Lori is great! I highly recommend working with her. We started the process with 0 knowledge of buying a home. And Lori was great, she never made me feel bad for asking so many questions. I could text her and she would always get back to me. I couldn't have asked for a better person to work with to purchase our first home! read more

I have been a victim of Fraud by this mortgage company. The loan officer Michael Martinez tricked me into signing a no consideration loan about 6 years ago. I have put my entire check into his daughters of my ex wife's account for 8 years. Do not trust Michael Martinez! He is unethical and might hurt you. read more

These guys are amazing. Awesome people. Although they weren't able to pick up the pieces of where another company left, they were very personable and seemed to care! Thanks ! read more

I purchased my second home with Guild Mortgage early 2019. I had the pleasure working with Lori. Lori, provides knowledge and guidance throughout the entire process. Every question we ask, she had an answer. She gave my family and I piece of mind that our loan will close on time. Lori is the ONE to meet. Thank you Lori and the Guild TEAM for making the impossible possible. read more

I can't begin how to express my gratitude with Mike Martinez, our loan officer at Guild Mortgage. He went the extra miles and did things for us a loan officer normally wouldn't do because it's not part of their job description. But Mike here did! He assisted us in purchasing our home three years ago. This time Mike helped us take out our mortgage insurance. Which I will tell anybody who owns a home who has it, it will tremendously make your lives/ finances so much better when removed. Mike reached out to their service department to have it started and constantly made follow ups with us on the status. I felt like I'm part of his family and not just a client. Which by the way he's not getting anything because we've already bought a home. He's just helping us out of the goodness of his heart. May God bless you more Mike! Please, if you need help in buying a home or assistance with your PMI being removed. Don't hesitate to call Mike Martinez at Guild Mortgage. He will help you like you're his family. He will be with you every step of the way. read more

Daniel Garza for the win folks. Daniel was referred to me by my FANTASTIC agent Eileen Shea. Daniel from the get go was upfront about everything. Let me know immediately what he needed from me to keep things going quickly. He stepped up to bat and helped get the deal done with the payment I wanted. Can't say enough great things about Daniel. There is nobody else to use. read more

Daniel Garza was a great help with the loan process of my home buying experience. I had a lot of questions and he had the answers to them. Daniel made sure I understood all the types of loans that are out there, which helped me choose the loan that best suited my needs. He was able to get my pre-approval and loan process done quick! HE IS QUICK!! Thanks again, Daniel. Definitely recommending you to my friends and family. read more

I used Jessica Robinson for help during a home purchase as well as recently to refinance to a lower interest rate (and drop mandatory PMI!). I cannot say enough good things about Jessica and the whole Vitek team in Elk Grove. This was my third home purchase and I have to say that Jessica far outshined the two mortgage brokers I've used previously. Her attention to detail and overall knowledge of my options was outstanding. The purchase of my home was a very long process (short sale) and throughout the process Jessica kept in constant contact...even during her maternity leave! Customer service is the name of the game with this team. Very pleased. read more

Danial Garza and his Vitek team did their usual steller job. I can always depend on their pre-approvals. Vitek approved buyers always close. Thank you once again Danial and Vitek! read more

In this day and age my wife Melanie and I do a great deal of research online. Seeing reviews often help us make a decision. We just had our SECOND outstanding experience with Shannon Walton at Vitek Mortgage and we want everyone to know! Shannon Walton helped us through the purchase of our home about two years ago. She stayed in contact with us during this time and we just completed a refinance with Shannon. She was available to us through every step of the process. Shannon answered all of our questions and laid to rest any fears we had. She offered solutions and choices to our needs. We felt we had a friend on our side who was willing to go the extra mile. And boy did she. Without reservation my wife and I fully endorse Shannon to ANYONE doing a purchase or refinance. read more

Mike Martinez was amazing!! He helped us get our first home fast. He was great at communicating with us and making sure to answer all of our worried questions. I highly recommend him for anyone in search of a home or trying to refinance he definitely knows what he's doing and does it with confidence! read more

I contacted Laurie Mattos at the Elk Grove office asking for information on getting a home loan after a short sale. My simple question was how long do we have to wait since I am hearing and reading that you have to wait 2 years or 3 years from the date of the short sale before getting a mortgage again. Laurie Mattos response to me was short, unprofessionally written, and incorrect. She simply stated that we needed to wait three years. She did not ask if we could use a VA loan or if we had special circumstances when doing the short sale. I just spoke on the phone with another mortgage broker who was very friendly and professional. She informed me the wait is 2 years if we have documented special circumstances (such as loss of income or medical expenses) or can use a VA loan. Obviously Laurie Mattos at VITEK Mortgage Group doesn't know her loans or doesn't care to have more clients. We will not be using VITEK for our loan whether we buy now or 5 years from now. read more

So my wife and I find a home. We put an offer and it was accepted. Now its time to go back to the loan officer. Being that we were pre-approved/qualified, there shouldn't be any problems. Well, I think not. When you use a special home buying program and have school loans, you can't be on an Income-Based Repayment Plan (School Loans) to use the home buying program. This was not communicated before I was sent out to look for homes or else I wouldn't have started looking. Too many issue developed because of my school loans and trying to record a payment. I guess the underwriter wants to see a payment for the school loans because the information is concrete. To cut it short, we were not finalized for the loan and didn't get the house. I think everyone is excited to get you your house because its commission, however they are not detailed as they should be for professionals. read more

Laurie Mattos was recommended to me by a co-worker. So glad I found her, I mean WOW! The customer service could not of been better. She is awesome and her and her team work like a well tuned engine. Talk about team work. Will highly recommend her. Great home buying experience. Carol Roschewski read more

Vitek is a great lender. Not only do they have competitive rates and programs, there staff is also very knowledgeable and helpful. I am a Real Estate agent and have used Kelly Freer multiple times. She has been extremely helpful in assisting my clients and I as well through the process. I will continue to work with her in future deals. I would highly recommend Kelly to anyone looking for a home loan. read more

I am very thankful for qualifying for our home, completing the process and the follow up shown by Vitek. As I explained to Philip, I would use Vitek again for either my refinance or new purchase. Thanks again for your follow up, explanation and listening to me vent. read more

Jessica helped my wife and I purchase our first home, and she made it easy. She always made herself available by email and was quick to respond to our myriad of questions. She did a great job of explaining the process to us in the beginning and she followed through. She is also a nice person. She didn't miss a beat when we needed to bring our toddler into her office for a meeting after our sitter cancelled. She made all three of us feel at home. After our purchase she has kept in touch with us and answered questions about our longer term options, like strategies to reduce our PMI. I wish yelp would let me give her six stars for her professionalism and her courtesy. read more

Jessica's level of professionalism and dedication are unmatched in her industry in my experience. I know that she will work harder than anyone in the region to get me the best possible loan at the best possible rate, all while being incredibly pleasant and communicative. I fact, she emails faster than most people text (including myself, which is pretty fast). I would (and have, repeatedly) refer her to anyone in a heartbeat. Simply put: Jessica is THE BEST. read more

I had a wonderful experience at Vitek. Jessica really walked me through it all. She is wonderful at her job. Thank you again Jessica for your professional work ethics! And helping me become a home owner... read more

As most of us know, good customer service is rare these days. This however is not the case with Laurie Mattos and the wonderful people at VITEK Mortgage Group. Our relationship goes back four years. My latest closing time was unbelievable. Every transaction has been the same...great. In fact they have been (as good as it gets) excellent. I credit Laurie's extraordinary experience. Everything Laurie has told me was truthful, and has also led to others financial opportunities. Laurie, Tyler, Melissa, and Rhonda work together making my loan experience seamless. Never before (except thru this great team) have I experienced the greatest customer service. I will always entrust my real estate needs to Laurie Mattos and her team at VITEK. read more

Crooks! Bait and switch the mortgage rate, then don't answer the phone when we call to take issue. Stay well away.

I refinanced my home with Vitek , And Shanon Walton help me to go thru this with no stress at all. Shanon Walton is very knowledgeable about everything, she made me trust the Vitek right a way, she explained everything very well, she update me all the time, she helped me solved some issues, and most of all we closed in less than a month, plus I will save a lot . I will definitely recommend her and her team to everybody. read more

I want to thank Vitek mortgage company Ms Shannon Walton and her team for doing such a wonderful and outstanding job in securing our loan faster than expected!!! Shannon Walton is a great (I think that is an understatement) FANTASTIC person to work with, she was introduced to us by our realtor. She gets on the phone with you right away as soon as we gave her our particulars to pre-qualify for a home purchase, though the first deal did not go through, we worked with her again 2 months later. Everything went smoothly. As with other reviews mention, she did offer us several choices (options) for home loans to purchase our home. I cannot stress more that Shannon is a great person to help you with home loans. Thank you so much Shannon!!!! read more

I hardly ever take my own personal time to write a review, but in this instance I feel it is absolutely warranted and most deserving. Jessica Robinson, over at Vitek in Elk Grove went above and beyond during the process of my refi. I was taking someone off title and therefore it was not as easy a process as one would think. Ms. Robinson kept me up to date the entire process and was always available for me when questions and concerns arose during the entire process. I would without a doubt recommend Jessica Robinson to anyone purchasing or refinancing a home. read more

As a first time homebuyer, I had a lot of nerves when it came to this unfamiliar, yet exciting process of purchasing my first home. I was very impressed with the services I received from Vitek. Kelly reached out to me and kept in close contact throughout the entire loan process. She was quick to call, email and even text! I felt completely comfortable with my decision to work with Vitek. I never dreamed that buying my first home would be so easy and quick. Thanks Kelly and team! read more

I worked with Jessica as a first time buyer. She was patient, nice and kind, but lacked professionalism. When you are completing the largest transaction of your life you want to feel secure and protected, so regardless if someone is nice and kind... large transactions makes you want efficient, professional, and detail oriented. Especially since it was my first time. Calculations had to be corrected on HUD statement. Escow company complained she wasn't thorough and missed key items. I never new where I stood, and paperwork was requested in batches rather than giving a detailed list of all paperwork needed to secure funding in the beginning of escow. Even with a 45 day close I felt rushed and never well informed. Vitek also offers discounts, but if you dont mention them, nobody will mention them to you. Bottom line I secured funding thanks to her hard work, but it was an interesting process and from what I have been told...it could have been a lot smoother. read more