specialize in ANY type of Mortgage, from a tough commercial hard money loan, to a normal…read moreconventional purchase of a residential property. I have a vast knowledge of the Real Estate Industry, and a great working relationship with several top banks throughout our nation. Licensed in MN, WI, VA, CA, & FL. Military Discount Available! MORTGAGES * Licensed Mortgage Loan Originator in Minnesota, Wisconsin, Virginia (VA MLO-20787VA), & California. * Experienced loan closer and researcher including: FHA, VA, Conventional, USDA, Former Sub-Prime, Commercial, Hard Money Commercial, Investment, Rehab, Mod to Perm, HUD homes, lot loans, construction loans and more. * Reviewed, recommended, and processed thousands of loans * Developed training program for Loan Officers * Responsible for daily activities and managing one of the most successful Mortgage Branches in the United States of LendSmart Mortgage, LLC. * Increased flow of business over 200% in a year. * Top Ten producing loan officer for several years running * Awarded the President's Club Award for several years running * Developed and promoted new product outlets that increased company earnings by 23% * Generated record branch revenue of over $450,000.00 in one month. * Completed Housing assistance program training for MHFA (Minnesota Housing and Finance Agency). Service Areas: Brooklyn Park, Eden Prairie, Minnetonka, Edina, Lino Lakes, Circle Pines, Centerville, Hugo, Forest Lake, Inver Grove Heights, and Rochester.

    Fairway Independent Mortgage

    Fairway Independent Mortgage

    (1 review)

    My husband and I have been trying to refi our house with Wells Fargo! We had a 15 year mortgage…read moreand simply wanted to change back to a 30 year mortgage and pay off some debt and cut our expenses. We already had a home loan with WF and thought it would be easy just staying with a company we were complacent with. We started the paperwork in midNovember and by the end of December we were no further than when we started. The loan terms were not very good, we were only offered a conventional loan, we were not going to be able to pay off the debt we really needed , the appraisal came in lower than the one in 2016, and they were never satisfied and constantly asked for more paperwork. Fast forward to a post I saw on a friend's Facebook regarding what an amazing job a loan officer named Ryan Jorgensen did with their refi, it was fast and seamless. We had already paid $500 up front for a bogus appraisal and really couldn't Ford upfront fees for another loan company that may just do the same thing we experience from Wells Fargo. After the final straw on December 27th I contacted Ryan, a few days later he got us a VA loan, with a great rate. A week later, we were approved with underwriting, our appraisal with the VA was $17,000 more than the bogust one with Wells Fargo. Plus, we can take out enough money to pay a very large chunk of debt, our monthly mortgage will be significantly lower than what it was with Wells Fargo and he's just been an all-around great guy. We will close on the 21st, around 3 weeks from the day we started. First off. Before Ryan and Fairway, we really were just about to give up and now we have a large Illuminating light at the end of the tunnel. I would without hesitation recommend Ryan to anyone that needs to refinance or purchase a home. Ryan Jorgensen Loan Officer NMLS# 446543 6901 East Fish Lake Road, Suite 160 Maple Grove, MN 55369 Direct: 763-316-0254 Cell: 612-701-3020 eFax: 866-422-8230

    Loan Factory - mortgagelenders - Updated May 2026

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