I am so happy that we found Fullerton Financial! We have had two previous financial planners. In both situations, I felt that I had to do all the "advise and research" part of the relationship. Since joining Fullerton Financial approximately 9 years ago, we have seen profits every year. All the while, staying within our acceptable risk area. It is such a relief to find honest and sincere fiduciaries. I can relax and trust that I no longer have to worry about finding the best wealth protection and growth for us. The entire office staff is warm, welcoming and so helpful. Our physical and emotional, as well as financial health is import to the entire office staff. I highly recommend Fullerton Financial. Rachelle B read more

I used Fullerton Financial service for CPA tax service. I paid $1250.00 for preparing my 2025 Tax Return, when I reviewed the tax return I realized that the depreciation report was missing. I contacted the office both by email and phone requesting the missing documents on several occasions. They have never given me the documents that owed me nor have they returned my calls or emails. I would not trust them with my money or tax service. Be aware, I suggest looking elsewhere for your financial needs. read more

Did not make any money. Finally took out money and was I started with. Put us in an annuity with a low income for 12 years. Seems it was a $$ for them read more

Amazing employees, so helpful. Thankful for them . Our whole family uses them . Even my 91 year old dad . They have helped us figure out plans for our financial future . read more

I am a current customer of Fullerton in year 3 of my "relationship (if you want to call it that). When I started I worked with an advisor who put me into a 10 year annuity (at age 60). Not knowing the right questions to ask I want to retire at 67 (in 6 years not 10 years). Too late and after the fact. Then when I get my next phone check in 3 months later I am not told that my advisor is no longer there and am meeting with someone else ( I think they told me that when they scheduled the appt over the phone). I met with this new advisor and did a pretty good job of getting to know me and my financial goals. Met with him for 2-3 times during the year. Then it came time for my 3rd in person meeting and yet had another new advisor (and was NOT told when the appointment was made). The appointment was awkward, only cared about how much my assets have increased and did not talk about any of the topics I wanted to discuss when they called to schedule the in-person appointment. Then she said at one point "oh we have 10 minutes left". WOW I did not know I was meeting with an attorney, and I was on a clock??? That was in December 2024, and I have not heard a peep from them since then. In three years I don't feel like I have any type of relationship with them or feel like they care. I am looking for a new advisor. Any ideas? read more

Our initial meeting with Stephanie was amazing, she said everything we were looking for in a new Financial advisor. After that meeting the wheels were slowing falling off the bus. I never knew who our financial advisor was after that, as we met with numerous people. Some OK some NOT! They sent us a survey about their performance which I was very honest about thinking we could turn things around, they never asked about our survey answers, When I mentioned the survey to them they said they were looking at them would get back to us. That never happened. End result, we left Fullerton Financial and have transferred assets from them and not once have they called asking if we were moving or anything. I would not recommend them at all. read more

Great financial planning but they set an appointment for you but they have you sit in the lobby or planning room like a doctors office and wait until there represent finally decides to show up. They set the appointment you would think they would be ready when you show up. read more

just sale annuities with high up front cost! dangerous, in my opinion. sales people. read more

I would trust no other. I watched 2 gentleman from previous work experience. Following them here was just a no-brainer. Seeing how the company runs from the top down makes so much sense. Christ centered. read more

This company is one of the worst companies. They don't mean well. They sell annuities and they don't do it the right way and they do not do the paperwork correctly! Whatever you do, never do any kind of business with them read more

I'm leaving Fullerton Financial after 7 and a half years. Dismal account performance. Great service and efficiency when they are selling a product and you are buying. Not so much when you're not. Many instances of "falling through the cracks." I always laugh when they're on TV saying they are not tax advisors but in the same breath offer tax strategies. I suggest people look out for those IUL's....mine has exhorbitant fees. I've heard they pay very high commissions though. read more

What a great team of people. They really make you feel welcome and did a great job of helping us to get educated about finances. We will keep them in our book definitely. We did not end up using them we went with another company but I would definitely go to them if the current company does not work out. read more

This firm is first and foremost an annuity sales company. My wife, a certified public accountant, and I (with a Master's degree in finance) first met with Stephanie's husband who told us they'd not recommend a product if it wasn't in our best interest. I thought, "Great!" Then we met with Stephanie, who suggested my wife could surrender her existing pension to buy an annuity. To buy the annuity it would cost my wife a significant amount upfront to get the annuity to pay the same amount as the pension. I don't know anyone who would do that: pay a huge upfront cost to get the same payment that we already are receiving from the pension. Just keep the pension and avoid the annuity's upfront cost. Switching certainly didn't feel like it was "in our best interest." This told me she is not acting as a fiduciary, someone who is legally obligated to represent my interests first, before hers. Here is the kicker. I said, "The NPV of this annuity is well below the NPV of the pension payments." NPV stands for the Net Present Value, the current value of the stream of future monthly income payments. I was saying, "Why would I accept a lower, total amount of money to switch from the pension to the annuity you're suggesting?" Stephanie looked at me with a blank look. She had no idea what NPV stood for. That's OK for clients to not know, but not someone who professes to be a financial professional. I was shocked. I realized then that she was not really someone whom I would rely on for financial advice, except to sell me an annuity. My surprise may have shown on my face; I changed the subject in case she might be embarrassed. We left the meeting and we never heard from them again; they must have known we'd not be working with them. read more

Really nice greeting staff. Very polite. Had a retirement account with them and all they did was charge me fees while losing money. Called my investment house and had them removed. Had an annuity with them and had a meeting about reallocation of funds. Handed the rep a sheet requesting some reallocations, then received a statement from the annuity company that did not reflect my requests. Surprise! No heads up...just a surprise. Asked for a meeting with the owner Stephanie. Her husband informed me he canceled the meeting with Stephanie and he would meet with me instead. Just left the meeting and he basically said they did nothing wrong. I think if the requested allocations are to change, should not the owner be informed and informed why the request could not be honored? If you like surprises and confusion, this is the place for you. Called my annuity and had Fullerton Financial removed from my annuity. Very disappointed in their performance and attitude towards their clients. No accountability. read more

I had such an amazing experience with Fullerton Financial! It is evident that their entire team is concerned for not only my financial health but also my physical and emotional well-being! It's never easy to trust someone else with your finances but because Steve and Stephanie were of the utmost integrity and they have my interest in mind first and foremost-this decision was easy! Thanks for your professionalism, friendly smiles, and welcoming attitude! Your group is appreciated and the best in the state! read more

My husband and I have been with Fullerton Financial since mid-July 2019. They have truly been the most professional, honest and up-front financial advisors we have ever dealt with. We continue to be as impressed today as we were on our initial visit with how personable and friendly they, and their entire staff, are. We feel our best interest and success are of utmost importance to them. CM read more

Had a consult at their Tempe office. They are great. Thank you so much. (480) 912-4500 is their phone number. So glad I heard them on KTAR radio. A great help with fast accurate honest advice read more

I worked part-time at Fullerton Financial Planning throughout 2017 and 2018. The atmosphere in the Fullerton's office is inviting, the staff works as a team, and as a family that I was proud to be apart of! Their care for clients is absolutely top-notch! Though hospitality and appreciation is not only shown greatly to the clients but to the whole team as well! I had a baby this last year so I am not currently working in Steve and Stephanie's office but I hope that in another season I'll be able to join the team again! read more

Professional and comprehensive first appointment! Zach was thorough and very kind, but so knowledgeable and informative! Looking forward to the plan the team is making for our financial future. Thanks! read more

Hold onto your WALLET There is no such thing as a free lunch We got sucked into Fullerton like a giant Hoover Vacaum. We went for their free presentaion for a dinner. We felt they were honset and sincere. Anything but. Once they get you to transfer your money changing your mind is a expereince I wouldn't wish on anyone. They use Fidelity however, Fidelity has little of a relationship with Fullerton. Fidelity will be reimburssing for the charges levied by Fullerton. There is no free luch. I lost over $700.00 in a few short weeks. There friendlyness before getting your money is fine. Once you consimate a transaction is when the horror begins. There company representative Andrew AKA Drew even got short with me before signing over any money. I saw the light. When you call to cancel you are treated as though you are a thief. I deal with Fidelity, or a investment company not looking to make a killing on the first person that walks through there door. I actually could have went to the best steak house and saved money. Remember there is NO FREE LUNCH!! Save your self from entering into a contract which took a act of GOD to cancel Frank Zuckerbrow zucka@cox.net read more

We started our relationship with Stephanie and Steve Fullerton about 5 years ago. We were previously with another firm and the same adviser for 25 years and never thought we would make a switch. We decided to attend one of Fullerton's seminars and subsequently met with Stephanie and Steve to get a second opinion about our portfolio. That was the best move we could have made to secure our financial future. They made several recommendations to lower the risk in our portfolio, preserve our capital and increase our retirement income. And it didn't stop after the initial meetings. They have continued to provide expert advice the past 5 years, recommending various strategies to adjust to a fluid economy and evolving stock market. There have been several things about Fullerton Financial (a family owned business ) that impressed us. One that was immediately obvious was their desire to work with us and help secure our financial future. We've always felt they put our best interest ahead of their bottom line. Another was their honesty and integrity, something we've come to appreciate even more. With that in mind, I want to share one recent event. During one of our quarterly reviews they recommended a new strategy to further strengthen the security of our portfolio. They did that knowing it would reduce the income they receive from managing our investments about 25%. That decision furthered our belief in their honesty and that they are sincerely working to secure our financial future. If you are looking for a financial adviser you should take the opportunity to attend one of their educational workshops. You can find out more information at https://fullertonfp.com/.You have nothing to lose and can enjoy a wonderful meal. If you decide to work with Fullerton Financial, I'm confident you will be as pleased as we have. read more

My father purchased a 100,000 annuity after a free lunch. He Attempted to cash it in after two years and was told the surrender value would be huge. When he died 4 years after policy was in force there was no capital appreciation or dividends received on the annuity. I am a CPA and could not understand terms of annuity. Fullerton financial was very unhelpful, Fidelity Guaranty and Life was even worse. read more

Extremely knowledgeable and friendly staff, my wife and I are new to investing so we started small but thanks to the Fullerton team we plan on rapidly increasing our retirement contributions. Only time can tell but we are excited to get started. read more

Very, very disappointed. Last time I showed for a meeting the advisor I started with didn't see me. I have no idea if he is gone or what. Was not told anything just another advisor showed for the meeting. The new advisor reminded me of a timid, wounded puppy. If I'd stayed away from Fullerton I'd have been so very much ahead and instead have lost thousands and thousands over a year's time. In fact, I lost thousands the first three weeks waiting for transfers. I guess I'm paying for the big beautiful building on the Lake and all the advertisement because I've sure lost thousands in a market that has been excellent. I trusted them to be on my side but no. Very, very disappointed. Each month I get huge amounts of paperwork that I am scared to open. Very disheartening. I was screwed. I wonder how Stephanie sleeps at night. Never met her or talked to her but wonder if she isn't mostly narcissistic. Sucks people in and then sucks them dry. read more

Our appointment was to have been with Stephanie herself. Apparently we were not important enough for her to meet with us, and instead was passed off to one of her assistants. If we were not important enough for you to meet with us, you are not important for us to invest our monies with. read more

If you are thinking about working with this company and don't have "at least $200,000.00" don't waste your time. I just met with a woman and she literally said that to me. I am sure that there are better places out there that will actually work with hard working individuals and assist them in building a retirement plan. read more

I have been a part of Financial Planning for Seniors for over a year now. I have found their staff to be extremely kind, courteous and understanding. Stephanie, the owner, has gone to great lengths to work with and ensure the best plan for her clients. If you are in need of an honest, caring financial planner, see Stephanie Fullerton! read more

Fullerton Financial Planning is an excellent company to partner with as you plan for your retirement. There is a great deal of time that Stephanie and Steve Fullerton and their team members place into identifying the proper approach to help you reach your retirement dreams. I have been a client for some time now, and I always appreciate how courteous and professional the team is at Fullerton Financial Planning. If you want to work with a team that operates in integrity and looks out for your best interest, then Fullerton Financial Planning is your company. read more

Do yourself a favor and find a Certified Financial Planner! I had my meeting and cookies, declined the roses. She was not willing to work with me until I retired. Well, my goal was planning for retirement and I had over 500,000 in retirement accounts. Guess you need to be in another tax bracket. Now off to find a certified financial planner who will help me put a plan in place so I can feel comfortable with my exit strategy. Oh, did I tell you her estimate of my projected monthly income was off by over 6000, indicated I had annuities from someplace I did not. She did not take the time to check her information, blamed it on the fact her husband met with me the first time, of course that was a bait and switch after you get the nice letter from Stephanie indicating she cleared her calendar and would be meeting with you personally. HA read more