My understanding on the mortgage system is not well versed. It's a scary time, and a lot is riding…read moreon the line. You should go with someone you trust and know. I would suggest calling multiple companies, find out what makes them tick, and how they can help you with your needs. When your done with your interviews, find out what makes you happy. There is one guy I have know for years. Johnny is the best, he cares, won't waste your time, and wants to do the best he can to help you in this pressure packed time. He's not a salesman, he's a thoughtful person. So give St. Cloud Mortgage a call and find out why I think Johnny and SCM are the best.

From the owner: We are a mortgage broker, which means we shop national banks and lenders for you making them…read morecompete for interest rate based on your unique situation. We specialize in home loans for purchases, refinances, home equity loans, remodel loans, consolidation loans, reverse mortgages, and non traditional lending for self employed borrowers such as using bank statement deposits as income, using 1099s as income, and DSCR loans using leases only as income. We will also work with borrowers that want to be homeowners that have or had credit issues... showing them the path to home ownership.

Spire Credit Union Milaca MN is amazing!! The people are absolutely amazing there! The service is…read moregreat there and they are really friendly. Opening an account is a great idea there too, the handle your accounts very well.

From the owner: We're all on our own journey and we want to be a part of yours. Let's blaze your trail together…read more NMLS #469510. Federally Insured by NCUA. Equal Housing Opportunity.

Joe Becker is the best mortgage guy ever! Very good rates. Very knowledgeable, hard working and…read moregave great advice on all aspects of the house buying process. I would recommend everyone to trust in his help.

From the owner: Progressive Lending Solutions is a Highly Recommended Mortgage Company for several reasons! Our…read morefocus is to save our clients time, money and to assist them in achieving their version of the american dream. We use our broad range of resources as well as our expertise to provide our clients with the RIGHT product that fits their needs. We are one of the oldest and most experienced Mortgage Brokers in WI and MN that takes a collaborative approach to mortgage lending. Whether it's USDA, VA, Conventional or FHA. Whether it's a 15, 20 or 30 year note or a hybrid ARM we go to work not only for you but with you, to discover the best mortgage product for YOU. The truth about the mortgage industry is that it has changed dramatically. We are not in the business to grant loans to everyone. In fact, we focus putting our clients in the best loan that fits their needs and if timing isn't right, we set them on a path of learning, credit and income development and patience until they are well capable of taking on a mortgage loan. By spending the time on the front end and, often times months in advance, we are able to come up with a solid game plan that ensures our best chance of final approval. We would love the opportunity to work with you on your mortgage options.

Crooks. Do not trust your Available balance" on the app. Apparently they will show you have a few…read morehindered, but keep everything pending, even though the balance reflects those purchases you've made. Before you know it you've paid hindered in "Courtesy pay". 10 years and it's a shit show of a bank. Do not use them. They'll give you the run around. I'll be closing this account in a few days. Kick rocks. The app is misleading as it gets.

I came into Spire Credit Union after reviewing the best options for small business just getting…read morestarted. i worked with Rachel and she not only invoked confidence that I made the right decision, but I also learned that they can handle my possible growth and merchant services for an online business. I also didn't know that there are shared network ATMs/Offices that will allow you to do many of the same services that you would do at a Spire branch office, at another shared network office (non Spire). This leaves many locations to do business outside of just the Spire branches themselves. You can find this on their locations section of their website. They were very friendly and helpful. I may be looking at moving some of my other accounts to Spire... Not only for the rates, but also the friendly and passionate staff.

Aubrey was a fantastic resource for us throughout this confusing home-buying process. She was…read morepatient and thorough with us first-time home-buyers. We appreciated the online portal and how easy it was to complete all documentation needed for the loan. Aubrey and her team at Guaranteed Rate made all the difference in our home-buying process!

From the owner: As a mortgage lender in the Twin Cities offering loans to help people buy, refinance, or build a…read morehome, I have been one of the top lenders for the Minnesota Housing Finance Agency every year since 2013. All programs are subject to credit/underwriting review. We will work on your behalf by assembling and verifying all closing documents required by title insurance company and initializing loans as your mortgage broker. We will work to keep your home buying experience positive and professional. Work with a mortage company you can trust, contact Aubrey Zeuli, as your mortgage broker today.

Kristi Hawker is someone you want on your side, hands down. We were told by so many people that…read morebuying a house was one of the most stressful things you'll ever do, but Kristi made the loan process remarkably simple. She was extremely responsive, straightforward, and patient. We were able to complete all of our paperwork online, which was super convenient and fast. Kristi worked with our agent to find us the best loan possible for us, and worked tirelessly to get it processed as soon as possible. THIS lady makes things happen. Highly recommended.

From the owner: At PrimeLending, we are Home Loans Made Simple®. We've helped people buy, refinance and renovate…read moretheir homes for three decades. Our loan officers provide personal attention and support every step of the way. We have straightforward processes and user-friendly mobile applications to stay in touch and keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers' trust with our reliable service. You can choose from a wide array of loan products to match your financial situation and goals. Fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation program are available. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal Equal Housing Lender