I had made a purchase on Amazon, and there apparently was not enough money in my account to cover the purchase. I do not have an overdraft on my account. Instead of refusing the transaction because of insufficient funds, the bank's automatic system allowed the transaction to proceed, allowing Amazon to attempt to debit my account twice for the necessary money. The fee the bank charges for refusal to pay out the amount that should have been cancelled, automatically causes a charge of 35 dollars to your account. This cost me 70 dollars in charges when, again, the transaction should have been cancelled from the outset. I'm not happy with this bank and will be promptly cancelling my account. read more