I would have to say, not only did I think this was a bad idea a few years ago when I started going there, and them being the major cause of my financial downfall..... Think of half your paycheck gone because at the time you need an appliance, but a little later on they make it more and more convienient for you to just up your limit instead of resisting and making sure you know your limit, they turn around, take your money, harrass you when you dont, do not offer the help to put it off when you need it. Now you are in the predicament of default, this store in specific has a combination of volitile employees. You have the ring leader, Frank, which he is the one that approves most but why would you go somewhere with a high interest rate, if your broke and cannot afford to buy it outright? The fridge is only 800 dollars, a week and a halfs worth of pay to most, why would you go somewhere like this and spend well over 2k for the same fridge, and if you have to return it, they will adversely affect you. This company should be considered a predatory lender and shut down. If you cannot keep customers happy and keep them going in a tidy manner and just get them a reasonable payment, have something similar to a refinance per say, allow the customer to negotiate a lower payment so then they are not spending a whole paycheck PER WEEK at this store just to keep things afloat at home, or even just to have the finer things in life. I regret going to this store, and by the way, stay away from my house. I dont need you here, and you can go and be someone elses problem, but not mine. Do not knock, harrass, or reachout, I am no longer your "friend" and you ruined that with 2 interactions, Thanks to Frank! So congratulate your manager of the year, because he sure knows how to ruin customer relations. Also what you guys are doing approaching homes when people are past due or something, isn't that illegal? Especially after written and verbal notice? I believe that is, because its like a boulevard for a house. the city owns the sidewalk, but the grass on either side is yours. In this case, you can be in the parking lot, do not step on my front doorstep, do not step on my patio, and we can avoid any further conflict after this point. Again, Please, do not reach out, stand on or around my household, and do not be a neausance, because I really do not have the time for this, Goodbye and please shut your doors, because you are nothing more than a scam artist and predatory lending company. Whatever Wisconsin changed to allow you guys to be around, they need to change it back so you can just leave. read more