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    First Community Credit Union

    3.0 (3 reviews)
    Open 8:30 am - 7:00 pm
    Updated 3 months ago

    Services - First Community Credit Union

    Auto loan

    Business banking

    Business loan

    6 More Services

    Credit card loan

    Business merchant services

    Mortgage services

    Personal banking

    Personal loan

    Home purchase

    First Community Credit Union Photos

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    Recommended Reviews - First Community Credit Union

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    2 months ago

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    6 months ago

    I've been with them for at least 50 years. Never had an incident or worry about my visits or money.

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    9 years ago

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    Commerce Bank - Nice building

    Commerce Bank

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    I had a home equity loan two years ago, paid it off and gave commerce a check for $65000.00. I…read moretried to get another one recently and was turned down because I cosigned for a $5000 loanfor a friend that failed to pay all but $1000 and I ended up paying it off, because of that situation they turned me down for the loan after being with commerce for 45 years, I even showed them that I had paid reciept for the loan, they just don't care ,wow. I am now seeking another bank, any recommendation's? I need a caring bank, or as Commerce was not. I recently sold my home ,which I owe nothing on and should realize a quite a bit of cash. Just a a side note, I do qualify for a VA Loan, so thats my situation I wouldn't recommend the Festus, Commerce bank or the home equity department because they just don't care, my FICO score is 747, which says lenders use this score, well they really don't use this they use other scores and take in nothing about the customer ,when I spoke with the crediting agencies they told me I had the highest credit rating that they had seen ,but the one agencies got me. Pretty sad when I own my own home, both cars and ownenothing, what is this country coming too. Dr. David Pierce

    The Commerce Bank location is fast and friendly. It is easy to turn into from Clayton Road…read more Well-marked signage directs you to where you need to go. Plenty of parking and very clean grounds can be found at this Commerce Bank. The ATM is easy to use and well seems safe and well lit at night.

    Electro Savings Credit Union - West County Branch - We've been named a 2020 Top Workplace!

    Electro Savings Credit Union - West County Branch

    (1 review)

    Let me start by saying I had no issues with the credit union until this recent experience. It…read morestarted when my son was trying to buy a new car after moving back to St. Peters, MO after working out of state the last couple years. I was involved because I was a co-signer on his auto loan. We had consulted with Anthony at Electro about my son getting a new car loan on his own but were informed that since my son had just moved back and did not have enough time on the job to verify enough income that he would again need a co-signer. (He needed a new car because his car's transmission went out and had 120k miles, so it didn't make sense to repair) We understood, and my son had a friend that was willing to co-sign that had good credit and more than sufficient income. After the co-signer gave all their personal and confidential information to the credit union, Anthony sent my son an email stating that they were unable to grant the loan since he doesn't have enough time on the job. We questioned Anthony as we understood that to be the very reason he needed a co-signer. He responded stating a co-signer doesn't guarantee he'll get the loan as my son would still be the primary and would have to meet the income verifications. If this was actually the case, then there was absolutely no need for a co-signer to give all their information. I consider this a phishing scam to attain another persons personal and confidential information for unknown purpose. The co-signer never received any denial; only my son received the denial. The co-signer decided they were just going to buy the car for my son (through a different credit union) and he is now paying the co-signer back. If this is the way Electro Credit Union does business, then it needs to be investigated. We are now contemplating whether to notify the local news stations for an investigative report for phishing or just contacting an attorney directly. Borrower beware. Co-signer's beware x10.

    From the owner: A credit union is a not-for-profit financial institution that has members, not customers. A credit…read moreunion is owned by the people (members) that have accounts with it and is governed by a volunteer board of directors elected by the members. Because it is not-for-profit, credit unions are able to offer lower interest rates on loans, higher rates on savings and fewer and lower fees. Electro Savings Credit Union is a full-service financial institution offering: Savings, Money Markets, CDs, IRAs, Checking, Vehicle Loans, Home Equity and Mortgage Loans, Credit Cards and Personal Loans.

    First Community Credit Union - banks - Updated May 2026

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