Bank really sucks hold on ur account and they have a update every single time u need to pay bills…read moreif I could go lower then one Star I would

I could go on and on about all the bad experiences I've had at Elgin State Bank ,but the straw that…read morebroke the camels back was, last week when I needed some funds, I went to the ATM in their parking lot to withdraw money out of my personal checking account ,to my surprise It just kept kicking out my card with a receipt that had a code number on it ,after six different attempts I tried to go to the other ATM in their parking lot and attempt, It said my bank account was closed. I knew that was ridiculous because there was several thousand dollars in both my accounts ,so I went to the window and asked them about what was going on. They made the comment that "oh have you used your ATM card as of late "and I said no I have not. They said well it's been canceled then because of lack of activity ,I couldn't believe it. The expiration date was well into 2026 and they canceled my ATM cards both my personal and business cards were canceled without notifying me ,and I was just thinking what the hell if I was out of town and I needed emergency cash. This is what I should expect from this bank. That's the end of this bank with me.

Ryan Gable from Starting Point Realty was our agent when we were shopping for a house. We're first…read moretime home buyers, and even though we did as much self-learning education we could, he taught us there was always more and more to learn during the home buying process. Even though we had a hard time deciding between single family homes (Detached) and town homes/Condos (Attached), Ryan was always patient with us. He was with us every step of the way with great insights on affordability, explaining how home offers work, even when we decided to switch our search locations! No matter the twists and turns we presented (I'm sorry Ryan!!), Ryan stood by our side the entire process. In fact, he was a mentor for us, who went to essentially EVERY single house we wanted to see, who gave valuable opinions and insights on every home and even the area where the home was located. He checked in with us and made sure we actually loved the house instead of pushing us towards a home to make a quick sale. Ryan is the kind of real estate agent you would want; patient, will educate you during the whole process, and will ensure you're taken care of during the whole process!

Ryan was incredibly knowledgeable, experienced and empathetic. He was able to deftly guide us…read morethrough the process of selling our home and the absurdities of the current market to a safe landing. Ryan was down to earth and walked us through each step, always respectful of our situation and perspective while providing honest and insightful counsel. Ryan worked with us even before any formal agreement, advising on remodeling and market value. We had to sell our condo due to unemployment, it was an emotionally difficult process but Ryan and his team were always supportive and compassionate. Ryan went above and beyond in terms of availability and providing hands on help. This process could have been an absolute nightmare with a lesser realtor, but we always felt safe guided by Ryan's expertise.

Thank you for making home purchase easier than l thought I…read morewill surely recommend any one for you in the future.

From the owner: Direct Mortgage Corporation is committed to working with each customer to find the best financing…read moresolution according to his or her individual needs and objectives. We are dedicated to providing the highest level of service to our customers and to building trust and longevity in the community. We continue to expand our knowledge to face new challenges and remain experts on our field.

Marson is amazing. He helped us get our forever home. When things weren't looking good for our loan…read moreto be finalized Marson stepped up and made sure we had a solution. Today we closed on our house and that would not have happened without Marson's hard work and dedication! I will totally recommend him to everyone who needs a loan!!!!!! Thanks again Marson!

From the owner: Our specialty is helping you get the right home loan solution to meet your goals…read more Whether you are purchasing your first home or 10th, investing in rental property, or Refinancing, our #1 priority is to close on time. Some of the popular loan programs we offer... ~ 3% Down Payment ~ FHA/VA, Conventional & Jumbo ~ Down Payment Assistance ~ Home Renovation/Improvement ~ Cash-Out Refinance ~ Manufactured Home ~ Condo If you have a specific need and are not sure about your home loan options, give me a call, and let's chat. There is never any obligation or cost to inquire. Our online loan application allows you to prequalify quickly from the comfort of your own home or office. My Team and I are looking forward to serving you!

I have had Accurate insurance since I was 16,years old, in every area I've lived, that is one of my…read moreboxes I check when moving! I have always been very satisfied, including your Elgin office! The associates listed to your needs, trouble shoot with you and make the experience a positive one! I have more than one policy with you, vehicle, Motorcycle, and spring, picking up a third for a recreational motor vehicle! 5 stars for SURE!! Thank you

Been a customer for over 3 yrs and only thing keeps me coming besides the low rates is Nancy who…read morealways is willing to go above and beyond.

I went to these folks for a mortgage after working with several banks on a home purchase…read more I had several poor experiences with other lenders, who will get their own reviews. Nearly all of them tried to load up fees or play around with terms to pump up their own bottom line outside of agreed upon parameters. First Federal was the exception in that respect, as they adhered to the agreed upon terms through closing. First Federal was fast with review and turnaround time. They kept their promises in terms of timetable. They did not make any attempt to change terms or load up garbage fees as the process moved along. The loan officer was great. Fast, always polite, always helpful and kept on top of things. In short they handled everything as professionally as possible with no surprises. I would, and will, go back to them for a mortgage again. Rates/fees are very competitive and the process was smooth. I can't, at this point, think of anything else they could do to get your business. Update November 2014: I did a refinance on a rental property through First Federal. Again, no issues. My prior loan officer was gone, so I dealt with someone else. Results were basically the same. Rates were competitive, they kept to their terms with no surprises and got us to the closing table quickly on a timeline that worked for me. I'll be using them again. No question, no doubt.

If you are thinking about opening an account at this bank, run, run for your money! They will hold…read moreit hostage so you may never have it without a payment to them. My husband had an IRA with them for over 10 years. Their rates are not comparable to other banks so when it was up he wanted to transfer it. He was told (and I was a witness) there was no fee as long as we had a transfer letter from the other bank. We got the letter to them and low and behold the manager calls my husband and says there is a $30.00 fee. I don't even think he made $30.00 on the IRA over the course of the last 10 years! Wow, way to do business First Federal, can't compete with rates so charge your customers to make up for it!