I would give more than 5 stars if I could!…read more Scott Lawson is an incredible mortgage broker. As a first time home buyer, he made the process so seamless. I had absolutely no idea what the home buying process entailed, and Scott did an amazing job helping me through the entire thing and answering the dozens of questions I would call and ask him almost every day. He was extremely communicative and kept me in the loop which helped ease my nerves, and was always willing to explain everything in an easy way for me to understand. I would highly recommend working with Scott to anyone looking to purchase a home. It was an incredible experience and I feel so lucky to have had him to help through the whole process!

If anyone is looking for a straight killer in the feilds of home loans Scott is your guy!…read more This man worked day and night for me. Met with me at my home at 8 o'clock at night twice. Worked around my schegual. He went to offices of poeple he needed my info from. This man is best described as a Robot working non-stop to get you your loan hitting all targets with precision and accuracy. Thank you for everything Scott

My husband and I had the pleasure of working with Elise on the refinance of two properties. I don't…read morehave much to say about the process, but so much about how wonderful Elise was! The whole process was quick and easy on our end, and we were invited to her beautiful home to do all the signing, where we were treated as family. Our two kids were entertained by the dogs, and. life-sized Santa was a witness! It is clear Elise is "in it" to help people. I recently reached out to Elise for advise on what type of financing product would fit a need that developed with out home. Elise very kindly responded with places other than her I could go to for a product that would best fit our needs. I appreciated the honesty and time she gave in that situation. In addition to your mortgage needs, Elise is also a talented gardener and shares a plant bulb or two as well as advice! You've made a friend in the community after working with Elise.

"If anyone can do it, Elise Groves can do it." That's what one of our friends told us when we were…read moreat a point of wanting to refinance our home several years ago. Wow, were they right. Interest rates had fallen and we wanted to lower our mortgage payment and take some money our for home improvements. Elise did the work and was able to get our refi done smoothly. When the interest rates went down even more a year or so later, we did so again. Robin and I heartily recommend working with Elise Groves for your mortgage needs. We intend to come back to her for any future mortgages!

Great guy very knowledgeable... knows his stuff any one looking for a great Attorny call Robert…read moremade life so much easier taking the stress away from the situation

We had to deal with Robert even though he was representing the other side in a potential sale. We…read morefound him to be honest, sharp, kind, organized, responsive and easy to deal with. A straight shooter.

This is hands down the easiest and best process I have ever been through. Lindsey was amazing with…read moreeverything, she goes above and beyond. I have a very complicated finical situation with multiple businesses and they took care of it in no time. Best process hands down! If i ever move again we will be using you!! Thank you!!!

JJ Mack and his team were excellent to work with. JJ took the time to educate us throughout the…read morewhole process. Time was of the essence, and even when most thought it couldn't be done, JJ and his team got us through escrow without any hiccups. Very upfront and honest with no surprises at signing. We would recommend JJ to anyone. 5 stars!! Thank you JJ Mack and team.

Jeanine is quick, responsive, and very detailed throughout the process of our refi. I highly…read morerecommend her to anyone else that is looking to do the same!

First time home buyer and Jeanine took care of us like family. She took calls and responded to…read moretexts at any time of the day. She was able to answer my questions in terms that I would understand. From the start she knew our concerns and worked around it such as hard and soft credit checks. She was amazing to have on our side because once we started putting in offers, she was able to accomodate any timeline our realtor put to have a competitive edge. Besides her website providing notifications and reminders, she personally texted to remind us what documents were pending. She was able to get us a good interest rate and really broke down the differences in how much we put down and how that would affect the interest rates. She even broke down future recasts and how that would lower our montly payments. I'm glad to say she'll be my broker for life or until she retires. Can't wait for her call to say lets refinance when the interest rates lower.

Ray is an absolute standout in the business. Twelve years ago, he was instrumental in helping us…read moreget into our home after we were dropped by Chase due to an error on my credit report. Ray was the only one who not only understood what the error was but also worked tirelessly to help us get it corrected, allowing us to secure the loan we needed to purchase our home. Fast forward 12 years: we are much more financially secure, our home has doubled in value, and we are now looking to make a move. Our first call for mortgage help was to Ray. Although this time around the process was relatively simple and easy, the service Ray provided was still top-notch. He really makes an impression with his knowledge, communication, and competitive rates. If you are looking for someone who one of the best in the business and treats you like family, look no further, Ray is your guy.

Ray helped the seller understand how a Veterans Affairs funded offer was not as risky as they might…read morehave worried. Supreme was able to make closing happen within 13 days. Faster than even most conventional loans. Ray went above and beyond and then some. You want him on your team.

I have bought, sold and refinanced many proerties that I have owned over the years. That said, even…read morethough I am in a real estate related field, and "get it" I have always absolutely dreaded the process...but working with Gary and his team has been an actual enjoyable experience! They are knowledgeable, easy to work with and most of all patient!!!! You won't go wrong going with Gary and his team! Go no further....Gary is your man!!!!

Gary was truly incredible to work with. From the moment we started looking at homes, he was right…read morethere with us--running numbers quickly, walking us through the details, and making sure everything lined up with our budget and long-term goals. He never made us feel like just another client; he genuinely took the time to get to know us--our lives, our interests, and what really mattered to us in this process. That personal approach made a huge difference. He was responsive, thoughtful, and always willing to answer questions, no matter how small. From our initial offer all the way through closing (and even after), Gary was a steady presence. It was so much more than just handling the financing--it felt like he was part of our team. We can't recommend him highly enough.

Had you asked me a few months ago if purchasing a home would be as easy as it turned out to be, I…read morewould have said "no way". Well, the proof is in the pudding. We are now new homeowners. Thanks to Dave Setti and Danny Schaezlein of o2Mortgage, my blood pressure is not sky high. I found Dave and Danny to be readily available whenever I needed some guidance, clarification and interventions with insurance companies and banking institutions. They were always patient and encouraging just when I needed their help. I truly appreciate their offering to make calls to agencies or businesses on my behalf. Buying a home can be stressful. However, I found Dave and Danny's services as a welcome relief just when I needed it. Thus, if you are considering buying a home and need to select a mortgage company, without a doubt, I recommend Dave Setti and Danny Schaezlein of o2 Mortgage due to their superior delivery of services. John M. Martinez

From initial inquiry to final close of escrow, Dave and his team were there to support us on the…read more15-month journey of relocating and buying our next home. They were super responsive in quickly and thoroughly answering questions, providing clarity on processes and next steps, and guiding us to a smooth closing. Thanks, Dave and team!

As a Real Estate Agent and a former Mortgage Banker for 21 years, I recommend Steve Peritore as one…read moreof the Best Loan Originators I have ever met. His attention to every detail of the loan process is impeccable. No obstacle will stop him; he follows through with such dedication and Heart! If you want your loan process to be smooth from beginning to completion, he is you Man. Thank you so much for being there to help my clients! Sharon Xavier

Working with Steve was the best decision I could've made. He is so knowledgeable and really does…read morehis best to get you sorted right away. He pays attention to detail, is honest without sugar coating and fights for you to get what you want in the most feasible way. I definitely recommend him to anyone in the market for a home.

We just purchased a house in Sebastopol and it was wonderful having Dan on our team for getting us…read morefinancing. He has a great reputation in this area based on many years of high-quality service to clients. We see why! He is always ready to answer questions and solve problems. Always easy to get a hold of and very clear in his explanations of options and the process. He has done loans for so long he always has a list of solutions for anything that might come up. Dan was always more than willing to walk us through the really complicated paperwork and took the time to explain what we were signing, a very complicated process these days. We ended up trusting him completely and would recommend him to anyone needing a mortgage. Thanks Dan...

Dan and his office were very helpful with a difficult re-fi, walking me through and holding my hand…read morewith some obvious-to-some but confusing-to-me questions. He also fought for me with the lender, and I ended up with a great rate.