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LGI Homes - The Reserve at Canyon Hills

LGI Homes - The Reserve at Canyon Hills

(2 reviews)

Eastland

"On December 9th, at the meeting with LD, they were very specific about their intentions to try LD…read moreor go to their Lender depending on who offered the best rate. Money for down payment or closing cost was not the issue, both Lender offered paid closing cost. The BIG issue here the interest rate, with First National their payment would $1742 and with Loan Depot would be $1970. Rate 2.65% vs 3.65%, times 30 years is LOTS of money. To give more details, on December 9th at the end of the LD application date, I showed jake the numbers from First National Bank, and we asked of the process of how to switch lenders, the bases for this decision was the rate. LD numbers were disappointing. Jake indicated that all he needed was the loan estimate to be able to switch lenders. He already knew and saw the numbers form FNB within the 4 days of executed contract. We received the executed contract on December the 8th backdated December the 4th. Both Lenders sent the disclosures at almost same time, Loan Depot on December 13th, and First National Bank on December 14th. This is the day when First National Bank freeze her rate for 60 days at 2.65% (option 1 on Lender's email below). Copy of disclosures from First National Bank were sent to Jake on December the 14th. Below email is proof that they did apply for the loan within the 4 working days you and Jake keep arguing and denying it happened. On our conference call of December, the 15th you started with the issue of no application submitted to FNB within the time frame of 4 days, then added the issue of "a Lender cannot freeze a rate for 60 days, and as the conversation went on, you added the issue of the benefit of the closing cost, which you clearly can see are offered by both lenders." The above was written by my realtor reaching out to the LGI office manager. It is 12/17 nobody has reached out to my husband or myself to refund our money back. I have reported to BBB and other agencies. BUYERS PLEASE, PLEASE BE AWARE DO NOT USE THIS COMPANY THAT WILL FORCE YOU TO USE THEIR HOUSE LENDER. IT DOES NOT MATTER IF YOU FOLLOW THEIR CONTRACT STIPULATIONS AS PER CONTRACT, THEY STILL FORCE YOU TO USE PREFERRED LENDER.

Do not waste your time! No model home and will not even bother showing you what they have…read moreavailable. Very pushy overall not good experience

Forte Builders - homedevelopers - Updated May 2026

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