Specialties
I am a broker which means I work for you or your business, not for one particular company. I enjoy helping Self-Employed small business owners find valuable health benefits that are not offered on the marketplace. Private health insurance can be deducted from your business. I also have prescription options if your prescriptions are too expensive or not covered on your health plan. Dental And Vision offered as well as critical illness, specified disease, and accident plans.
History
Established in 2020.
I started my business because I lived the struggle myself. Before becoming a licensed health & life insurance broker, I was an esthetician and small business owner with employees to care for and overhead to manage. I made too much to qualify for a subsidy but not enough to comfortably afford the high cost of major medical plans. Every month I paid for a major carriers marketplace plan out of pocket and felt stuck...like there were no real options for people like me.
Everything changed when I discovered private health insurance. I learned there were affordable PPO plans designed for healthier individuals, self-employed professionals, and small businesses. Plans that didn’t limit your care or drain your bank account.
That experience is why I now help entrepreneurs, 1099 contractors, families, and small business owners find coverage that makes sense. break everything down clearly, and make sure you’re not overpaying. Health insurance shouldn’t bankrupt you.
Meet the Business Owner: Kimberly H.
I’m a mom first. My daughter rides horses, we love escaping to the mountains, and like anyone raising a family, I want my money going toward what actually matters—family, investing in our future, and being prepared for emergencies. Before becoming a licensed broker, I was an esthetician paying for expensive marketplace coverage out of pocket. I made too much for a subsidy and not enough to afford major medical premiums, and it felt hopeless. Discovering private health insurance changed everything. Now I help self-employed individuals, 1099’s, and small businesses find affordable PPO options so they can protect their health without sacrificing the life they’re building. Health insurance shouldn’t drain the joy out of your budget.