1. Gannon Risk Group

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Philadelphia, PA

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Colonial Penn Life Insurance Company

Colonial Penn Life Insurance Company

(3 reviews)

Old City

"My parents signed up at the same time and were both asked about their health conditions. My mother…read morehas been hospitalized several times over the last year, and she was denied while my father was approved. How can they say everyone is approved and that they don't ask questions, when the first thing the agent asked on the phone was about health conditions? If it had not been for my parents' church, we would not have been able to afford the funeral. The church took care of everything, and I am truly grateful. Thank you, Jesus. Amen."

Here's the deal folks$9.95 doesn't get much. Depending on your age it could be as little as $500…read moredollars. Also depending on your age you may only be able to max out at less than$5000 dollars at a cost in excess of $200 a month. Don't let that no one get turned down fool you. Pause your TV if you can when the ad comes on and read the fine print. "Limited Benefit's in the first two years. Meaning no coverage and return of Premium if your lucky to your beneficiaries if you pass during your first couple years. If you are uninsurable because of age or health perhaps an equity loan on your home for as much Insurance as your beneficiary may need 25k for example put it into a guaranteed annuity and make payments on it for far less than your Insurance premium and it will always be their when your significant other needs it in the event you pass in the first two years. If you can pass a physical and not over 65 do it but Colonial Penn's plan although simple to get doesn't get you much sorely on common sense You get pay for but if you direction you don't

Gannon Risk Group - homeinsurance - Updated October 2026

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