I don't normally write reviews, but based on my experience of doing business with Karen Cielo at Insurance Factors I had to. She was an absolute pleasure to work with and was enormously helpful, responsive and professional. She treated me and my business with authority and respect that went above and beyond other agents I have done business with in the past. I highly recommend talking with Karen to evaluate your business insurance needs. Her advocacy and professionalism are a bar by which to measure all others. read more