1. Key Bank- Latham

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Latham, NY

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Key Bank- Latham

1.0 (3 reviews)

Services - Key Bank- Latham

Personal banking

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3 years ago

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2 years ago

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7 years ago

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Sunmark Credit Union

Sunmark Credit Union

(31 reviews)

Not sure they are in business to stay in business . . . because they like losing money…read more 1. First let me say that I truly appreciate that Sunmark took my auto loan at around $50,000. My credit was not stellar and I truly appreciate that they even took the loan. 2. My rep asked me if I wanted Gap and Disability insurance, on the loan. I have (for free at my work) disability insurance of over $150k in case of illness or death. I do NOT need or want Disability insurance, so I declined. 3. They quietly added disability to my loan without telling me. I was quoted about 10% interest and a payment of around $820/month. 4. My final loan payment was over $100 higher than expected !!!! 5. It was higher because hey added in a cost of over $6,000 for disability insurance that I don't need. Don't want, and verbally declined. 6. I accept partial responsibility as, I signed the loan without noticing this detail. That was a fail on my due diligence. I get that part. 7. Now that I have had time to go over things thoroughly, I noticed the disability insurance that was added in, and driving up my loan payment. So, I called to find out about getting it removed. 8. I was informed that because my loan was just over 30 days old, they could no longer remove the disability insurance for the loan. They can remove it, but I will still pay for it. WHAT??? So, someone gets to pocket $6k if I remove the insurance? What kind of bank is this? 9. I explained to SunMark that I do understand their position. However, I already have another bank willing to refinance it at the same rate, without the insurance added, and will lower my payment. 10. Sunmark told me . . they can't help me. And So, I will now move forward with First New York FCU, who has offered to help me out. 12. Simple Math: Sunmark rather LOSE over $16k in interest on a $50k loan, than to remove the dumb insurance that I never asked for to begin with. And have no use for. 13. Looks like they prefer to lose money than to do the right thing. Lastly - Sunmark gave me a chance when my credit was low. That's the two stars. Maybe they can help you. But if you do go with Sunmark, read your loan papers with a microscope. Don't get swamboozled with their verbal agreements. READ THE FINE PRINT. BYE BYE SUNMARK.

Sunmark has an apparent policy to process payments before ach deposits to collect an.overdraft fee.read more

CAP COM Federal Credit Union - CAP COM Headquarters

CAP COM Federal Credit Union

(31 reviews)

I have used CAPCOM most of my life, before then, I used Excelsior Credit Union, which was absorbed…read moreby CAPCOM. I have had nothing but great experiences with this bank. I have used them to finance my first car, finance my student loans, and finance my first house. I must add - I used Jessica Brate as my mortgage officer and she was amazing! I didn't use a real estate agent at all, but she walked me through it all and helped me find a good lawyer, all in all, I couldn't have done it without her. I have never had a fee for anything. I have my account set up to pull any checking overdrafts from my savings, and it just charges me $2. This comes in handy sometimes! I do wish they had some longer hours - but their ATM makes up for it. I can do cash and check deposits from there, withdraw, transfer - all free of charge. The also have a very clean and easy to use app for on-the-go banking. I would recommend this credit union to anyone!

Things started going downhill when they moved to the Winners Circle location. It was almost like…read morethey'd become too big to be the polite and helpful credit union they'd always been. It only got worse with the merger. I will say that I've always had good experiences, even now, with tellers, but anyone else? Nope. Rude, short attention span, and take the first opportunity to get out of the conversation. Case in point. I went there to talk to someone about a loan. I went to the "service desk" which always used to be helpful. The woman first told me she didn't know what I was asking about, then told me I couldn't see them, then contacted the loan officer how said they would not come down to see me. I insisted and they eventually came down, only to be rude, not answer my question and tell me to call next time. This is a place I used to rave about. Not anymore. To use a silly old saying, "They've gotten to big for their breeches." And people leaving reviews, it is Credit Union, NOT a Bank.

Key Bank- Latham - banks - Updated October 2026

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