From the very start, Carl stood out - not just as an exceptional mortgage broker, but as an honest, transparent, and refreshingly relatable human being. He didn't win us over with flashy gimmicks; rather, he stood out with his candor, clarity, communication, professionalism, and especially his transparency from the start - which is exactly what you need when making one of the biggest financial decisions of your life. That transparency and integrity is why we chose Carl and LRG Lending over competitors. Working with Carl remotely for our Bay Area home purchase had us initially concerned, but I'm happy to say those fears vanished fast. Despite the distance, he was always available, communicative, and clear at every step. Not only that, but he also has a great ability to make complex topics easy to understand, and above all, he doesn't rush the process - a remarkable way to show us that he values us as a customer. The entire process was as seamless and stress-free as can be, proving that even a first-time homebuyer can feel confident working virtually with LRG Lending. We also want to give a big shout-out to John and the rest of the LRG team. Their support, responsiveness, and coordinated teamwork made all the difference.  Overall, if you're looking for a mortgage partner who genuinely cares and delivers, Carl + LRG Lending is the team to choose. read more

My experience with the team at lrg lending was exceptional. Carl and Ayalete were so patient and kind. They had their work cut out for them with my loan, however, they went above and beyond for me. I will not go anywhere else for my future loan needs. Thank you for making my dreams come true. Natasha. read more

LRG Lending - Mortgage Brokers Near Me - Roseville, California

See all

Best mortgage brokers to work with! Carl and John were quick to get back to me and always responded to my calls. I was able to refi without a bunch of problems. So glad I found them. Thank you Carl and John for making this easy and getting me a better rate. read more

I'd like to take a moment and let you know how pleased my wife and I were with LRG Lending. We primarily worked with Carl Lewis and Ayelet Kanarik. They responded to all of our questions in a timely manner and expertly led us through the many challenges required to secure a home loan. Thanks to LRG, we were able to close escrow on our new home in Auburn, CA on time. We strongly recommend LRG Lending to anyone in need of a home loan. Michael Crossman & Andrea Walker read more

I really appreciate their hard work and effort. They go above and beyond to make sure the process is smooth and quick. They explained the process and documentation needed, patiently walked through the steps. I highly recommend that anyone looking for a full service lender to check them out. read more

If you're looking for the best lender, I recommend LRG lending. Carl and his staff were amazing. The professionalism and the sincerity that Carl has provided to me and my family was top notch. No one can compare! The best lending company in the Sacramento area. read more

We have used LRG Lending twice now and have nothing but great things to say. Carl is very personable and make the process so easy!

I highly recommend Carl and his awesome team! We have worked with them several times and they are all so kind and knowledgeable! They kept us informed of each step and so patient with our questions and calls. Thank you so much Jan and Larry Brown read more

I recently worked with Carl Lewis and his wonderful team, Ayelet and John for a refinance on my home. Carl and his team are very knowledgeable, they listen to your needs and suggest options accordingly. We would have never managed getting our home refinanced without the expert help and great patience The best thing I liked about Carl and his team is that they are not pushy like others who call you 10 times a day. Carl and his Team got me what I was expecting in terms of competitive rate and low monthly payment. I will definitely share your name with others in my friend's circle. Carl also helped my brother refinance his home; he was also a satisfied customer. Thank you again!! read more

Carl and his team are trustworthy, efficient and compassionate. Their proficiency and pricing in ALL types of loans is unbeatable in the greater Sacramento region. Don't sacrifice a great rate for great service... you will get both at LRG. As a mortgage broker myself, I'd trust Carl and his team at LRG with my OWN home loan... and that's the highest compliment there is. read more

We recently completed our refinancing through Carl and LRG. It went smoothly and the entire process was completed in five weeks. We have now worked with Carl twice. On both occasions he and his team were fast, friendly, and professional throughout. We highly recommend them. read more

In August 2021 we purchased our second home. God graciously opened the door for us with the help of a very talented lady realtor (Ms Jenny Rosas) who introduced us to Mr Carl Lewis (broker/owner/partner of LRG Lending in Rocklin CA). Together the pair efficiently wrapped up escrow & funding in a record 3 weeks. Our first impressions of Mr Carl Lewis following multiple phone conversations is that he truly cares deeply for his clients, always offering helpful suggestions to best their chances of securing funding without excessive risks. LRG lending may not be a big lender name but their rates are among the lowest in the industry. They work with one of the biggest players in the mortgage industry seeking out the best rates possible. In today's "hot" property market it is important to deal with a honest, dedicated, knowledgeable & a professional team that seeks out your best interest (and not theirs). It could save you tens of thousands of dollars over the life of the loan. This is not just our personal opinions, search out others reviews in both Google & Yelp etc. Carl is a very personable & dedicated professional, assisted by a highly trained professional support staff that gets things done efficiently & accurately. We are forever grateful & thankful to have met good , honest & professionals people in LRG lending. read more

It was a joy working with Carl. I would recommend LRG Lending's team to anyone I know. This was my second home purchase and boy oh boy, was it a better experience. In both cases I worked with a mortgage broker, however, the level of care, education, and help I received from Carl and team was night and day compared to the prior one. If you need to find someone to work with on your next home purchase or refinance, go to LRG Lending! read more

It is always a pleasure working with Carl Lewis of LRG Lending. He is truly a knowledgable professional with all the resources to get you the best deal. His caring and personal detailed attention made our home financing a smooth process. And that is why we do not hesitate to come back to him for the purchase of our home and then refinancing. read more

Wow! What an amazing guy and company to work with! The process of our home loan was super fast, painless, and easy. I can't believe we got pre-approved within a day or two, found a house and closed within 40 days! My husband and I thought "yeah we'll start looking" and then BAM....we bought a house. Thank you Sean and your team for accurate, prompt, and friendly service! read more

Carl and his team are great. I've completed several loans with Carl at his various stops along the way and I have always been extremely happy with the outcomes. Now that he is on his own he has more control over the process and his team is very customer focused and they all care about the outcome. read more

Carl, thank you for always going above and beyond to make your clients happy! The refi process was simple, easy, and fast. It's pretty insane that we are able to save over $80,000 and 10+ years from our loan with so little work from our end. Thank you again Carl! read more

Carl the closer!!! We cannot thank Carl and his team enough. We had to change lenders in the middle of a home buy on a time crunch. Carl looked at the numbers and gave us an honest opinion and was able to pull it off for us and we got our house!! This company was super on top of things, quick to respond and had a personal connection with its clients. I will recommend everyone to them. Thank you Carl!! No matter what I say I won't be able to thank him and his team enough!!!! read more

Amazing people, amazing service. Won't use anyone else! Carl and his crew take so good care of us and are such genuine people. Not like other brokers I've used in the past. They really care. read more

Carl and his team did an EXCELLENT job shepherding our home purchase through the lending process. They really went the extra mile, working with the lenders to secure a really good rate for some somewhat challenging purchasers, who were buying a non-standard property with a few major issues, and minimizing fees where remotely possible. Carl and our Realtor, Jeff Barnhart, both deserve eleven-star reviews for walking my first-time buyer daughter and her boyfriend through the process, while fielding regular status-update emails from the busy remote parents. A++, if we had to do it again, we'd do it with LRG. read more

This is the second time I have worked with Carl and again the best experience ever. He is like working with your best friend! Him and his staff made it so easy. My loan closed so fast I didn't even realize we were done. I received the funds in perfect time to pay for my new roof. I would recommend this company over anyone you could choose to work with. Truly work by their name! Loyalty, Respect, Gratitude. read more

We just bought our first home with the help of Carl and his team at LRG Lending and could not be more appreciative of them! Buying a home, especially as a first time buyer, was daunting at first. However Carl was so hands on in explaining the process to us and making it as simple as possible! We were referred to Carl and his team through a friend who had a great experience, and I am so happy we took them up on the referral. We had to close in 23 days, and Carl was always available to answer questions at all hours of the day, explained terminology to us, reviewed paperwork with us, and made sure all the pieces came together. His expertise is invaluable, and I would definitely use LRG again in the future, as well as HIGHLY recommend them to anyone else. Thank you, Carl! read more

We thought going through the process of getting a loan and purchasing our first home this spring would be super stressful but Carl and LRG Lending made it stress free. Carl was super quick and responsive with all questions I had, day, evening, night, weekend- it didn't matter. He kept us posted on where we were in the process and what steps needed to be done next. Since this was our first home purchase experience, he spent great time and detail explaining all contract information and made sure we had all the answers we needed. He was incredibly nice and personable as well, made us feel like we were chatting with an old friend rather than someone we had just met. Overall, he took a stressful experience and made it easy for us. We highly recommend Carl and LRG Lending! read more

We have worked with Carl and his team on three separate occasions: the purchase of our first house in Santa Cruz, the later refinance of that house, and then the purchase of our second house when we were looking to move to Sacramento. While we ended up not going with LRG for the refinance because we found better rates somewhere else, we used LRG for both home purchases because they made the process simple and were willing to work with us despite our fairly unusual circumstances relating to citizenship/immigration status. LRG was recommended to us by my brother-in-law, and we can trust that they're really trying to do the best work for us. We're happy to recommend them to others. read more

Carl and his crew are the very best! I have used LRG for two transactions and I have always felt like they had our best interests in mind and worked hard for us to achieve our goals. I trust him and he is sincere. Wonderful communication, which is golden in this day and age! I will always refer Carl Lewis and LRG Lending to all my friends and family. read more

Carl and his team were instrumental in getting us into our new house in this crazy competitive market! He walked us through each step of the way, recommended a phenomenal realtor, and regularly checked in! He continuously showed personal care and genuine interest in our family. I highly recommend LRG Lending! read more

Kyle, Carl and Jorge did a great job getting us the best deal on our loan. We ran into a bad inspection that made our escrow run longer than usual and they kept costs low and they kept me informed the whole way. They are easy to get a hold of anytime of the week, I highly recommend them! read more

Amazing service and speed! I am beyond happy with my refinance. This was the smoothest and fastest refinance I have ever had. I will be recommending LRG to all of my family and friends. read more

Highly recommend! Carl and his team kept us in the loop during the process. It went smoothly. Great service and great rates!

Purchasing a home can be daunting and stressful but my experience in working with Kyle at LRG Lending was the complete opposite. It was the most pleasant experience I have had working with someone on my mortgage loan. I was very impressed with how fast and smooth this process went. I chose to work with Kyle because of the exceptional customer service and competitive rate they were able to offer. Every step of the way I felt confident he had my best interest and was very informative with all of my questions and concerns. In addition to that he was able to help me close in 18 days! Thanks again to the LRG team for providing such a great experience all around. read more

When purchasing a home in a competitive market, you need your loan officer to be the best of the best. I'm a realtor and when I received multiple offers on a recent listing, Kyle at LRG lending made his client's offer stand out due to his ability to convey his confidence in his client's ability to purchase the home and his initiative to communicate with me from the start. Once in escrow, Kyle communicated by giving me progress reports each step of the way. This may sound like a normal practice in the industry, but it isn't. Of the dozens of loan officers I have worked with, I have never worked with one with a better combination of professionalism and communication. Kyle made his client's offer an easy one to accept for my client and the process was smooth and painless. read more

My wife and I purchased our first home with Carl and LRG Lending. From day one, Carl and his team treated us with respect and elite professionalism. We were so happy with LRG's service, we went back to LRG for our second home. We've learned from both purchases in buying a home their are a lot of moving parts. However, when having LRG as our lender; we had both of our experiences run as smooth as it could've possibly been and then some. Carl and his team helped us find the BEST case scenario for our rate, and future payments of our mortgage. If you are looking for a lender with class that cares about their clients. I'd go nowhere else than LRG! read more

Kyle with LRG helped us in the purchase of our first home and was truly a pleasure to work with. Although the process of financing a home can sometimes be stressful, Kyle and the whole LRG staff was extremely professional, prompt and accommodating which made the experience a breeze. My husband and I would absolutely recommend them to our friends & family! Thank you, Kyle!! read more

How can I even begin to say thank you enough to such an amazing team at LRG. My husband and I put an offer in on a house and Carl was on the phone with me at a beckons call for the next 3 weeks through the process. He never made us feel like any of our questions weren't worth validating, answering, etc. - even while on vacation on July 4th he was available to us. Now that's some amazing customer service right there. He took time to explain all our options, and was there every step of the way through our home buying process. We can't recommend them enough (if yelp had a ten star system they'd be getting one!). We will be using LRG for any future needs and love how neat everyone there is. You guys ROCK! read more

Carl and the team were great to work with for our purchase. We had a really unique situation and Carl worked with us to make sure the file was prepared well for Underwriting so we would have a successful transaction. Purchasing can be stressful but Carl gave us confidence that it was going to work out and he saw us through the end. read more

Great experience. Worked with LRG on our refinance. It was a great experience and we got a very competitive rate. This was actually the second time we were planning to use LRG, but on the first try the loan type we needed was not in their wheelhouse for the best rates, so Karl actually recommended other Brokers that would be better suited for that loan type. They could have just pushed my loan through at a higher rate, but he was looking out for our interests first. read more

Kyle Johnson made the impossible happen with my loan. He promptly returns call and stays in touch throughout the whole process. I know he jumped through hoops to make things happen and I can't thank him enough! read more

We've known, and worked with Carl for so long - long before he started LRG! My husband and I recently closed on the purchase of a new home and were more than happy to work with Carl again. He is incredibly friendly, knowledgeable, and very responsive (he was even texting me from Disneyland!). Carl is able to get great prices, with really top notch service. I've recommended him to a number of people over the years, and will continue to do so. read more

Carl helped me with a Cash-Refinance. and has gave me an excellent experience through out the process. Definitely will ask for his service again in the future. Regards, JamesI read more

Carl & his team did an amazing job at helping us with our first home purchase. We were both so impressed with how fast, attentive & smooth things went! Carl was always on top of everything and my husband & I feel so lucky that we got to work with LRG! We will definitely recommend LRG to anyone else we know looking to buy a home! read more