I have been using debt reduction for about a year now and so far it's been great. I would highly…read morerecommend this company if you are looking to pay your debt off without it ever affecting your credit score. A lot of other companies out there will tell you it won't affect your credit score when you join and it does. with debt reduction its guaranteed not to affect tout score in any way. also, customer service is very professional. Highy recommended using them !!

Wonderful and easy streamlined experience. Stephanie is very kind and patient. She explained…read moreeverything, helped me file forms, and, was all around very professional. I feel very good about this decision and recommend this company to anyone needing debt consolidation services.

After donating money to this company to use towards highschool posters, they constantly harassed my…read morebusiness to keep paying for the next season, after explaining that we no longer wanted to donate, they threatened to call a debt collections agency to collect our $125 donation for the next season. This company is a complete fraud. Just check out this link to see why.. https://www.idahostatesman.com/news/business/article224134730.html

Unreasonable Fees & 36-Day Delay to Release Lien Rating: 1 Star…read more UPDATE: I am a homeowner subject to collections by this firm, not a client. My experience involved what I believe to be predatory billing and negligence. Unreasonable Fees: They turned a ~$300 HOA balance into a total financial burden of nearly $4,000. On May 14, 2024, alone, the ledger shows they hit me with FIVE separate 'collection fees' totaling $1,296 in a single day. Fee Churning: It appears they charged me attorney fees just for calling to ask questions about my bill. I was penalized simply for trying to understand the debt. This aggression contributed to a financial crisis that forced me into bankruptcy. Negligence: Most critically, after I paid their demand in full via certified funds on November 4, 2024, they refused to release the lien on my home for 36 days (until Dec 10). Because of this laziness, my HOA continued to treat me as a delinquent neighbor and refused to speak with me for weeks after the debt was paid. They were quick to charge fees, but incredibly slow to do their job once they had my money.

warning! hoa boards beware! manipulation, false promises & shabby legal work! prey on homeowners…read more facing even temporary hardship with expensive court foreclosure filings rather than sensible resolution & repayment plans. even on debts as little as $300! individual board members may be at risk of $$ counter lawsuits due to vf's substandard, unethical & often illegal fee & collection practices.

ICCU partners with Visa. Both institutions claim that their customer's purchases are protected…read more However, if a dispute takes too long, or the dishonest merchant draws out the process, both ICCU and Visa will deny the dispute, despite evidence, due to time. Both institutions will deny fault and blame the other to avoid accountability. This is a choice, not due to law. Mastercard does not do this. Other banks and credit unions don't all do this. Consumers are not protected banking and holding credit with ICCU. Poor customer service and a lack of honesty

I have a HELOC with ICCU, my payments are always the 25th of the month. Last month, I went into the…read morebranch and deposited a large check and paid it off completely 5 days before the due date... or so I thought. I told the teller to pay it off, I wanted a $0 balance, as in "I owe you nothing". I made sure my app showed $0 balance before leaving. I should also note that this took way longer than it should've. I guess I didn't realize how many hoops I'd have to jump through to deposit one check and pay my debts. Then ---Today I got a call from the branch expressing urgency which seemed strange. Called back (directly to the branch, not the number they called me from, to ensure this wasn't a scam) They said while my account has a $0 balance and it reflects this in my app... I have "past due interest for September" (even though I was in there to pay it off October 20th and "upcoming interest charge for October", due November 25th. I told them there must be some mistake because I paid this off completely last month and my app shows $0 balance with $0 due. Well, apparently it's not a mistake. Their app just doesn't reflect the interest only balance AT ALL so in their system, I'm late on September's interest payment and I owe for October interest as well, due in a week. My questions are -- 1. Why would this not have been brought up in the branch when I came in to pay the account balance off? They didn't even ask me to clarify and 2. Why doesn't this amount reflect in the app. Their support had no answers on either except to say that's just how the app is and the teller must've misunderstood because "paying the balance to zero dollars is not the same thing as paying it off" -- no joke, that's verbatim what the rep said!! Furthermore, the support rep told me they would wave the interest for the confusion, put me on hold and came back retracting that statement saying I needed to pay the interest charges to truly reflect $0.00. Completely ridiculous. Take notes, ICCU. This inconsistency on true balance is not acceptable and I guarantee I'm not the only one this issue will cause confusion for. If there's interest due, that should reflect on the account balance once it's due. Had we not addressed this within a week, they would've negatively reported on my credit for being "24 days past due on September's interest" when I literally no clue there was ANYTHING DUE AT ALL! Additionally, the support rep had issues submitting my payment successfully today and put me on hold. Then came back on confirming it was processed, except now that I've paid what I supposedly owe, my app is showing a credit of said payment amount in my savings account and no history reflecting this payment to my HELOC account at all so I had to call back and ask why and confirm the payment applied where it was supposed to. That new rep was super confused and put me on hold for another 15 mins to investigate --I'm now being told it's been addressed/corrected and applied to the right account and this was "just a fluke", but that's a big deal, putting my credit score at risk with potential reporting. WTH, seriously. I'll be looking elsewhere for a better HELOC

Their Internet was good after I moved to my house. When they switched me to quantum fiber, it went…read moredown hill. Century link without warning or notifying me, sent $204 to collections. Their customer service is poor and their Internet before 2022 was hit or miss. Their quantum fiber is good awful internet. It works 40% of the time every time. I would not recommend CenturyLink to my worst enemy, it's not worth ruining your credit for Internet.

I've been a paying customer of CENTURY LINK Landline Telephone Service and CENTURY LINK Internet…read moreService since August of 2021. I used the AUTO PAY system for over 4 years -- which means my payments were always on time. We moved from our Star, Idaho residential address -- 10 minutes away to an Eagle, Idaho residential address. I began the process of transferring my existing Landline Telephone service, one whole month IN ADVANCE, to make sure there would be a seamless transition with no interruption of service. Since that time, I've had NOTHING but one headache after the next with Century Link. No one within the Century Link Company is able to give me a straight answer or an intelligent explanation as to WHY service at our new residence still hasn't been established???? Obviously, it's because they SIMPLY CANNOT period. Obviously they do NOT provide service where I now reside. Why can't they just SAY this? Why can't they just give their customer a straight and honest answer???? Instead, they've been stringing me along for over 2 months now. Meanwhile, the TELEPHONE NUMBER THAT I DEPEND ON, remains in limbo. I've tried to PORT my phone number and Century Link ABSOLUTELY REFUSES accommodate this request. I have 5 pages of notes from the numerous calls I've made including the various dates and various names of different representatives that I've spoken to. BOTTOM LINE: The right hand doesn't know what the left hand is doing over there in "CENTURY LINK-LAND". What a sad and truly messy situation they must be in right now. I would hate to be employed by a company that has infuriated their customers to this extent. They clearly have some very serious administrative problems currently taking place at the Executive or Corporate level. What a terrible shame.

They were awesome!! Quick and easy and worked with my low credit score!! Going through a divorce…read moreand seriously needed the help Their app makes it simple to make my payments too! Thanks ladies

I wish I could put -1 star but, I can't. I would advise to NEVER come here, the woman who "helped"…read moreus was BEYOND rude, I couldn't even really believe how rude she was being. She laughed at us when we didn't have certain paper work, she talked down to me because of my job and said "oh you just don't want to amount to anything besides that?" She accused me of lying to her because I couldn't think of very specific details from years ago, and she laughed at my fiancé and made him feel stupid for not knowing a certain zip code. Absolutely the rudest, nastiest women I've ever came into contact with. Do NOT go here

Do NOT get a loan from these people they are a scam! They rip you off. You pay early you still pay…read moreHUGE fees. Their customer service is horrible no matter who you talk to. They treat you like trash and not a human. I will spread word to everyone I know about this scam of a business. You want ripped off go through them other wise go somewhere that actually helps you.

Need cash in a hurry go see Kelly tell them I sent you short term loans easy payments.read more

DO NOT USE THIS COMPANY! They try and trick you. They talk about what they can do to you talk…read moreabout all the great things, explain in detail but leave out the part where they are going to change you. So when you sign a paper thinking all it is, is a paper for them to run your credit and send it to creditors, they add a paragraph they don't tell you about that charges you like 10 percent. So if you get a loan for 100,000 dollars they take 10000 dollars of it. If you do not go with them but go get a loan from a place they used, they still try to come at you for their 10000 dollars. It's almost just a scam. Do not used them!!!!

From the owner: Startup Loans USA is a reputable financial services firm with over 20 years of experience in…read morehelping clients obtain unsecured funding for their business ventures. As a trusted partner, we specialize in understanding the unique needs of entrepreneurs and startups, offering personalized financing solutions that cater to their specific requirements. Our experienced team assists clients through the application process, connecting them with a network of lenders and financial institutions to provide personalized unsecured loans. Startup Loans USA is a reliable resource for entrepreneurs looking for funding to turn their innovative ideas into reality and attain long-term success, thanks to our proven track record and dedication to excellence.