I used Home Funding Corporation to purchase my first home in Las Vegas, NV. I selected them because they are a participating lender for the Nevada "Home is Possible" program, which pays the downpayment for a home. I worked with Jose through the entire aspect of purchasing my home. It is my very first purchase. I feel so very lucky- blessed really- to have found HFC and to have worked with Jose. He was honest & transparent throughout the entire process. He explained everything to me (also breaking down the documents) so that I could understand it all. He responded to my texts at 10pm at night and responded to my emails past midnight! He had made himself available at all times and when I showed interest in a particular home, he was quick to send me a pre-approval letter. He had written like 4 different pre-approval letters for me ahaha. He also wanted to make sure I didn't get over my head with my mortgage payments plus all other monthly obligations. He asked what I was comfortable paying monthly and gave me several different estimated calculations that would help me get a clearer picture of what I would be paying monthly. He also always over-estimated, which is great! Because it's better to estimate on the high end and end up paying less, than not being prepared for the expenses. Jose was very knowledgable and even compassionate. He would be honest and tell me industry frustrations with real estate agents charging non-sense fees. One amazing thing he did was try to get me credit towards my closing costs. He told me he would ask his boss to put $200 credit to lower my closing costs and that if the company didn't approve, that because he was a man of his word he would give it to me out of pocket! I mean...Jose went above and beyond! In the end, HFC were kind enough to credit me $200 and help ease my closing costs. I also dealt with Jose mostly through email, phone, and text. My schedule is super busy with work and so, I was glad I could submit all docs via email and sign documents using DocuSign. I never once had to drive to the office. I only drove to the Title company to sign the paperwork to close the deal completely.
I felt like I had a partner in this journey. As if I had a big brother helping me, warning me, and giving me wisdom. Like I said, I feel so blessed to have selected HFC and to have Jose guide me every step of the way. I highly recommend Home Funding Corporation! Below is Jose's contact info for anyone who wants to reach out and ask a million questions like I did.
Jose Duarte, time is precious, invest wisely!
Branch Manager, NMLS 300373
Office. 702-220-9350
Direct. 702-443-1278
Fax.702-992-9928
Home Funding Corporation, NMLS 91487
1820 E Warm Springs Rd, Ste 130
Las Vegas, Nevada 89119
http://www.hf-corp.com/joseduarte/ read more