Pam is such an amazing person!! She is so caring and truly loves her job and helping people. We…read morejust closed on our first house and Pam was such a huge part of that!! I would definitely recommend asking her to look at your credit even if it's good she can get it better.

From the owner: Repair credit reports Increase credit scores…read moreRebuild credit Credit restoration program

If you want to invest your money into an organization that can produce results then it's LSI. I was…read morereally amazed at what they could do, I have to admit with the issues I had I didn't think it was possible for them to remove the things from my credit report. It felt so good to hear them say "Charles, we got it removed for you and you should see the reflection of it on your next credit report". Now to me, that producing results !

Update: Owner…read moreReponse: 2/4/2021 Thank you for your feedback. Amber did respond to your email you back on Jan 20. Amber had written a reply previously but it never got sent, which we did apologize for. We just reached out to you again on Feb 2 to see if we could connect to help resolve any outstanding concerns that you have. During Covid, the federal government issued the CARES Act which allows the bureaus additional time to respond to inquiries. Please reach out to us directly so that we can answer any questions you have pertaining to your results My Response: Serge, As previously stated, I never received a response to my question from 12/28/2020. That was until I posted this review on 1/19/21. I then received a response from her the very next day. Presumably, because of negative the review. This doesn't excuse the sixteen business day gap from the time I sent a question and received a response. I doubt I ever would have received a response if I had not posted a review. I am aware that the bureaus have additional time to process (30-45 days), but this doesn't negate that we didn't receive anything from the bureaus in close to four months. If I had not questioned it, we would have continued to spend some $150 dollars a month with LSI with no results. Original Post: I had a similar experience with LSI. I was working with Amber. They reach out once a month and go over the credit challenges I continued with the service during COVID but stopped receiving notifications from the credit bureaus. This went on for almost six months. We decided to stop our services in Dec since we weren't seeing any improvement. I told Amber to go ahead with the pull since they had just charged my card, but we would cancel next month. I was told that they couldn't because the bill for Dec that was just paid was for the previous month. When I emailed for an explanation (attached), they never responded. Additionally, I questioned how the credit challenges were submitted as it's a violation of FCRA for the bureaus not to provide a response. Amber was always pleasant via email, but when you spend $1200 for credit repair, you expect at least a response to an email.

My fairy tale took a surprising turn for the worse when my Prince Charming turned into a…read morechronically unemployable leech, leaving this damsel in distress with a great deal of credit card debt after our divorce. Flash forward to now. Nobody ever wants to make that phone call. I mean, who honestly enjoys calling your creditors? Reaching out for help only to be put on hold for hours/have your calls disconnected/transferred to the wrong department--all for the privilege of conversing with the surly CSR in cardmember services who talks to you like you're a serial puppy killer for making a late payment. After about half an hour of getting nowhere with my credit card company, I was transferred to Clearpoint, and braced myself for more of the same. But it was nothing like what I'd anticipated. I got transferred around and spoke with a few different people, sure, but every single person I interacted with was just SO nice. Ridiculously nice. The kind of nice you can't even fake. The counselor working with me was really encouraging, professional, and treated me like a human. I'm not an evil villain, I'm not incompetent, I'm just a girl who came across some less than ideal circumstances. Being in debt is shitty. We know that. But still, what a breath of fresh air to be treated with dignity. Most importantly, I got squared away with a realistic plan to squash that debt, all my questions were answered, and the pros and cons of the debt management program were explained thoroughly. I actually felt happy when I got off the phone. Happy? Seriously? We talked about my stupid debt for an hour and I feel happy? The fees they charge are so minimal compared to the amount of service they provide, and I feel good supporting a local nonprofit. And I'll live happily ever after, having this ordeal finally taken care of. The end.

Making the best of a bad financial situation is what these guys do for a living, and they do it…read moredamn well. If you know nothing else about them, know that they are the ONLY HUD-approved credit-counseling agency in the state of Washington. To go elsewhere is to make oneself vulnerable to scams that will make you lose more than you've already lost, all to fill their heartless, greedy pockets. Out of work for not quite a year yet when I contacted them, I'd already spent through all my "retirement" savings (ha!) hoping to save my condo. Through a combination of credit-card purchases and cash advances, I was rapidly approaching the last of my credit limits when I called them. They bundled my credit-card debt into one (very) low-interest loan that they brokered my payments on, in exchange for a modest monthly handling fee (especially when compared to how much I'd have paid in interest with the Wall Street banks), all handled through monthly withdrawals from my checking account, which I was able to keep funded (modestly, but adequately) through some creative moves. With their help, I was able to sell the house, with enough equity (I realize not everyone's this lucky) to pay off my credit-card debt, a week or two before the foreclosure hounds would have come snarling at my door. Their attitude and service demonstrate compassion and a sincere willingness to help, and they are both responsive to requests for help and advice and proactively in touch when needed. They earned every penny of their fees, unlike the loan-shark interest I paid Big Banking before signing up for their Debt Management Program. I don't envy anyone the circumstances that brought me together with ClearPoint, but thank God that they were there and oh-so-helpful in my hour of need. If you're on the brink of possible financial disaster and hoping for a miracle, here's my advice: Wake up and get these guys on your side before it's too late to save anything. I haven't checked my credit score yet, but I feel sure that it's at the very least at or above average thanks to the ways ClearPoint knows how to hook its clients up. Call them while you still maintain some control over your future. They'll help make it better.

I keep seeing the word "scam" thrown around a lot. Aside from how you're being spoken to I just…read morewant to say, IQData isn't scamming anyone. The accounts are sent to them by the property management company. If you went into the office and they told you that you owe nothing it's because you don't owe them, you owe the collection company being hired to handle the debt. Also, they don't buy the debt they are hired to collect so if you're wondering why they don't settle easy like the other places..that's why. By saying this is a scam company you're keeping people from paying their debt and ruining THEIR credit. And if you're disputing something through the credit bureaus and it gets put back on your credit or they continue calling you? It's because the property validated that debt. So don't blame the collections company, blame the property. the reps aren't always trying to be difficult, sometimes their hands really are tied with how much they can do on these accounts.

If I could award NEGATIVE stars, I absolutely would. I completely understand that everyone with a…read morejob ... has a job to do. I have worked in the banking industry where we had a collections team so I am well aware of how they operate. HOWEVER, when I tell you that these employees take disrespect to an entirely new level ... I have NEVER been spoken to the way I was on November 13. I had simply called to see if there was any way they could work with me for a lesser payment. I was told no and that my only option was to stop the payments but that would not stop my account from further collection activity. When I asked what that meant, I was not answered. I was then transferred to a man without any explanation. I explained to this man KIRKPATRICK that I needed the additional funds for some car issues. He proceeded to ask me what year my car was and then told me that my warranty should cover the work that was needed. He told me in such an abusive manner that neither he or APRIL believe anything I was saying. He ACTUALLY recommended that I reach out and ask my car loan if I can defer a payment so I said you know what since you don't believe me I will. I called my car company out of good faith and I indeed could not defer my payment. I called IQ Data back and said I wanted to make a statement on the recorded line and also told them I was recording them for my records. I told them that the way they speak to people is UNFATHOMABLE. I actually said that I hope this man doesn't have a family and that if he did, I pray that someone treats them the way he treats people. I was not ignoring the fact that I had agreed to paid .. I was merely praying that they would meet me in the middle but NOPE. This place should not be in business.

I was offered a free consult with Jason. I appreciate he took the time to talk to me as I…read moreunderstand it's a small firm and they're busy, but during the 5 minute consult, I explained my legal situation and in my opinion Jason was very cold and short with me. I feel he also came off demeaning and made me feel stupid and embarrassed. I was not looking for free legal help, I was looking for clarification and if my case was under the scope of his practice. I was not upset that he couldn't take my case. I work in the legal field and understand how the process works. I learned additional information and asked Jason if that was under his scope of practice, and was not looking for additional legal advice or any advice, just asking if he could take on my case. Again, my issue is not that he couldn't take on my case, my issue is that I felt he came off demeaning and how I was treated. I will not be reaching out again for any reason.

Very responsive and informative. I called and left a voicemail, and in less than 30 minutes, I…read morereceived a call back from Tyler Santiago. He gave me a free consultation and honest feedback on my case, which was the most helpful information I'd received to date. I highly recommend and will definitely think of this firm for future needs.

I contacted Tatyana Koshevaya (TK Consulting Services) for Florida consulting services, although…read moreshe was only licensed in Washington State and had no right to consult on Florida laws. She included information in the price that I did not ask for, and did the work with grammatical errors and unprofessionally. After receiving the result, I refused her services. Before that, she demanded an additional amount of money, although she had not done anything yet - I refused to pay, I wanted to see at least some result first. In addition, she disclosed my personal information to my lawyer without my consent. It's good that I had a witness with me - now I can sue for $ 1000 spent on poor quality services. I recommend being careful when contacting this consultant.

I have known Tatyana Koshevaya since 2017. She often rode in my taxi, we had conversations on many…read moretopics. She is a friend and has given me good advice. She knows how to match job seekers with employers, how the job market works, how government agencies work, and how to solve many problems for small businesses.

100% recommend!! I…read morewas a little skeptical at first thinking it was a scam and that it was too good to be true, but after reading his reviews, I chose to move forward. I paid for his services for exactly a year. And after a year, Jesse was able to knock off around $20k of collections off of each of the three credit bureaus! Not going to lie, I was a little disappointed after the year mark to the point I requested to discontinue services and Jesse was very understanding and said my one year membership just expired and he already filed the next round of disputes and to expect a change within the next 90 days. Well 3 weeks later, he managed to get a $14k collection removed from all three bureaus!! To think I was on the verge of filing bankruptcy before I googled local credit financial services here in Seattle, I'm glad I trusted him. My credit score has jumped at least 150 points. Thanks so much Jesse! Please let me know if there are any other services you offer!

Honestly I don't know where to start with. I had a very frustrating experience with this…read morenon-responsive company that seems to do nothing but be intent on ruining time and wasting money. First they try to scare you that someone could damage your credit card information as well. Then they sell you their service. They will steal your identity I have made a complaint already to Authorities and they are investigating about this company. All they do is false advertising of their services and claim what they really can not do.