Working with KYLE was an amazing experience from start to finish. Even as a second-time homebuyer, I know how stressful the process can be, but Kyle made everything feel smooth and manageable. He was extremely responsive, knowledgeable, and always took the time to explain things clearly so I felt confident every step of the way. Kyle stayed on top of everything and made sure I knew exactly what was needed, which helped keep the process moving quickly and efficiently. I truly appreciated his professionalism, attention to detail, and how easy he was to communicate with. I'm so grateful for all of his hard work in helping us. I would highly recommend Kyle to anyone looking for a reliable and dedicated lender! read more

I cannot recommend Lavega Sims at Green Haven Capital enough for anyone navigating the home buying process. We have officially closed on our brand-new Beazer home, and we truly couldn't have done it without Lavega's incredible expertise and hustle. From day one, Lavega was a total game changer. In an industry where timing is everything, Lavega was consistently ahead of the curve. His advice was spot on and he has a deep understanding of the market and was able to provide clear, actionable guidance that gave us total confidence in our decisions. He didn't just meet our expectations he blew them out of the water! What impressed us most was his timing. In a fast moving market, Lavega was always two steps ahead, ensuring every single detail for our Beazer home loan was handled perfectly and on time. His energy, professionalism, and 'can do' attitude made what is usually a stressful process feel like a total breeze. What truly stood out was his commitment to being timely and responsive. He ensured every milestone was met without delay, keeping our Beazer Homes closing right on track. If you are looking for a professional who combines expertise with a proactive, client-focused approach, Lavega is the person you want in your corner. Thank you, Lavega, for making our dream home a reality! read more

Kevin and his team at Green Haven Capital were incredible to work with. I compared multiple mortgage brokers and lenders, and no one came close to the rate Kevin's team secured. On top of that, they had zero lender fees, which saved me a lot. I really appreciated Kevin's responsiveness. Anytime I had a question, he got back to me quickly and explained everything clearly. The whole process felt smooth and stress-free because of him. If you want a mortgage broker who delivers great rates and actually looks out for you, I highly recommend Kevin and Green Haven Capital. read more

HIGHLY RECOMMEND Kevin and Green Haven Capital for your lending needs. We recently closed on our first home and Kevin was incredibly helpful every step of the way. We had a 14-day closing period that began during the holidays, but his team was still able to pull it off with the compressed timeline and secured us an amazing rate without points. I met with multiple other lenders before picking Green Haven Capital and their costs/fees were significantly less. Thank you so much! read more

Lavega was of great help for our new home mortgage loan. We were given other lender options when we looked at Beazer new homes (Elk Grove) but he had the best offer with lowest rates and APR. He was very responsive to our emails and request for calls. He was patient with us as we were new to the new home buying mortgage process. read more

If you're looking for a lender who truly cares, Lavega is it. Over the last six months, he went above and beyond to help us buy our first home. As first-time buyers, we had a lot of questions and nerves, but he was always patient, responsive, and reassuring. He made a process that felt overwhelming at times feel manageable and supported every step of the way. We are officially homeowners because of his dedication, and we couldn't be more thankful! read more

After speaking with 8 different lenders, I decided to go with Kevin Oto from Green Haven. The process could not have been smoother! From the moment I requested pre-approval to closing day, Kevin was extremely responsive in answering my questions. Once I found a house, our 14-day close was a breeze for Kevin. As a first-time home buyer, I'd read stories of disorganized lenders and being required to resubmit the same documents multiple times, but this was not the case with Green Haven - my documents were processed quickly and I was never asked for something more than once. Kevin proactively contacted my agent, the seller's agent, and everyone involved in the process to make sure we closed in a timely manner. Never once did I feel stressed or concerned. Overall, I'm beyond satisfied with my experience with Kevin and Green Haven and would recommend them wholeheartedly. read more

My wife and I did tons of research on choosing a lender for purchasing our first home in Orange County. Our plan was to get a preapproval from an out of state lender that had better rates and then shop around for an in-state lender once we got closer to closing. We got our preapproval with the out of state lender but after that, once things started moving quickly, that lender was not as responsive as we needed. In our area, things move quickly and we needed someone to get things together quickly and effectively or we might lose the property we were interested in. We reached out to our realtor, who we trusted, and she was happy to recommend Kevin at Green Haven Capital. We called Kevin at 10:30pm on a Sunday and he answered right away and told us he could easily help us, even with my "complicated" self-employed financials. He even sent us the application to fill out that evening. We got the ball rolling with Kevin and he was extremely competent and confident as a lender. He also offered some of the best rates we had seen and was able to lock in something right before rates went up. He had everything figured out for us quickly and effectively and was able to ease our worries every step of the way. Every time we thought we had run into an obstacle, Kevin presented an alternate solution and getting our loan funded was a breeze. He was ahead of schedule on our quick 12 day loan contingency and a 30 day escrow. The entire last week of closing were just a waiting game, Kevin already had everything put together for the mortgage and escrow company so we didn't need to provide anything to anyone during those last days of closing. People say closing day of escrow is extremely stressful and they run around trying to find all their paperwork or get things to the escrow company, but this was not our experience from Kevin. We were funded by 9am and had our title recorded by 2pm. Couldn't be happier! read more

We keep coming back to Green Haven because they are professional, fast and they make it easy. A million thank yous to Kyle Garman for his friendliness, kindness, professionalism and walking us through the process with ease and no fuss. We will be back, as always. You are the best Kyle! Ken and Toni read more

I used Green Haven Capital instead of Rocket Mortgage to secure my initial loan and I've been thrilled with that decision. A year later I was able to finance my loan with Green Haven (after they brought it to my attention), thus lowing my rates and monthly payment. The team at Green Haven has been incredibly helpful through the whole process, helping a first time homeowner (myself) understand the process and guiding me through each step. read more

Kevin is an amazing person to work with. He goes above and beyond working with his clients to get the best loans! His skills are impeccable and he is super easy to get in touch with. He is super responsive and answered all the questions I had very quickly. As a first time homebuyer, he made the process very easy to understand and was there to walk me through the whole process. He is very organized and reliable. I will definitely recommend to others! read more

When my husband and I were looking for our first home together, we were recommended Kevin Oto by a family member. We spoke to multiple loan officers, but as soon as we spoke with Kevin we knew he was our guy! We had a quick timeline to work on and from day one Kevin was fast, efficient, and super easy to get a hold of. He went above and beyond to make sure we had all the documents prepared for our offers, and even worked on a holiday to get us letters needed to submit an offer on our home. He was so responsive and explained every part of the process with such clarity. He got us the absolute best deal on our loan and was clearly looking out for our best interest! I cannot recommend Kevin enough if you are looking for a loan officer who will have your back, communicate fast, and get your loan closed on time (or sooner!). We love our new home so much! Thank you Kevin! read more

Green Haven Capital - Mortgage Brokers Near Me - Sacramento, California

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As first-time homebuyers, the process initially felt overwhelming--but working with Green Haven Capital made it smooth and stress-free. Lavega and the entire team were incredibly supportive, walking us through every step and making sure we fully understood our options. I'm a numbers guy, and I really appreciated how Lavega always reached out with timely updates and took the time to explain everything clearly. What stood out most was how well they listened to our concerns and worked hard to meet us where we were--always offering solutions that best fit our situation. Their guidance gave us confidence, and their responsiveness helped us move quickly and close on our home with peace of mind. Highly recommend Green Haven Capital to anyone looking for a thoughtful, knowledgeable, and reliable mortgage team! read more

Recently closed on a new home with the support of Kevin and his team! Highly recommend their mortgage brokering services, as they compare interest rates across multiple lenders to get you the best deal. Kevin was very professional and commutative throughout the entire process. Their online platform to submit your application and documents was very clear and easy to navigate. They had automated email reminders regarding loan tasks that kept us on track. Will seek out their services again when looking to refinance! read more

Had the pleasure of working with Kyle Garman of Green Haven Capital. From the very first day, I couldn't have asked for a more communicative, responsive and professional lender to work with. I'm a first time home buyer, and Kyle was patient with me the entire time, taking his time to ensure my questions were adequately and thoroughly answered. I have worked in back-office banking for nearly a decade now, Kyle and GHC are as professional and efficient as it gets. We closed within 4 weeks, without any issues. I will definitely be using Kyle and GHC going forward, and sending referrals to them when possible. read more

We had such a great experience working with Kyle Garman! My friend referred us to him who also had a positive experience. Kyle worked incredibly fast and got us closed in just 15 days with a mortgage payment within our budget! His communication was excellent! He kept in touch with our agent and escrow and checked in on us regularly to ensure everything was on track. We really liked the emails that we received throughout each phase of the buying process. We truly appreciate his professionalism, dedication, and efficiency. Highly recommend! read more

We had to quickly refinance our home this year and Kyle's team made the process effortlessly smooth from start to finish. Kyle even picked up the phone when I called him after hours with a time-sensitive question. They were always proactive communicators and quick to respond to emails. Would happily work with them again in the future. read more

Kevin was fast and efficient with answers to our questions and concerns. The documentation process was seamless and easy. We felt supported throughout the entire process. I know we will be searching for another property in a few years and cannot wait to work with Kevin again! I hope anyone who is searching for an awesome lender to read this review and consider working with Kevin Oto! read more

I was referred to Kyle of Green Haven Capital as a "phenomenal lender" by our realtor. He and his team did NOT disappoint! To make our offer more compelling, we proposed a super-short window to close. Kyle got all our docs through at a blistering pace and we closed in something like 2 weeks--eye-wateringly fast! From pre-approval all the way to close and after, Kyle was responsive, on top of everything, anticipated our questions and answered any others that came up. This was our first home purchase and Kyle made us feel comfortable and informed with the whole process. Every step of the process was transparent and explained to whatever level of detail we asked for. I feel that we got a competitive rate on our mortgage and a great experience from start to finish. I would recommend Kyle and Green Haven Capital to any home buyer. read more

Kyle Garman is great at what he does! He answered every questions and always kept us updated. We will continue to work with him for our future mortgage needs! read more

These guys were great. Lavega answered all my questions, guided us patiently thru the processing of our loan, closed on time and no BS. Thanks guys! read more

Kyle is absolutely one of the best loan officers you can work with! From start to finish, he was incredibly knowledgeable and took the time to explain all the confusing real estate and loan terms in a way that made sense to us. Buying a home can be really stressful and overwhelming, but Kyle's patience and clear communication helped make the process a lot less frustrating. He always had our best interests in mind and was committed to finding us the best possible rate. It felt like he was genuinely rooting for us the whole time, not just trying to close a deal. Because of that, we feel confident sticking with Kyle for any future loans -- whether it's our primary home or investment properties. If you want someone professional, honest, and who truly cares about helping you through what can be a complicated process, Kyle's your guy. Highly recommend! read more

Lavega was more than helpful through out the whole process. Start to finish. He gives good advice , and is honest. I would recommend his expertise to a friend. read more

My wife and I just bought our first home and we are so grateful that we got to work with Lavega! He was very thorough, incredibly prompt, he always ensured that we were on track and provided updates each step of the way which was reassuring for us. Since this was our first time buying a home we had a lot to learn throughout the process but Lavega was very clear and took his time with helping us understand all of our options so we could make informed decisions that were most beneficial in the long run. Thank you so much for all of your time and help Lavega, it was a pleasure working with you! read more

Kyle and team are very knowledgeable and experts in taking care of their clients mortgage needs. I highly recommend Greenhaven Capital for your home purchase. read more

Thank you, Kevin, and the Green Haven Capital team for making the loan process really smooth on my end! Kevin was really responsive, attentive and answered all of the questions I had during the whole process, which, at first, was nerve-wracking. After working with him for weeks, I put my trust in him and his team and it was smooth sailing the rest of the way. Kevin did take care of a roadblock for me that I wasn't aware of until we closed the loan, so I appreciate him for that! read more

If you are looking for a lender, look no further. Kevin and his team are the A++ team. I was referred by my sister in law to go with Green Haven Capital. She recommended us to work with Kevin Oto. My husband and I bought a new house and was not familiar with loans for new builds. Kevin was very informative about the entire process. Kevin was always quick to respond with any questions we had, day and night. He made us feel comfortable and helped us lock in a rate that we were comfortable with. Would highly recommend Kevin and his team to all. Thank you Kevin! read more

Bryan was amazing to work with! After a horrible experience with a lender who essentially screwed us over, we were referred to Bryan. He immediately took action and quickly and efficiently started working to keep us in escrow. The sellers gave us two weeks to make it happen and Bryan did just that And was able to lock me in at way lower interest rate Than the previous lender. If you need something done right and fast, he is the ONE! Well over above and beyond!! Special thanks to Connie, my realtor and her team @Connie Van Real Estate Group. It was a team effort that allowed us to officially CLOSED!! read more

I had a great experience with the team at Green Haven Capital. Their offers went toe-to-toe with Rocket Mortgage so I chose Green Haven as they were local and had hard to beat rates. The whole process is a lot of work and emails but the team at Green Haven made everything as easy as I think the process could possibly be. They were able to accommodate a quick closing time of 21 days without any issue, which was great appreciated! Thank you Green Haven team (especially Kyle) for all your help! read more

I was referred to Kevin from friends. He is super good with what he does. The level of service and knowledge from Kevin and his team is incomparable. They are the best! As a new homeowner he made sure I was comfortable and informed from the beginning to the end. If you don't have a realtor yet, he's great at matching you with a local realtor. He got me a lower rate and saved me money. I felt like I hit the jackpot with this team. I can't thank them enough. Don't hesitate and reach out to Green Haven Capital! There's no other lender that can match their superb service and expertise. +++ read more

Kevin Oto was informative, efficient and fast. I couldn't believe how fast and easy the whole home loan process was. His videos were really helpful getting us through each step, and he kept us moving along even when we were sometimes slow to get all the forms together. Super happy with everything! read more

Kevin and his team gave me the best rates and were able to close in a very short timetable of 15 days. They were very on top of everything every step of the way and answered any/all questions I had about the process and my options. I am thankful now that I have a lender that I will be going to for all future purchases. read more

Working with Kevin at Green Haven Capital has been a great experience. I did shop around rates and other lenders would admit that they offered an extremely competitive deal! Not only that but Kevin's expertise had me lock in my rate at a great time with this not so great market. I put a lot of trust into his knowledge and it did pay off for me. The lenders are experienced, they do this everyday and it was nice to feel like I had someone on my team to help me understand all of this and looking out for me! Would definitely recommend using their services! read more

Kevin and his team provide excellent service and communication during the entire loan process! I will always remember sending a message at 10pm at night and Kevin responding right away. Service does not any get better than that! He is readily available for questions, very knowledgeable, thorough, and provides different viewpoints with the loan. 10/10, highly recommend using Green Haven Capital for your loan servicing needs. read more

Kevin and his team are fantastic. Easy process and we were in our new home faster than planned.

Green Haven's Kevin Otto and his team of professionals were one of the best experiences we have dealt with! They were professional, proficient, and friendly. Thanks to Kevin Oto, we were able to lock-in a better mortgage rate than what was standard at the time. Would I recommend Green Haven Capital Inc.? Yes! If I need a mortgage in the future, I would go with Green Haven Capital Inc.with no hesitation! read more

Kyle and his team are amazing. They got all the documents done, and was able to get me a loan in a timely matter. They are quick to answer my questions. Thank you Kyle and your team for getting my loan done. I will surely use their services again. read more

Kevin and his team are exceptional. They worked with us on closing the property in a short time frame. Kevin explained in details what my options are and his recommendation. Definitely would work with him again read more

This review goes to Kyle Garman - for being 5-star, A+ Loan Officer. His professionalism, tenacity and due diligence are to be commended. Kyle took a very good care of my refinances at a very competitive rate and managed to navigate throughout the process smoothly. Highly recommend Kyle! read more

Kyle Garman from Green Haven Capital does it again! We have worked with Kyle numerous time throughout the years, and the experience just keeps getting better and better. This time around, it was truly special as my family and I were able to purchase our second home together! The home buying process was a breeze and we were able to get pre-approved and closed on our loan in less than 21 days. Kyle is knowledgeable and goes ABOVE and beyond the normal duties of a loan officer. My realtor was astonished working with Kyle and quoted, "I have never worked with a loan officer like Kyle before. He is really good!" The amount of integrity, knowledge, and experience is unsurpassed. Do yourself a favor and contact Kyle and Green Haven Capital for all your mortgage needs. You will thank me later! Again, thank you Kyle for all that you do! Looking forward to working with you and the team in the near future. read more