I have done refinance loans over 40 years and Dan Klevenskiy…read more from Azure mtg corp is the best Loan officer I ever work with. He is honest, authentic professional, knowledgeable, and very patient. Dan guided me step-by-step and even gave me computer tutorials how to retrieve require documents. He always respond to my text right away and explain every questions I asked. Therefore the entire refi process went smooth and I was able to secure the great loan with low interest. Because I was so satisfied with the refi results, I chose to do a HELOC with him as well. Once again, he completed everything in less than a month and found the best option for me. I definitely recommend Dan to my family and friends because he made the entire process easy and smooth. Thank you Dan for your excellent service, I Look forward to work with you again.!

As a first-time homebuyer, I was nervous about the process and had so many questions--but Dan made…read moreeverything simple, clear, and stress-free. He always took the time to explain every step in plain English, never made me feel rushed, and made sure I felt confident in all of my decisions. Dan went above and beyond to guide me through the loan process, keeping me updated and on track the entire way. Thanks to him, my loan closed on time and without a single hiccup. If you're a first-time buyer (or even a seasoned one) looking for someone who is patient, knowledgeable, and truly cares about his clients, Dan is absolutely the person you want on your team. Highly recommend.

Working with Anthony Wright has been an absolute game changer for us. He's not just a tax guy, he's…read morethe tax guy you want in your corner. Anthony and his team go above and beyond in every way, and their attention to detail is unmatched. This year, both the IRS and our car dealership made mistakes on important documents. We would've never caught them on our own but Anthony did. He dug in, figured out exactly what went wrong, and personally made sure everything was corrected. Because of his diligence, we ended up getting a significant amount back on our return. That wouldn't have happened without him. Anthony is thorough, knowledgeable, and incredibly easy to work with. He explains things clearly, keeps you informed, and genuinely cares about getting the best possible outcome for his clients. We can't recommend him or his company enough. If you want someone who treats your finances like they matter and who actually fights for you, Anthony Wright is your guy.

This was our first time using Wright tax guy. We were not not happy with our other tax service that…read morewe had been using for over 10 years. We are so happy we changed. Anthony took very good care of us. He was very thorough. Explained and let us know how we do better with with our money for next year. When we do our taxes. We use Wright tax service from now on.

It feels so good to have timed the interest rate market right! It is so difficult to do that and I…read morecan honestly say that we did it thanks to Chris Matsuoka from Catalyst Mortgage. We brought our dream home in December 2023 at a great price but not so great rate. In September 2024 our mortgage company offered us to refinance with zero lender fees so we felt it was a great deal to go from 7.375% to 6.5%. We were pretty far into the process when my husband received a text from Catalyst Mortgage offering us a rate in the high 4% which we knew was too good to be true but decided to call. After having a quick conversation with Chris, he offered us a more realistic offer which was 5.875% with zero points, some reasonable lender fees. We decided it was still worth it to save more money on our monthly payment. Chris was very responsive and made the whole experience seamless. He locked our rate one day after the fed rate cut. Mortgage rates actually went up instead of down and he honored his initial offer of 5.875%. He took care of us even during some hiccups with closing and tax bills from the previous owner that increased our closing costs. Chris talked to the right people at the title company and in the end, we didn't have to pay the previous owners bills and also gave me guidance on how to go about getting that issue resolved. We closed in record time. 7 business days after our application was submitted and we just made our first payment. It feels great to see that we made the right choice in switching lenders as the rates have continued to increase and we are so happy we got to save $360 on our mortgage payment. That is such a blessing now days!! I will definitely work with Chris and Catalyst Mortgage in the future!

Catalyst Mortgage operates several scammy operations including MyLocalRate.com. They will spam call…read moreyour phone number 3-4 times a day. They even said text messages like this: "Hey [Your Name], this is Sommer with MyLocalRate.com (real person). We partner with TransUnion, Equifax & Experian Preferred Lending. Based on your profile, you qualify to refi & pull CASH OUT-lower your rate, save thousands yearly! Rates as low as 5.477% APR 30 TERM, skip 2 payments, up to 100% CLTV. Get your quote now in minutes-no credit check. Call or text me at 916-606-0219, I hope to hear from you soon!" They rotate their phone numbers every few days and there is no way to opt-out. I've filed a complaint with the both the FTC and the CA State Attorney's office.

Ted Kappel Mortgage Group Highly recommended! So glad we…read morefound this firm since our original lender was no longer available we even reached out to credit unions who never bothered to respond I knew it would be hard to find another lender that we used to rely on and someone who would take the time to answer all our questions with honesty and be trustworthy after reading all the reviews for Ted Kappel we decided to give his firm a try we met him on a Saturday morning and right away felt very comfortable speaking with him he made it about you and your needs I do have to say there was a little bump in signing the paperwork but overall everything else went smoothly in going back and forth with all the questions we had and didn't feel as we were bothering him any calls we made he or his lovely assistant Lindsey got back to us right away.

I discovered Ted through Yelp, and my experience turned out to be exceptional. With countless…read moremortgage companies to choose from, I decided to work with Ted because of his honesty and transparency. His entire team kept me informed throughout the process, ensuring a smooth closing within the promised time frame. I highly recommend KMG--you won't be disappointed!

It was through an email I received about a free first home time buyer webinar that I came to know…read moreabout Jason Mata. I did additional research on him and saw stellar reviews about him. In addition, they provided discounts for UC Davis Alumni that helped with some of the closing costs which sold me. Being a single parent any financial assistance would come along way. My decision to purchase a home came to me suddenly. I came in as first time home buyer with limited knowledge on the home buying process. I knew I wanted a home with a two or three bedroom house. I began my home buying process in June 2020. The pre-approval was seamless. I knew I my credit score was excellent but I worried about my debt to ratio. I graduated with $22k in student loan debt. In 2019 I made the mistake of taking out an auto loan under my name for my friend. I would regret making this decision because it complicated the home buying process. I entered into escrow twice. First home was two bedroom and one bathroom. It was suited for a single mother and a child. The location was perfect. I was within in short driving distance to retail stores and Arden Mall. I placed an offer on the home. We were given 21 days to close escrow. American Pacific Mortgage failed to meet the deadline. They had requested for two extensions and still was not able to fulfill their deadline. Ultimately, the seller decided to cancel the sell of the house. I was devastated. I attributed this to my debt to ratio. My home buying journey had to continue. After a few houses later I was fortunate to have found a home within my pre-approval range. I went with my agent Alex Villanueva to go see and loved it! It had everything I wanted in a home. I placed an offer in August 2020. We were given a 30 days to close escrow. The seller asking price was slightly higher than my pre-approved home loan. My agent spoke with Jason and asked if he would be able to increase my pre-approved home loan to meet the seller's terms. Jason made it happen I was beyond ecstatic. As mentioned previously, the auto loan was negatively affecting my home loan process. This was placing a stop with getting my home loan approved. Jason and his team asked for an extension and the seller complied. At times was it hard to get into contact with Jason but attributed to working on getting the home loan. It was through my agent Alex that I found out that Jason had pulled strings and made my dreams of owning a home a dream come true! We were past our closing escrow deadline at this point. At the end, the home loaned was approved! I was finally able to breath a sigh of relief. I knew the home buying process would become be stressful but it would be worth it at the end. I officially became a home owner on October 15, 2020. Thank you to Jason Mata and American Pacific Mortgage for delivering!

I just did a refi with Jason during unprecedented (daily) changes to the market (covid19). Those…read morenew changes added a substantial amount of new work and obstacles to the process, including additional costs, time, etc, however Jason handled it with total professionalism the entire time. Whenever I emailed him with a question (which was a lot), he always either responded to the email within minutes, or called me back right away. With a different mortgage company a few years ago, I often had issues with getting a response (especially to the "dumb questions"), however I didn't have that issue with Jason. His responses were always quick & clear, which was really helpful since it was my first refi. Thanks again for going above and beyond in securing the best rate possible during such a difficult, stressful time. I will be recommending Jason to others.

Melissa is so great to work with! I recommend her to everyone. She is very responsive, she's kind,…read moreshe's not pushy, she will advise if she has a loan available that isn't the best for you and your family. She communicates very well throughout the process with the Realtors and buyer. We never had to wait for her to do something, she is always one step ahead of you. She gives you many choices in a loan and will help you understand each one. She does almost all of her documents electronically so that makes life much simpler for everyone involved. She never tries to contact for loan modifications or anything, but will send a text now and then to keep in touch. Neighbors financial as a business are very honest I and have been around for years. I will definitely be going with Melissa for out next home purchase.

There truly are no words to describe how phenomenal Sarah Lee and her team are…read more They took the scariness out of buying my first home and made it into a very memorable experience. Working with a great real estate agent is only half the solution to finding the dream place, but once you find that dream place you need to find someone who you trust to walk you through the entire process of closing and Sarah and her team are the team to do that. Ever since my first meeting with Sarah, I was immediately put at ease. Sarah's extremely knowledgeable and has great follow-through. Everyone apart of Team Lee...Sarah, Elizabeth, Kelly and Tyler kept me informed in every single step and I feel a lot of it is due to the impeccable communication between everyone on the team. I'm looking forward to working with Sarah and the team in the future! Thank you, Sarah and Team Lee!

We have been working with Randy Randazzo with Vitek Mortgage over the past several years, since…read morepurchasing our home in 2012-13. Randy is without doubt, the most knowledgeable, honest and efficient mortgage agents we have had the pleasure to work with. He does an excellent job - every time. Randy is also spends much time and is careful to stay abreast of all the current fluctuations in the mortgage markets. Thus he accurately presents the best option at that moment and how long that particular scenario may be available. What steps are necessary to secure our best results. Once we started working with Randy, we were comforted from the fears of entering into legally binding contracts and purchase deals that we knew would impact our future for the rest of our lives. This can be scary and was intimidating to us, as we saw how savvy Randy was regarding all the many facets of a real estate transaction - we made the decision to stick with him. We did have other offers, which looked attractive at first, but we quickly rejected them. We knew down the road we would be better off with his honest, honorable and detailed presentations of situations, risks and potential problems that may arise. He also pointed out potential positive long-term and short-term steps we could take to take to secure the best financial results. Randy never scurried away from presenting negative facts or potential risks, even when it involved something we had pushed for. He always courageously and forthrightly stated what we needed to know, even when we didn't really like it. Randy was attentive to and made sure he understood our personal long-term goals and kept his suggestions focused on what was important to us. This was evident not only in the home purchase, but also in several refinance scenarios we inquired of him during the following years. We can truthfully say that Randy never sought to promote his own interests or agenda (as is so common in the financial/mortgage markets). He never make any suggestions to us that were not focused on our priorities and our best interests, during the entire time we have known and worked with him. Lastly, although perhaps most pleasant, Randy is a very friendly fellow, all the while retaining a positive and professional demeanor. It is always a happy feeling when calling Randy to discuss different situations, as we have done considerably after our home purchase. Randy knows what excellent customer service should look like and handles himself and all his transactions accordingly. Randy has honed the skills, wise long-term experience, cutting-edge knowledge of today's real estate markets with warm and friendly customer service. You can't go wrong working with Randy Randazzo of Vitek Mortgage. We don't do many reviews, but had to sing the praises of someone who has helped us so much and been such a positive -stress relieving- person in our lives. We hope many will see this review and realize they can't do any better than to contacting Randy for any mortgage-related needs - or even just questions they may have about mortgages, qualifications or current updates on the market. Thank you Randy Randazzo. Vitek Mortgage 916-889-8528

I had an excellent experience working with this Billy from start to finish. He was professional,…read moreknowledgeable, and always available to answer my questions. Communication was outstanding throughout the entire loan process, and I always knew exactly where things stood. Billy worked hard to find the best financing option, kept everything moving on schedule, and made what is often a stressful process feel smooth and straightforward. His attention to detail and commitment to great customer service truly stood out. If you're looking for a lender who is responsive, honest, and genuinely cares about helping clients succeed, I highly recommend them. I look forward to working with him again.

Billy's great. Been meaning to write this review for a while, but better late than never…read more I had the pleasure of working with Billy while shopping for a home in the south San Francisco bay area. He and my agent had a good working relationship and together ensured I was able to put forth my best and strongest offer on whichever home I bid. In a market as competitive as the bay area, it's of utmost importance that your lender is able to perform under pressure. Something that I got from Billy that I haven't gotten anywhere else was his willingness to really put in the hours without any guarantee of payment. He locked my rate, front-loaded my underwriting, and provided a letter than I could attach to my offers to say I was basically as good as cash. This confidence from my lender allowed me to waive mortgage contingencies to make my offer nearly as attractive as a cash offer. I bid on a lot of houses. 10+ at least. I eventually found my home after adjusting some expectations. And every step of the way, Billy was always available for a phone call. He was extremely clear with his communications, and left nothing to assumption. Lots of lenders have issues with factoring RSU income. Billy made it happen. I don't know if he had the best rate, but he performed where others would have fallen flat.