Specialties
Independent Mortgage Broker— we finance properties all over California with a special focus on the San Francisco Bay area and wine country.
Low rate conventional loans, jumbo loans, non-QM/alternative documentation loans, bridge loans, and Private Money. Complex scenario specialists.
No pushy salespeople or condescending “experts”. We are happy to explain the loan process, answer all of your questions, and provide great value during the lending process.
We search multiple wholesale mortgage lenders to find excellent products and rates for you.
We partner with real estate agents, attorneys, financial planners, and other professional professionals to serve your clients while maintaining high levels of service and confidentiality.
If you’re looking to sell or purchase a home and do not yet have a Realtor, please let us know if you would like to talk to us about that as well. With over 20 years experience as a licensed realtor, Jackie is more than happy to help you make a plan to purchase, or compare your options of refinancing/renovating versus selling.
company NMLS1823592 CA DRE02086239
individual NMLS340022 CA DRE01715957
History
Established in 2019.
With over 15 years experience as a mortgage lender, my goal with every client is to listen, work in close communication with you and provide you the right mortgage products and high attention service that you need to be successful in today's market.
Exception Lending was started in 2019 to offer mortgage solutions for all kinds of borrowers and properties— we are complex scenario specialists, offering a wide variety of Loan products including private money lending.
Just have a question? Reach out by phone, email or text, LinkedIn or our website to begin an application. We offer a completely digital workflow and are licensed throughout California.
I will get back to you and talk to you about how we can help.
Jackie Cuneo
Broker/Owner
Exception Lending
Individual NMLS 340022
Company NMLS 1823592
Individual CA DRE 01715957
Corporate CA DRE 02086239
Equal Housing Lender
LGBT/woman owned business
Meet the Business Owner: Jackie C.
I have been helping clients purchase and refinance real estate for the last 15 years and I love what I do. We provide financing for properties all over California.
Whether you are looking for a low-rate regular mortgage or trying to solve a complex financial problem, every client has a story. We can help you achieve your goals.
Tired of fast-talking, pushy, mortgage salespeople who talks down to you and won’t explain things?
I founded Exception Lending in 2019 to help unique clients accomplish big things and solve real problems.
We are based in beautiful Petaluma—in Sonoma county, but we are licensed to do mortgage loans throughout California. Want to buy a home in Palm Springs, San Francisco, San Diego, Napa, or Silicon Valley? We work in all those places.
When I’m not solving mortgage puzzles, I am a food adventurer, gardener, sourdough baker, and historic home renovator.
I look forward to hearing from you!
415-948-5390 text/phone or visit our website to get started.