My understanding on the mortgage system is not well versed. It's a scary time, and a lot is riding…read moreon the line. You should go with someone you trust and know. I would suggest calling multiple companies, find out what makes them tick, and how they can help you with your needs. When your done with your interviews, find out what makes you happy. There is one guy I have know for years. Johnny is the best, he cares, won't waste your time, and wants to do the best he can to help you in this pressure packed time. He's not a salesman, he's a thoughtful person. So give St. Cloud Mortgage a call and find out why I think Johnny and SCM are the best.

From the owner: We are a mortgage broker, which means we shop national banks and lenders for you making them…read morecompete for interest rate based on your unique situation. We specialize in home loans for purchases, refinances, home equity loans, remodel loans, consolidation loans, reverse mortgages, and non traditional lending for self employed borrowers such as using bank statement deposits as income, using 1099s as income, and DSCR loans using leases only as income. We will also work with borrowers that want to be homeowners that have or had credit issues... showing them the path to home ownership.

Kristi Hawker is someone you want on your side, hands down. We were told by so many people that…read morebuying a house was one of the most stressful things you'll ever do, but Kristi made the loan process remarkably simple. She was extremely responsive, straightforward, and patient. We were able to complete all of our paperwork online, which was super convenient and fast. Kristi worked with our agent to find us the best loan possible for us, and worked tirelessly to get it processed as soon as possible. THIS lady makes things happen. Highly recommended.

From the owner: At PrimeLending, we are Home Loans Made Simple®. We've helped people buy, refinance and renovate…read moretheir homes for three decades. Our loan officers provide personal attention and support every step of the way. We have straightforward processes and user-friendly mobile applications to stay in touch and keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers' trust with our reliable service. You can choose from a wide array of loan products to match your financial situation and goals. Fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation program are available. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal Equal Housing Lender

Spire Credit Union Milaca MN is amazing!! The people are absolutely amazing there! The service is…read moregreat there and they are really friendly. Opening an account is a great idea there too, the handle your accounts very well.

From the owner: We're all on our own journey and we want to be a part of yours. Let's blaze your trail together…read more NMLS #469510. Federally Insured by NCUA. Equal Housing Opportunity.