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    Envoy Mortgage - Davis

    5.0 (1 review)
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    8 years ago

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    Yolo Federal Credit Union

    Yolo Federal Credit Union

    (12 reviews)

    YFCU has been nothing but professional to work with. Our business has been banking with them for…read moreover a year now and we've never had any issues!

    The employees I've worked with have been friendly and helpful. Rosalinda has gone the extra mile…read morefor me. This is a small town credit union who seems to be behind on the latest in technology. Their ATMs are often not functioning. Their website is confusing (even the new and improved one.) I rarely go inside but when I have I almost always have had to stand in line. I couldn't help noticing there is always at least one person in new accounts sitting at his/her desk chatting or looking at their computer. It seems it would be more efficient if those at the desks could help the tellers when it gets busy or at least speak to those in line to inquire if they are there for a new account. Their hours are certainly not helpful for most people as they don't open until 10 and close at 5. If you work outside the home I suppose you would have to wait until Saturday to go in. But they're only open from 10-2 on Saturdays. There is no one to help after hours......not even a phone number in case of emergencies. I guess I am too used to USAA. But there should be some way for members to get in touch with someone to help in case of an emergency. Since the Pandemic I've noticed I always have to wait...sometimes for over 10 minutes to speak with someone when I call in. Usually I'll choose to have a callback. The building is really nice and there seems to be enough parking.

    Marc Thompson - Summit Funding - Marc Thompson

    Marc Thompson - Summit Funding

    (8 reviews)

    This fall I purchased a home utilizing Umax Mortgage. Though I live in Marin County I was referred…read moreto Umax of Davis and they absolutely lived up to their reputation. I found Marc Thompson to be ethical, professional, highly organized and a clear communicator. He took the time to understand my specific situation then by anticipating and thoroughly reviewing all necessary documentation we were able to proceed to closing with only a few minor requests by the lender. I required an expedited (as possible) closing to avoid a double move and Marc Thompson came through. While I would not call the loan process simple these days, this Umax team has streamlined their processes. The entire office is highly competent and a true pleasure to work with. Marc locked me in at a phenomenal rate. Since acquiring the house and after discussions with others who purchased or refinanced during this time period I've confirmed my rate is truly exceptional. I absolutely recommend Umax Mortgage in Davis.

    I put off refinancing my home and month after month I just kept watching how much extra I had been…read morepaying out on my mortgage. I talked to a few loan officers but nothing sounded right. I was referred to Marc from a friend of mine who refinanced his home and his rental and he said that Marc really went out of his way to make the whole process easy. Well, a long story short, I just refinanced my home. Each month now I save so much money I can't believe I didn't do it a year ago. That's why I am writing this yelp. I should have done this a long time ago. I highly recommend him.Marc used to live in San Francisco so i was comfortable about him knowing the entire bay area market,not just Davis! He really went out of his way to get me the best package and most importantly for me, he made the process stress free.

    Jeanine Nucum - Mortgage Brokers - I take much pride in my work. My goal is to simply "HELP and MAKE A DIFFERENCE" one client at a time.

    Jeanine Nucum - Mortgage Brokers

    (138 reviews)

    First time home buyer and Jeanine took care of us like family. She took calls and responded to…read moretexts at any time of the day. She was able to answer my questions in terms that I would understand. From the start she knew our concerns and worked around it such as hard and soft credit checks. She was amazing to have on our side because once we started putting in offers, she was able to accomodate any timeline our realtor put to have a competitive edge. Besides her website providing notifications and reminders, she personally texted to remind us what documents were pending. She was able to get us a good interest rate and really broke down the differences in how much we put down and how that would affect the interest rates. She even broke down future recasts and how that would lower our montly payments. I'm glad to say she'll be my broker for life or until she retires. Can't wait for her call to say lets refinance when the interest rates lower.

    Jeanine was wonderful to work with, especially as a first time buyer. We had a LOT of questions and…read moreshe was quick to answer them, and was easily reachable when needed. She was diligent about sending us reminders and kept us on track with to do lists, which was so helpful. She also helped explain things easily so we could understand. Our whole buying/loan process went by quickly and very smoothly with her guidance. Even post closing she has been so helpful to us and we really value Jeanine's expertise and care.

    Jason Mata - American Pacific Mortgage Corp - UC Davis Homebuyer Workshop

    Jason Mata - American Pacific Mortgage Corp

    (92 reviews)

    Downtown

    It was through an email I received about a free first home time buyer webinar that I came to know…read moreabout Jason Mata. I did additional research on him and saw stellar reviews about him. In addition, they provided discounts for UC Davis Alumni that helped with some of the closing costs which sold me. Being a single parent any financial assistance would come along way. My decision to purchase a home came to me suddenly. I came in as first time home buyer with limited knowledge on the home buying process. I knew I wanted a home with a two or three bedroom house. I began my home buying process in June 2020. The pre-approval was seamless. I knew I my credit score was excellent but I worried about my debt to ratio. I graduated with $22k in student loan debt. In 2019 I made the mistake of taking out an auto loan under my name for my friend. I would regret making this decision because it complicated the home buying process. I entered into escrow twice. First home was two bedroom and one bathroom. It was suited for a single mother and a child. The location was perfect. I was within in short driving distance to retail stores and Arden Mall. I placed an offer on the home. We were given 21 days to close escrow. American Pacific Mortgage failed to meet the deadline. They had requested for two extensions and still was not able to fulfill their deadline. Ultimately, the seller decided to cancel the sell of the house. I was devastated. I attributed this to my debt to ratio. My home buying journey had to continue. After a few houses later I was fortunate to have found a home within my pre-approval range. I went with my agent Alex Villanueva to go see and loved it! It had everything I wanted in a home. I placed an offer in August 2020. We were given a 30 days to close escrow. The seller asking price was slightly higher than my pre-approved home loan. My agent spoke with Jason and asked if he would be able to increase my pre-approved home loan to meet the seller's terms. Jason made it happen I was beyond ecstatic. As mentioned previously, the auto loan was negatively affecting my home loan process. This was placing a stop with getting my home loan approved. Jason and his team asked for an extension and the seller complied. At times was it hard to get into contact with Jason but attributed to working on getting the home loan. It was through my agent Alex that I found out that Jason had pulled strings and made my dreams of owning a home a dream come true! We were past our closing escrow deadline at this point. At the end, the home loaned was approved! I was finally able to breath a sigh of relief. I knew the home buying process would become be stressful but it would be worth it at the end. I officially became a home owner on October 15, 2020. Thank you to Jason Mata and American Pacific Mortgage for delivering!

    I just did a refi with Jason during unprecedented (daily) changes to the market (covid19). Those…read morenew changes added a substantial amount of new work and obstacles to the process, including additional costs, time, etc, however Jason handled it with total professionalism the entire time. Whenever I emailed him with a question (which was a lot), he always either responded to the email within minutes, or called me back right away. With a different mortgage company a few years ago, I often had issues with getting a response (especially to the "dumb questions"), however I didn't have that issue with Jason. His responses were always quick & clear, which was really helpful since it was my first refi. Thanks again for going above and beyond in securing the best rate possible during such a difficult, stressful time. I will be recommending Jason to others.

    Envoy Mortgage - Davis - mortgagelenders - Updated May 2026

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