My husband and I recently purchased a new home and we were referred to Jodi and her team by our…read morerealtors. I can't say enough great things about Jodi and Ashley! Our transaction was particularly complex with a lot of moving parts, and they made the whole process so much easier. They were always available to answer my (sometimes ridiculous) questions, and had the best attitude about the whole thing. They guided us through with ease and we closed with no issues! You will not be disappointed working with them.

Ryder Mortgage Group has done a superb job. My girlfriend (Jennifer) and I worked with Jodi and…read moreAshley the first week of May 2024. I contacted Jodi Ryder, I told her my girlfriend situation, within one day she gave us options regarding a second loan on my girlfriend house. Jodi was honest and she explain the process. Than, Ashely Gollick took over the process, and she walked me thru the process of what we needed to submit. At that time, my girlfriend credit was jumping from 690 to 715. After getting the second loan, paying all debts her credit scored jumped to 755 within one month (June 2024). Ashley set up everything to make the process smooth, painless, and always ready to answer questions. Loan closed May 28, 2024 and my girls had her loan money in the bank within 3 days. (See credit score screenshot) Jodi and Ashley have always told me that they do their best to close loans in one month, and they have been correct. Jodi and Ashley helped me back in 2012 to reduced my VA loan from a 5 or 6 % to 3.5% and everything was completed in one month. 2014, Jodi and Ashley helped me refinance cash out on my house and lower my interest rate to 3.25% and processed completed in one month. Additionally, back in 2022 my girlfriend lower her interest and did a cash out refinance on her house and she has a 2.5%, all in one month. Jodi and Ashley, and the entire team go beyond their work, honest personnel, and ready to answer any questions. My girlfriend has been very pleased with their work, and helping her relieve stress from making financial decisions. If I could, I would give more than 5 stars to Ryder Mortgage Group. They have done excellent job and as always, alway helping people. I recommend Ryder Mortgage Group in murrieta. (858) 735-8503. Thank you for helping my girlfriend all three times, and myself as well. Sincerely, Raul

I must say i can not thank Michelle over at Guild Mortgage for all the help and time that she put…read morein for me and my wife when purchasing our home. Michelle made the process so easy and very understanding of everry process that we went through. Me and my wife has been on our house now for a year and still till this day i am able to still contact her with any questions that i have about my home loan. Michelle is the best out there and i will refer her to any body that is in the housing market Thanks for all you did

Michelle exceeded our expectations as a loan officer. From the beginning Michelle provided top…read morenotch customer service. She not only helped us though the mortgage process, she also took the time to educate us on things we did not know regarding this process. Michelle was also professional, available at all times, kept us informed, and was personable. We did not feel like just another client; we felt like Michelle truly cared about helping us become home owners. She is highly recommended! Thank you a thousand times Michelle!

Seth and his entire team were absolutely amazing to work with. Just really top-notch people…read more We explored several options, and Seth was incredibly patient the entire time-helping me run numbers more than once, compare different scenarios, and think through what would actually make the most sense for our situation. I never felt pressured, and he always took time to answer questions and explain things clearly. What stood out most to me was how accessible and responsive he was. No matter how many questions I had, he was always willing to help. Even when he was going on vacation, he reached out beforehand to let me know, made sure I had another point of contact if needed, and even said he'd still be checking messages while away. That level of communication and follow-through is rare. I'd genuinely recommend Seth and his entire team to anyone looking for someone knowledgeable, patient, and invested in helping people find the best fit-not just get you a loan. I wouldn't hesitate to work with Seth and his team again or recommend them to friends and family.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Working with Beau has always been such a pleasure. He is an absolute wealth of knowledge for…read moremyself and my clients. He is fully transparent and does a wonderful job guiding my clients every step of the way. When I work with Beau, we always make it to close on a new home for my clients and it is a joy for all of them. He is a breath of fresh air and has become a friend along the way

I didn't end up originating my mortgage through him, but I just had to come on here and say I…read moreHIGHLY recommend Drew Clemans for your mortgage origination needs. Throughout my entire home buying process Drew was generous with his time and expertise, literally every step of the way. His bio mentions that his approach is rooted in education, and that really came through in my experience. He took the time to make sure I understood what was happening and why, which made the whole process feel a lot less overwhelming. His advice was thoughtful and tailored to my situation, never generic or salesy. He knew I already had a lender but he was still willing to give him time and advice with no strings attached. He also connected me with a homeowners insurance agent who ended up getting me a much better policy than what I was originally planning to sign up for. That referral alone made a huge difference. Drew is the kind of person you want in your corner when you're navigating the home buying process. Knowledgeable, kind, and genuinely invested in helping people. I truly can't recommend him highly enough.

Hands down, John was on it from the get go. Helping us out with our mortgage loan and getting us…read morethe lowest possible rate seemed way too easy. Buying a house is a stressful thing to do...unless you work with this guy. All transactions were smooth, flawless and stress free. If you ever need help with a loan or mortgage, I definitely recommend Mr. John Klein, The Home Loan Coach. Thank you for all you done for us! D&L in Murrietta 2022

It was an absolute pleasure working with John from start to finish…read more He is so thorough and knowledgeable in his field that it allows you to feel more comfortable with all the decisions and details involed with getting a loan for a house. My husband and I worked with John for about 6 months during our home buying process and we were completely pleased with his service the whole time. John is straight forward, conservative, and so informative that it really helped us with our first home buying experience; and I feel prevented us from making any type of sudden impulse mistakes. I truly appreciated his honesty the entire time instead of trying to feed us ridiculous, unrealistic ideas just to speed up the process that I know we could of got from someone else. John always encouraged us to ask qyestions and never seemed annoyed by the many emails he would receive from us as well as our realtor. He is very good at maintaining communication and someone that you will feel comfortable talking to. I really enjoyed working with him and look forward to doing so again with my next home.

Mr. Lords is unbelievable! He's not only a whip smart business man, he's also very knowledgeable,…read moreinsightful and understands human behavior. The combination of his situational awareness, exceptional people skills, and intuition is a trifecta. He has helped me several times over the past six years. Looking back now, I can share with you that all the advice he gave me in each instance was spot on. Matt is THE BEST! Thanks Matt F. Quintanar Jr Orange, California

Matthew is super professional and easy to work with. His system setup to upload is the easiest way…read moreI have ever seen purchase a home. Tip top company if I could give 10 stars I would. Thanks again for all your help

Working with Michelle Layton was an absolute pleasure! As first time homebuyers, we weren't quite…read moresure what to expect when we were paired with her through Zillow, but she made the home buying process simpler and easier than we would have ever imagined. She was very attentive and always available to talk when we had questions. She helped us get a competitive offer in on our dream home the same day we viewed it, even staying up late with us to make sure we got it in as quickly as possible. We appreciated Michelle's honesty and transparency, giving us honest feedback about our offer strategy and what to expect throughout the process. She explained things clearly in a way that made it easy to understand for a couple people with no experience in real estate. She was also instrumental in getting us help with lenders, home inspections, and final negotiations in escrow. All in all, we can't can't say enough good things about our experience with Michelle. And we certainly wouldn't have landed our home without her!

As first-time homebuyers, we were nervous stepping into the real estate world, but working with…read moreElvis Ramirez from Team Forss made it an unforgettable and truly positive experience. Elvis was not only professional and knowledgeable, but he was always one step ahead throughout the process. He answered every question we had no matter how big or small and always made himself available when we needed him. His patience, dedication, and willingness to go the extra mile made us feel confident and taken care of at every turn. What really makes Elvis stand out is how memorable he is. He genuinely cares about his clients and takes pride in helping them find the perfect home. We will always remember this milestone in our lives, and Elvis played a huge role in making it so special. We highly recommend Elvis Ramirez and Team Forss to anyone looking to buy or sell. You'll be in great hands!

This was our first time refinancing our home and we didn't know what to expect but Jonathan and his…read moreteam made the process very easy for us. The team kept us on the loop and updated us. Any question I had they always responded quickly. Thank you so much for all your help. Definitely give them a try you won't be disappointed.

In addition to being a great former student of mine when I was a high school teacher, Jonathan…read moreFerrell has proven to be one of the best of the best when it comes to handling all aspects of mortgage banking. He and his partner Tyler just helped us with a refinance of our 30-year to a 15-year mortgage. Jonathan was with us every step of the way and made the process smooth and practically effortless. These guys really know their stuff. I give them a 5 star rating for their excellence and knowledge in their field, as well as superb communication skills.

I really love this bank. I've had multiple car loans and lines of credit. The staff is really sweet…read moreand patient. They did their absolute best to explain questions I had about refinancing until it made sense to me. Very professional and kind.

I frequently visit this Navy Federal Credit Union because of the short lines and pleasant…read moreemployees. Every branch I've been to is always clean and tidy. I guess it depends on what day and time you go, but I learned long ago to avoid coming on paydays, lol. The lines can be horrendous, but if you can do your banking online or through the app, you'll save time and gas. Each time I have come here, I have always been greeted by the person sitting behind the desk at the front entrance. I've never encountered a rude employee. My transactions with the tellers have all been great. They are knowledgeable and speedy, getting people through the line quickly (if there is one). They offer services like any other bank, but their credit card interest rates are significantly lower than most others, which is always nice. I came the last two days in a row to handle some things with my accounts. I have been a member for years. I would like to give a huge shout out to Michelle, who helped me both days. She was very patient, kind, informative, and did not try to upsell anything on me. I always appreciate that. On my second visit, she even stayed a bit late past their 5:30 closing time to make sure I was satisfied and did not rush me out the door. Now THAT is stellar service!! If you happen to come to this branch and need to speak with someone (not just do a quick transaction with a teller), I HIGHLY recommend you ask for Michelle. She is wonderful, and I applaud her efforts going above and beyond for me! Thank you, Michelle!! =)

Our experience with Kim and Marco of the Lazarus Team could not have been better. I call them the…read more"Good News People." During the entire home selling process, from the first meeting to the final close-out, it seemed that every question I had for them was answered with "yes" and contained good news. They constantly move the process forward. We felt completely comfortable with them and obtained a level of confidence in their opinions and solutions that minimized the inherent mysteries of selling a home. As we all know, selling a home is stressful, but that stress will be managed effectively with Kim and Marco of the Lazarus Team. One last point, whatever Kim and Marco do, will be done professionally. No half-way measures, nothing left to chance, nothing left unfinished. We really appreciate that level of service. Thank you so much!

Wow! I don't know where to start?!?!?! Kimberly is the greatest! Not only is she knowledgeable, but…read morevery understanding and flexible. Made house hunting fun and a positive experience.. my husband and I are first time buyers and she answered all of our questions! And trust me I asked many many questions she was always willing to answer! Best of all she makes her clients a priority .. no matter what day/what time she was always available to answer or clarify any questions. Marcos also helped us tremendously with the entire process! He is also very knowledgeable and explains everything with such detail! Marcos and Kim are a dynamic team ! We highly recommend Kim and Marcos!! Friends and family couldn't believe how smooth and fast the entire process was for us! Kim and Marcos thank you again for making our house dreams come true!!! Thank you again for all of your help and patience!!