GC Services is the worst collection agency I have ever heard of or had to deal with. When you call and make a payment, you get transferred several times, and it turns into a 20 minutes affair, The staff have no idea what is going on, and FAFSA needs to go threw another company because I feel that GC Services do anything in their power to keep people with them as long as possible, making you in default longer and keeping them getting a cut of your monthly bill longer. This company is a joke, and if you have to deal with them, you will understand. read more