Key Bank is a mess. And I've worked with a few different branches, with similar results. I opened our first account in December 2016 in Manlius NY. It took over a 6 weeks to finally get the checks that were promised to arrive within 2 weeks. This same thing happened when I opened a business account in Dewitt NY; except that then it took over 2 months and 4 visits to the bank to get.. BUSINESS checks. But the most egregious complaints involve my losses for banking errors and Key Bank's refusal to own up to it. In the first place their customer service representative provided false information, apparently she was not trained sufficiently or up to date on policy, which information then cost my company hundreds of dollars, of which the bank reimbursed me ..minimally.. This same agent opened my second personal account, which was for me to provide a debit card for our high school son, to pay for his gasoline and snacks. I made our wishes VERY clear to this bank employee that this card, like our other cards, should NOT Process without funds in the account. Accordingly I told my son that the card would cease to process when funds were insufficient. So he bought his gas and snacks and other 2 & 3$ items racking up over $400 in overdraft fees, before I caught the error. Now, even though Key Bank has NO document permitting them to let the card charge freely when funds are out, and even though I have pleaded with them to NOT have our cards charge in this fashion.. Key Bank is reviewing the request for a refund (already 4 weeks now.. they ARE slow at things) to decide if I should be granted some of my illegitimately swiped funds back. I was asked why it took me so long to discover the error. That reminds me of when we had a lady in our office embezzling funds from our company many years ago. In court her (well paid!) defense attorney asked that same question.. Even though this same embezzler had managed to rip off Bank of America to the tune of $50,000 before they caught it.. But this is BESIDES the point! When we give someone or some institution a job to do, we want to think the thing set in motion will now function correctly. Why is it that we can't just TRUST people to do what they are supposed to do, ESPECIALLY a banking institution, operating ostensibly with protocols and guidelines.. and ESPECIALLY when our wishes are made emphatically known?? I do NOT Recommend this bank. Unless of course, you don't care if you can't trust them with their word. read more