Amazing employees!! Great customer service always nice and I always feel welcome!! Awesome checking accounts and love the RAF

WORST experience I have ever had with a vehicle loan, if there is anyway you can help it do not finance your car with them...customer service is rude awful not helpful at all snarky and condescending . Being able to pay online is a joke!!! and all there little added charges , never again!! Then you call and they tell you that you can come in to pay for free but they do not have very many branches so they are all a drive not convenient in the slightest. Thank goodness I was able to get away from them and refinance my car at a different credit union. I will forever warn family and friends to stay away from this place!!! Oh and the people making the 5 star reviews yall sound like you work there trying to boost your crap reviews by going on here complimenting yourselves, why dont you just try to do better?? read more

For whatever reason I was denied an account but they placed a hold on the money I was going to transfer which last 2-4 days. They can remove the hold and neither can my bank. Maybe change you system to approve or deny before you make MY money unavailable to me. Hands down worst bank experience ever. If there were a zero star option it would still be too high. read more

I have endless problems with Firstmark credit union regards to a auto loan payoff .I did a auto loan payoff and Firstmark credit union screwed up and drew two payoff amounts from my bank account for the same auto loan .They just refused to to except there mistake and I have to provide them my bank account statements to show 2 payments withdrawal for the same auto loan .This is now the 2nd day that this saga is playing out and still no resolution as of yet .They say they are busy investigating the matter .What I don't understand is that on there end it shows clearly that there are two of the same amount of money paid into the auto loan payoff,but yet they want to indirectly accuse my as the customer for not telling them the facts of the transactions .. read more

I cannot believe the unprofessional behavior I experienced with their call center. I received a potential fraud charge and I replied it was not me. But was still charged. I called Friday confirmed it was fraud and questioned why it was still charged to my account. I called today, Tuesday, and no dispute was opened. Then agent told me I had disputed a sams club charge yesterday. False. I could go on. There is no way I will keep more than a couple of hundred dollars in this credit union. too much risk. read more

Firstmark Credit Union - Was still deducted from my account. - Banks & Credit Unions Near Me - San Antonio, Texas

OMG! I made a mistake and got a few return payment fees. I called their call center but it wasn't their mistake so they weren't able to help me. I got mad and left a mean review. THEN BRENDA THEIR CALL CENTER MANAGER CALLED ME PERSONALLY!!! She listened to my story made a special exception and saved me!!! It was like something out of a movie!!! I've worked at other banks that didn't treat me this well!!! read more

for personal accounts they are amazing but for community accounts. the worst. I went to one branch but no opening til 2:45 so she booked me for 2:15 at another branch. I got there at 2:11. the guy went into a meeting no one saw me til 2:45, thats not even the worst part yet. I was exited for may new business first check written to my company name. they said it would be a 9 day hold for new accounts first 30 days. I'm not a millionaire. I don't have all this capital floating around to hold me over for 9 days. USAA covers tge check same day. this credit union is not set up for new or small businesses unless you got cash of your own to hold you over and not punctual read more

Consistent professional and courteous service by Ms. Hannah at the Culebra location. Thank you and GOD BLESS. -J. and S. Lozano read more

This bank has been giving my daughter the runaround for the past two months. There was fraudulent activity that resulted in my daughter being robbed of $1000! Now Firstmark is well aware of the identity of the theif but because they follow some ridiculous process, they have to allow the criminal to prove the money he stole is rightfully his! Firstmark insists they have an open investigation into the matter, but progress has been painfully slow! Meanwhile, my daughter is left to figure out how she's going to pay for her school books! Firstmark mark is complicit in the theft that occured as much as the thief they absolutely know about! I would advise against doing any business with this bank because they are clearly inept and do not care about their customers! read more

It is SO HARD to make payments on an auto loan (with a debit card). I've probably had 5 auto loans through different credit unions and this one is by far the most difficult. I'm looking into refinancing just so I don't have to deal with the headache every month. Good gracious. Firstmark, please join the rest of us in 2025 and update your payment systems. read more

HORRIBLE. Card not working due to bank error! not able to make any purchases some of which were super urgent! customer service not helpful and didn't let me file complaint. very unhappy read more

Absolutely the best . So happy with Firstmark that my babies and grandbabies also joined. 1000 % rating by me. I will NEVER bank anywhere else again. read more

They need to switch this BS bank to Mommy and daddy's credit union. They have frozen my card even on the same monthly bills I've been paying for years and this woman on the phone proceeds to tell me to give her the locations and companies I'm gonna be using my card at so she can approve it. I don't need Mommy to approve my purchase it's crazy because this is my money, not her money and she's acting like if they're the ones that are loaning it out. Changing banks read more

Terrible customer service, they pulled my credit and it's been six weeks since I've heard back from them. Absolutely inadequate, any efficient, unprofessional, and inept company and loan officers- working at this institution! i've even called and emailed. And I keep getting out of office replies from this company. They will need to remove the credit inquiry from my credit report. read more

Christina at 1604 and potranco she is the best.Her servive is fantastic she listens plus she goes out of her way to help you

The worst experience, apparently first mark online and physical location take no responsibility for there error I go in to get skip payment on auto loan pay my $25 application fee in person,they don't skip payment due there's a button I have press so enable it to happen no one on at call center or at location told me anything else I had do except pay application fee,please think twice before using this lending institution go some where else. read more

Worst bank, they're not efficient at all. How do you have two drive up lanes both with teller/atm options? It makes absolutely no sense. The teller option slows down the whole process of withdrawing money from the atm. I want to get my money out without having to wait 30 minutes. Their tellers are extremely slow so this is just taking time away from their members. Oh and their atm's don't work half the time either. Find a different and more reliable bank. read more

Whatever representative I spoke to on 10/10/24 about 3:20 pm. Please get her to an active listening class and then follow up with a refresher on customer service. And for some reason I keep getting the same rude one. How are you going to tell a customer " that's what I said " when you clearly repeated the wrong number? Previous call I advised I was having phone issues and she responded to me in same manner when she didn't read back the correct number. read more

They should have a teller to attend inside customers and a teller to attend drive thru customers. Unacceptable for customer to wait 15 minutes in the drive thru to get serviced. read more

My mom and I went to the SE Military branch a year ago to add me as POD. We weren't able to take care of it that day because the lady was RUSE & we didn't have my dad's death certificate with us but SOMEHOW they knew he was deceased. She recently passed & I took BOTH their death certificates only to be told there's no beneficiary on the account. My mom was SUPER anal so I KNOW she didn't leave it like that. They tell me the legal department needs to take a look at it. I haven't cared for this particular branch but this is the one she insisted on going to. read more

I have been a member of Firstmark C.U. for over ten years. Received great service thru drive through banking and inside the building. Recommend highly great service, friendly personnel. read more

We could not leave this bank fast enough. No only do they suspend your card service for EVERY online transaction so that you have to call and verify, but they charge for absolutely everything. New bank card, copies of statements, you name it. Customer service is not their priority, ripping you off is. read more

I have been a member for 30+ years since they were the San Antonio Teachers Credit Union. The past few years finances have been tough being the only income stream for the family requiring me to pick up extra side work. The side work writes me checks since I am considered a contact worker. I have deposited these company checks every 2 weeks and have always had them clear within a few hours to 1 day at the most. There were times I went into the negative on my account and the bank charged me 29.00 overdraft been for each transaction which I understand is the penalty I pay for being the the red. What has caused me to leave is that recently the regular checks I deposit on the side of my regular job direct deposits is that the credit union has started to hold my checks several days to supposedly wait for them to clear. I called and asked why the change and I was told the new policy was dependent on the member's time with the bank and account history. Basically, how else can they take money from me. By now holding my checks for days, I go into the negative and I incur overdraft fees. With the economy the way it is and everyone struggling, this credit union has figured out a way to screw me out of what little funds I have to support all of my family members. Seeing that I go into the negative sometimes, by holding my checks for days, I am forced into the negative by my own credit union. I have no words to say about a credit union that does business this way and treats its members this way. Goodbye Firstmark CU. After 30+ years, you have reached an all time low. ​ read more

Employees were gracious and made me feel welcome and valued as credit union member. Although the wait was long because it was so busy, they were quick pull in additional cashiers to help me. read more

The worst banking establishment with which I have been associated. Modified my account number and supposedly notified me by mail. Not notified me of the new account number, notified me that it changed. Can you imagine writing a check using your original account number and then it changes? Fortunately, I found out when trying to do an electronic transfer into the account, which was rejected. When I called to find out why it was rejected, I was told the only way to know the new account number was to call in and ask, as it is not displayed online, nor on your statement. Again, the only way to know of the changed account number would be to call. This was according to the "help line." Seriously?!?! How can this place still be open for business? read more

I have been a member since 2016 but this month was the last straw. I freely admit that I am not the best money manager but this month was the last straw. I found 6 over draft charges of 28 dollars before I had. Gotten to my second incoming charges. Inspite of the fact that it showed there was a balance to cover each charge, they claimed there were holds on the money that didn't show. The reality is because of those overdrafts there wasn't the money to cover all the transactions on that day but only because of the over draft charges. What they claimed was the hold was for had funds to cover it. This bank abuses the over draft fees system. I will be looking for a new bank. I guess they needed some one to pay for all those free turkeys they gave out to teachers. read more

I was a member back in 2001 but left about 10 years later. My husband and I decided to return a few years now but today I thank God we did! My son was in the hospital for 2 weeks. Once released he had to go right back due to complications. Our world stopped but the bills didn't so now trying to get back on our feet we went into the mission location. Right away we were kindly greeted and the young woman at the teller's counter made us feel at ease with her professionalism and willingness to help. The biggest blessing came with the help of Miss Trisha. I did not expect the help we received today with all three of our accounts. We were shown great compassion for our situation and I am so grateful. How many credit unions can you say that about!? I am a proud member of Firstmark! THANK YOU! read more

I WAS A MEMBER HERE AND THIS BEYOND HORRIBLE!.I had an auto loan, checking, and savings. Once I had an auto accident I was hurt and out on work leave for a couple of months to recover. The auto loan was late for 2 months and I kept the bank updated on my status. I they had my car taken right away from me (re pulled). Then finally 2 months later my auto accident claim was paid. THEY KEPT THE ACTION AMOUNT FOR MY CAR, Did not apply it towards what I owed to them, and took from the auto claim all the money for the auto loan and took money from the same claim to pay of my negative checking account. THEY ARE HEARTLESS AND THE "ONLY" Richard who works there is very rude!Warning if you just call them you can see for yourselves that this small bank is ruthless! Banking 47 read more

Firstmark Credit Union has been my bank since I moved to San Antonio 10 years ago. About 2 months ago, I received a letter from Firstmark informing me that my account had been breached and I would be getting a new debit card in the next few days. The letter assured me that their security team was watching my account and I would be safe just getting a new card. I don't shop online with my debit card or have any automatic withdrawals other than my T-Mobile bill, so who knows how/where my card could have been skimmed or hacked. Last week, I checked my account out of the blue to see my balance. I was shocked to see it was about $1300 less than I expected. Looking through my transaction history, I saw a debit card purchase (on the new card - the one less than 2 months old) for $1288.27 from Super Belem BR. I immediately called the customer service line to dispute the charge and waited on hold for 45 minutes before deciding to drive to the nearest branch. I got to the drive through and was still on hold, so I addressed the issue with the teller. I informed the teller that it looked like my account had been accessed fraudulently and I wanted to find out about a recent debit purchase that was not mine. The teller immediately said, without any additional details, that she bet it was someone in Brazil. She told me that her account had been accessed twice, and her mother's account had been hacked once, with this same scam. I asked and was told that both the cashier and her mother bank at Firstmark. She helped filing the claim to dispute the charge and cancelling the card (again). I was told that it would be 10 business days until the security department could review the charge and credit back my account. Once everything was handled, she told me her card making machine was down, and I would need to drive to the branch near the airport to get a new card. 20 minute drive to the airport and I'm told their machine is down, and it's actually system-wide problem. This was Friday, April 17th, 2020. All branches would be closed for the weekend, so I was out of luck until Monday if I needed a new card now. I went back home and spent the next hour waiting on hold to see if the charges could be reversed sooner, I was told that the security team *could* get the charges reversed as soon as Tuesday, but I would have to wait and see. As for the debit card replacement, the best thing they could do is mail one out or have me wait until Monday when the machines *should* be back up again. Monday - I went to the Gold Canyon location to get a new card and the teller informed me that their machine is down. I asked him if he could help me find a branch with a working machine, so I don't have a repeat of Friday's incident. He's gone for literally 5 seconds and comes back to say it's a system-wide problem and all branches are down. I had to go to the store anyway, and figured I would stop by the location closest to my house (the one that sent me to corporate on Friday) and had a new card made within minutes. The guy at the Gold Canyon location didn't even take a second to make a call to another branch to help. Awesome customer service guys!! Here it is on Wednesday, and the charges are still apparently being investigated. Even though I was in SA on Wednesday and had local purchases made, the bank still wants to make sure I didn't go to Brazil on Thursday and swipe my card for $1300 at a grocery store (google Super Balem - the teller was right) and come back on Friday to dispute the charge. I am currently on the phone to get update on the dispute, but have lost all hope with this bank. I used Firstmark to get a loan for my house and to get loan on a new vehicle. I have never seen a business treat a long-term, loyal customer so poorly. I have not had my complaint escalated to anyone that can do anything to keep me as customer. When I call, or go to visit the drive through in person, everyone seems to be happy with telling me to wait. With banks being so aggressive to attract new customers, I would think that my bank would at least be interested in keeping an existing customer. The importance of keeping existing customers, apparently, is not the Firstmark philosophy. Can't wait to have all this settled so I can close my account and go to a bank with better security and customer service ability. read more

I have been a Firstmark Credit Union member since it was SATCU. I have always had good customer service experiences at the branches I have visited. My only issue is the stupid phone system they currently have. We can't even call our local branch directly...which to me...is completely COSTUMER UN-FRIENDLY. I am currently on hold now while.... ok that was exactly 9 minutes before an actually person came on the line...after finally getting someone on the line...she forwarded me to my local branch...I asked for my loan person's ext.... she gave it to me and transferred me...only to accidently hang up on me. WTH??? I am teacher with very little free time...Firstmark.....you phone system is completely inefficient.... you guys are getting wayyyyy to impersonal. It was your personal experience that made you stand out from the rest.... Now you are just another one of them.... Start getting back to personal service....the phone system would be an excellent beginning... Regards, Not Sold On Hold...... read more

I have an auto loan with firstmark. Got full coverage insurance before I drove off the lot with the car. 3 months later started receiving letters emails texts from firstmark saying that I don't have full coverage insurance and they're going to charge me another $6,000 for their insurance. If I send them proof of my insurance they wouldn't charge me. I sent them proof of my insurance which was full coverage from the time I got the car. Still kept receiving letters still kept having people saying I don't have full coverage insurance I sent my proof of insurance and about eight times. So finally I had to go into the office show them proof of my insurance after I switched to another insurance company. While looking at the documents in my face they tried to tell me that I did not have full coverage so I had to pull out my highlighter highlight my coverage read the information to them and then they told me they were created my account back. Somehow they only credited my account half of the money that they charged me for insurance that I've already had the whole entire time. And then raised my car payment. Even though I have provided proof several times I've called my insurance company and put them on the phone with them to as well as me they provide a proof. This is the worst bank ever do not get a car loan from here this place is a scam now they sent all this stuff to my credit report and everything was false information and I'm the one stuck dealing with it. read more

My husband went there to pay a car loan and a teller didn't even put in the payment for the loan. She put it in the savings! Therefore my husband had a late fee because someone wasn't doing their job correctly. read more

My husband and I were victims of checking fraud. Tellers do not verify ID matches ID on file. I caught the activity and reported it. We were out about $2000. It would have been less if they had a weekend call center. Husband deposited live payroll check a week later and we didn't have access to it for over 48 hours. Auto deductions occurred as usual and fees were accrued. I could not believe that thieves had immediate access to fraudulent checks they deposited into my account but we had to wait so long to use money my husband earned. This account will be closed . It's been 6 business days (9 days total) since we reported the fraud. Let's see how much longer they punish us for catching what they didn't. read more

If someone gives you a check from this credit union and you do not have a account there, advise the check writer to add $3.00 service charge to cash said check at branch or deposit said check in your own bank! read more

The Firstmark CU customer service line has disconnected me three times now, after repeatedly telling me my phone call was important to them, please hold. I called three times, was put on hold for 15 minutes each time, only to be met with a disconnect dial tone, for a total 45 minutes of wasted Saturday time. I don't have any free time to begin with, and to have it wasted in this way is unconscionable. If FCU is experiencing "a high volume of calls" because of the "upgraded" online system, then HIRE MORE PEOPLE. I have not had access to my account all week, AND I AM ANGRY about this. It is RIDICULOUS. Customer Service? Customer NONSERVICE. Bank somewhere else, people. I'd like to myself but I can't seem to get in touch with anyone. !!!! read more

I highly recommend Firstmark CU. The staff at the potranco location is awesome, I have been backing there since 2001. The few issues I have experienced were taken care of by the Firstmark team in a quick and timely manner. I was really impressed by the way they kept me up to date on the issues I was having with Billpay. Really great job guys, keep up the good work. God bless. read more

To the previous commenter, MOST all banks and credit unions charge a service charge to cash a check if you do not bank with them. Firstmarks $3 is actually the cheapest!!!. I went to BofA to cash a check that was written to me (at that time I did not have an account with another CU or Bank) and I was charged $8 to cash the check or I could "deposit the check" into a NEW account and pay $5. I have only been with Firstmark CU for a little over a month, and their customer service is outstanding. I am welcomed by name already and the employees at the Alamo Ranch location are superb!!! I used to bank with a large Military catered financial institution here in San Antonio for about 10 years prior to closing my accounts with them because of their lack of customer service. I was referred to Firstmark by a dear friend and his wife, both which have been banking with them since it was San Antonio Teachers Credit Union and I am so glad they did. read more

I would love to give them more stars because the people in the loan department are amazing, however once you are approved if you need to talk with anyone else they are beyond rude!! I have had two loans through them and if I ever need to talk to customer service to change address, due dates, update automatic payments etc they huffing, puffing and rudeness is beyond anything I have ever experienced. They have the best rates which is why people keep coming back but be prepared to have ZERO customer service once you are a member!! Its ridiculous!! read more

Im giving one star because it makes you give at least one. This business does not deserve even that. I have tried several times to set up my login to manage my car loan and the automated system will not recognize me even putting in my option SO I called in hoping to get it resolved, after waiting 15 minutes on hold the woman who finally answered my call was rude! She clearly hates her job and could not care any less about helping people. I was so angry because she cut me short to let me know she "already explained what she was referring to once to me" that I just hung up. So here I am trying to do my part to make sure they get paid and they can't take the time to just give me the darn security code??!!! I don't get it. NEVER AGAIN will I use this company. I'm just sorry I am stuck in this car loan with them for as long as I am. read more

Okay, here's what FirstMark Credit Union pulled on me. I was fraudently charged with $2,000 odd dollars on my credit card, which the bank caught. They called me up, questioned me about it, and said they would take care of it. That month, the bill showed up with the amount removed. I kept paying on my balance, wondering why it wasn't going down. Then I noticed---they PUT BACK THE CHARGE IN MY BALANCE WITHOUT NOTIFYING ME OR NOTING THIS ON THE BALANCE. Then they said I had to pay it (at 12.5 % interest) because I did not catch that mistake under 30 days. The only recourse they offered me was to take a loan out to pay it. Do not trust them for anything. Other things they have done; charge me $98 dollars a year for checking when I was able to qualify for free checking and tell me that I had to pay a penalty when I wanted to roll over an IRS account to another bank within the alloted time period AND I was over the age for any penalty to be used. In my opinion, they are crooks. read more