As someone who has Geico for 10-12yrs of the past 20yrs, having never needed their Services or to File a Claim, I was unaware how bad Geico is.and would Give Geico a Zero Star Rating if Possible. Geico sent an Adjuster to View my Vehicle after a Shop Damaged the Vehicle. The Adjuster was Under the Influence of Narcotics when he showed up, appearing as if he had hayfever, clearly under the Influence of Marijuana. After leaving him to Inspect the Vehicle, I spoke with him before he Left. After Explaining to him the Vehicle had been damaged by a Repair Shop, Replacing a Starter which had Failed. They then Denied Responsibility, Refused to Repair the Vehicle, so I had to take the Vehicle Elsewhere.. Long story Short, after 5 Mechanical Break Downs, 6 Different Shops and 8 Inspections/Repairs, the Dealer Deemed it Totaled. Geico Refused to Cover it, because the Adjuster Wrote in the Claim, that it was 'Mechanical Failure', that the Claim had been Filed because of the "Failed Starter"..... The Vehicle was Damaged due to 'Reverse Polarity', according to the 2nd Repair Shop. Geico Refused to File the Claim Correctly, Refused to Honor the Claim... A Supervisor initally said "He filed the Claim Wrong, we will have to Send another Adjuster out to Refile the Claim" , then I relayed the fact that he was High when he showed up, keep in Mind he was an Adjuster for an Automobile Insurance Company, in a Company Vehicle, Driving High. Then Geico began attacking me, barring me access to my Online Account to Print Documents, Refused to File the Claim Correctly, Refused to appoint me Counsel. They did do me a few solids... 1st the Representative after the Pot Smoker, was Chrystal.. That was Sweet. Then the Next Claims Agent I spoke with was Mary, which was also 'Dope'. I mean, short of Poppy, I think I had all the Drug Names Available?
Then upon Suing the Responsible Party, which Geico Refused to appoint Counsel, the Adjuster Appeared in Court, which he was High while in Court. He was smiling with the Attorney, which there is anyone who has seen someone High will know what a Marijuana Smoker looks like while High.. Geico Still Refuses to Pay for the Claim, nor make Reparations for the Loss, not just of the Vehicle, but also the Loss of Use, which the Vehicle was covered by Business Coverage, which would provide me "Loss of Use Coverage", because it was a Business Vehicle.. Which the Vehicle was In/Out of the Shop for the Year, Leading up to Court, then Later up until the Court Case was Complete......
Geico is the Worst Insurance in the World, with out question... Check with Shops that Repair Vehicles, Geico rarely pays Claims, they Require the Deductible to be Paid out of Pocket, even though the Policy States it is to waived.. Geico often will not pay to Repair the Vehicle with OEM or Quality Parts, leaving Customers with a Bill, for the Repairs, to add accident to Injury.
Their Adjusters Undervalue Claims, so they don't have to Pay the Cost of Financial Losses. Geico also Lied about Coverages, saying that "Geico does not Cover Repair Shop Damages".... Even though it was in the Policy along with "Garages, Valet Services, Car Lots/Dealers, and Repair or Service Shops".... There are countless Lawsuits against Geico, but Reading ''Google Scholar', it should be noted that Claims against Geico seem to disappear and only one or two remain..
Geico then Filed multiple Roadside Assistance Claims as Insurance Claims, causing my Insurance to Double.. Which had they done so correctly, the Claim would have Reported the Shop Damaging the Vehicle and then all the Roadside Claims as the Same Claim, which they would have had to Collect for.. Which Geico did, so my Insurance would Increase and their Premiums would go up, in addition to making their Coverage appear Cheaper vs other Insurance Providers... Geico did or does this Intentionally... They also Filed a Glass Claim, because I called requesting information about Glass, which I had moved from a State, where Glass Deductables were waived and Glass Replacement was Free.. As it is determined by State, not sure why? Though my Deductable was more than the Glass Replacement, so no reason to File a Claim it would only cause Increase of Premiums, right? Well Geico Filed a Claim, without Request and without Authorization, again so that Premiums would Increase...
Do not use Geico Insurance.. Drive Uninsured instead.. Save yourself the Money, because if you are in an Accident, they will not Cover your Vehicle and you will be Left Paying for the Loss of Vehicle, Loss of Use, while Geico will do nothing but cause your Insurance to Increase, with any Question you ask them or if you ever need their Services... read more