My experience with prime lending:…read more 1 they are completely unorganized. We have now done two deals with them In a 8 month period (shame on us for thinking the first time was a fluke), and they somehow have lost all the documents we sent them. Except they didn't lose all of them. Just some of them, but then it is found again. But you should still send it in anyway. 2 A week before closing will be hell; here's real facts of what we experienced. We signed lease for our place to a new renter, movers booked, house packed, we have to leave. Then we get an email saying an income source that was previously ok, is no longer ok and your income no longer qualifies you. Where do we go? What do we do? Do they care? Nope, they just say this is what you have to do to make it happen. 3 when you apply, everything is great and this will be easy! Unfortunately, that changes around two weeks before close. We were told everything was great and on track. Then all of sudden the deal can't move forward until we have a signed lease for our condo we live in currently. They give us TWO weeks to find a quality tenant and sign a lease. How is that reasonable or realistic? 4 you will be have anxiety every time you see their name on your phone or in your inbox. They only communicate bad news. When you see prime lending in your inbox, your heart will sink and butterflies will commence. They are about to change something on you. 5 they will not be honest until you're so far into the process you have no choice but to do what they want you to do. This ties back into #2. This is a predatory lending practice in my opinion. They Pre approve you and tell you everything is fine so you begin to prepare to move. You sell/rent your house, pack, change over utilities, put deposits down on movers, request off work. They know all this stuff is done when they then come in a week or two before close and change the terms and request new items from you. At this point you are literally stuck and can't do anything but bow down to their demands. 6 they will not work with a sense of urgency. As closing date approaches, they will continue to ask you for more and more items. When you need answers to those items, they will take days to respond with a true lack of tack around the urgency of the situation. We didn't know if we could close until the literal morning of close. The night before they said we were still in limbo. 7 they believe they are doing you a favor. They don't operate as if they work for you, they operate as though you are lucky if they even respond to your inquiries or answer your questions. Their actions display they don't care or believe they have customers, they are above all and you should bow down to them. This ties back into getting you so far along in the process that you are stuck and have nothing to do but bow down to their demands. 8 if you leave a honest review, Chad will call you and argue with you about it to get you to take it down. The conversation will last until you agree to take it down or hang up on him while talking.

We've gotten our last three mortgages with Chad, Dawn and the Trease Group and we'll probably do a…read morefourth. They're very efficient and professional! They can deal with anything which is probably due to their years of experience. I highly recommend Chad Trease and his team!

I've bought and sold houses and refinanced them, several times in my life…read more We just completed getting our VA-loan-backed, manufactured "double-wide" home, here in Oregon, refinanced. Fortunately, we picked LeaderOne (their regional office in Eastern Washington state) to help us out. WHAT a professional group of people they turned out to be! We picked them initially because very few of the pitches previously mailed to us to refinance our home, actually DO work with manufactured homes (ours is on a private, deeded lot, not in a park). Leader One are clearly expert at working with both such homes and with VA loans. From their initial proposal letter to the very last steps of our refinance, every "i" was dotted, every "t" crossed, with EXCELLENT communications throughout and very high professionalism. They (and we) turned around every document in record time. Item: my husband had recently changed his long-despised first and middle names (via state court order). Some of his ID and financial material was still in his old name, some already changed over. The LeaderOne staff (again, Washington state), listened well and handled extra paperwork to do everything right. The whole process (in our case, in part because we know how to provide OUR paperwork correctly, too ) took just over five weeks. That is FAST. Our closing took place in our dining room with a terrific "mobile notary" picked by LeaderOne, on the day originally promised. The EFT of our additional cash back (due to two years of working on our home and thus earning a much higher appraisal than originally), came just a few days after the closing. And, shortly after THAT, we got a bundle of paperwork in the mail with all documents (including our revised home deed, and a long-missing copy of our home's HUD compliance certificate) 100-percent correctly filled out, INCLUDING my husband's new (changed) name on everything. Our situation provided many "opportunities" for screw-ups, but none whatsoever happened. Everyone we talked with there was cordial, helpful and often, even fun. Wow. So: a very smart company filled with industrious pros who know what they're doing. I can't recommend them highly enough. Thank you Jody, Randy et.al. for a job superbly (and very pleasantly) done.

After talking with several possible mortgage lenders, Kip with Leader One was the most calm, polite…read moreand helpful out of them all. There was one other who offered a slight lower interest rate however that person gave me the sense of a fast talking car salesman. Personally, I would gladly pay a bit more to work with someone I feel is more trustworthy. I'm so glad I went with Kip and Leader One. Kip took the time to answer all my questions and explain each part of the process in a way I could understand. I am very happy with the entire process and outcome of my mortgage. I will definitely seek out Kip for my next home purchase. Highly recommended.

Mortgage Consultants Group, is the only Mortgage Broker that you will ever need to purchase a new…read morehome, refinance to a lower rate with your current mortgage, or pull equity out of your residence to pay off debt or essentially borrow money from your equity and write off your own home to Uncle. Sam. I know about how to do each of these things because of perhaps the most brilliant Mortgage Guy you will ever meet. His name is Jess Paul, and I met him when my wife and I were buying a home though REMAX, and the way I met him was I did not call him, but he was in line with his girlfriend and he just flat out asked me what my Mortgage Rate was. I was somewhat shock but he seemed like a seriour guy, so I told him. It was a 7.5% 30 Year Fixed on our 345,000 dollar mortgage and our Principle and Interest gave us a house payment not including taxes and insurance $2412.29. He the asked me if he could save My Wife and I any money. I just wanted to get rid of this guy, but my wise wife said she could tell by the way that Jess Paul (who we later founded out was the CEO and founder of Mortgage Consultants Group, Inc.) was bright, and had a way of making people feel like they are being helped and they are! The first question he asked me was how long did we plan to stay in our home. My wife and I both said at the same time "5 years." and then Jess told us he could put us on another Program with was a 5/1 Arm % rate set for 5 years and then it can go up and down with the market. The Bottom Line? Jess knocked 3.5% off of our rate by putting us in the same 30 year program only since we knew that we would never leave there more than 4 0r 5 years, he saved us: OVER $765.21 A MONTH, BY DROPPING OUR PAYMENTS FOR $2412.29 each month to $1647.08!!! AND IT WAS THE SAME 30 YEAR AMORTIZATION! Wait, it get's better. Jess even told us that he was paying all of our closing costs, explaining that he was experimenting with a "No Closing Cost Loan" where Jess simple drops your rate and his firm pays all of those nasty fees that typically run as high as $2000.00 dollars!!! How does he do this. As my wife Gina and I have come to know Jess Paul, Jr. we have come to really respect his fairness, honesty and compassion for the typical home owner. Jess makes enough on each mortgage loan to pay his client's costs and then he takes a small profit from the investor he sells our loan to. No one ever in Kansas City had done this, but Jess is becoming know as the "Go To Mortgage Expert" for all of the folks in Kansas City to go to to insure that their mortgage has the lowest rate, little or no closing costs, and the quality of the Staff at Mortage Consultants Group, Inc. is unparalled, honest and compassionate. Mortgage Consultants Group, and Jess Paul have now handled over 7 of our New home loans and refinance's. In a word they are the "BEST!" Period.

From the owner: The resourceful and skilled team at Mortgage Consultants Group, Inc. is eager to help you reach…read moreyour dreams. If you need an experienced Overland Park, KS mortgage team focused on precision, give us a call.

Rick is a Rockstar! He navigated us through the home loan process in a timely and orderly manner…read more He never strung me along during the process and always made sure to keep me informed during each stage of the documentation submission process. It wasn't too stressful and Rick's precision helped move the loan along smoothly. The pre-approval happened within the first 2 weeks. The remainder of the documents were approved and signed off on within another 3 weeks. Overall, it took around 5 weeks to get to the closing table from the time I contacted Rick.

From the owner: At Metropolitan Mortgage Corporation, we specialize in helping families across Kansas City,…read moreOverland Park, and surrounding areas achieve their homeownership dreams. With more than 30 years of mortgage lending experience, we’re committed to providing same-day pre-approvals, personalized service, and tailored loan options to meet your unique financial goals. Our specialties include a wide range of home loan programs, such as Conventional loans, VA loans, FHA loans, USDA loans, Jumbo loans, and first-time homebuyer programs. Whether you're buying your first home, upgrading to a new property, or refinancing to lower your interest rate, we offer expert advice and customized solutions to help you through every step of the process. We pride ourselves on transparent communication and ensuring our clients are informed and confident at every milestone of the loan process. Serving Johnson County, Jackson County, and beyond, we know the local market and use that expertise to provide the best possible service for each client. With over $2 billion in home loans funded and more than 10,000 families served, we’ve earned a reputation as trusted Kansas City mortgage lenders who care about building lasting relationships. Looking for Overland Park mortgage lenders who deliver expert advice and competitive rates? Contact us today to start your journey toward homeownership!

Worked with Justin Phillips for our Housing Loan. He is very professional, hard working & answer…read moreall our loan related questions in timely manner & explains it very well! Loan process was very smooth and Justin was always there, working pro actively @ every step. We would highly recommend Justin Phillips for all your housing Loan/Mortgage needs. Anjali & Karan H

Just got great news from Leader one financial Mortgage Banker Brandy Arroyo and her team, they…read moreworked diligently on getting our refinance approved! Other lenders were pessimistic but not Brandy, she rocked great interest rate conventional. Do I recommend them, SHOOT YA!! Now we're currently working on another property. Thank you Team Brandy Arroyo with Leader one.......all day every day!!!

Dave Wexler with Golden Oak Lending was AMAZING. Super responsive and answered any and all of my…read morequestions fast and with grace. No matter how dumb I thought I was, Dave was right there explaining everything and MADE SURE I understood. That was so refreshing. Dave W. is A++++!

Pretty disappointed in the service I've received from Golden Oak. I've been getting the runaround…read morefor 3 months now. My rep disappears for weeks on end with 0 update or reply. I've been told we're signing on my refinance, then we're not signing on it, then we're signing on it over and over. I've paid my mortgage late twice now because I've been waiting on direction with very few emails or calls. All this time wasted so I guess I'll go shop around for someone who actually wants my business.

Rob was a pleasure to work with. Going into the mortgage process we were a bit apprehensive, to say…read morethe least. However, after our first meeting with Rob, we were completely at ease. You want a calming presence like Rob's when you are trying to purchase a come. He was upfront about the process and the steps to follow and now we are in a home we love - largely due to the great work Rob has done for us.

As a realtor, Rob Riforgiate has been a blessing to my business. He works hard for me and is always…read morecourteous and professional. I sing his praises to my clients and always refer him when possible. He truly works night and day for us. Give this man a raise!

Everything these people are monsters. They don't know how to talk to people. They pretend that…read moreyou're ignorant they call you at 4:30 in the morning. Clark County Credit Union really should have thought this decision to sell all their loans to this company.

Great people - like Mr. twithington (Tyler Withington) , Ms. Lisa, Ms. Carrie etc…read moreamazing to work with them Always good and positive to me Amazed with their good work as always not sure how to send a good note across for them Thanks again sri

Outshine Home Loans, was great throughout the whole process, we managed to even close earlier. Dane…read morewas super attentive and responsive, couldn't recommend him more!

Dane helped my buyers land their dream home in a shifting market. His fast turnaround time with the…read morepre-approval gave us the competitive advantage and a locked rate give everyone a feel good feeling. We made it to the closing table with confidence and happy buyers knowing exactly what to expect. I would use Dane again.