1. Education Credit Union

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Amarillo, TX

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Education Credit Union

3.0 (2 reviews)

Services - Education Credit Union

Personal banking

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10 years ago

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11 years ago

The worst place to bank or speak to , staff is horrible , worst service you could possibly imagine

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Citizens Bank

Citizens Bank

(1 review)

Recently, the government gave small business owners access to apply for the PPP loan. I rushed to…read moreapply right away with my normal bank, Wells Fargo, I was quick to learn they were not accepting PPP applications, I hurried over to try to apply with my secondary bank, Chase...they were only accepting applications if you had a business account, I only had 3 credit cards, a personal checking, and personal savings, but that wasn't enough. BOA, was my 3rd bank and once again shut down. The 3 biggest banks left me hanging when I needed them the most. I was personally referred to Citizens Bank by a colleague. He put me in touch with Sam Nunn and his team. They were really responsive and sent over what they needed from me. I acquired all of the paperwork and emailed it over. Within a few days Sam had responded requesting a few changes and a few extra documents. After receiving those items, I was approved! I'm sure Sam thought I was crazy as I was filled with joy and excitement! He handed me off to Jannis Laird to finalize the paperwork. She was lightning fast with her responses and I got all the paperwork signed, notarized, and sent over night to their physical branch. She confirmed receipt and helped me set up my online account. Within hours my account was funded! This is the way I wished the big banks would treat their customers. But I realized because of this Pandemic, if you want to be treated like a human being, you need to work with human beings. The people at Citizens have given me hope that there are still good people out there working at banks. I know this review was very long but I want the team here to know how much they mean to me. Because of them I'll be able to retain all of my staff and hopefully get through this craziness.

Happy State Bank - Happy State Bank Shield

Happy State Bank

(15 reviews)

I joined the original Happy State Bank when they first came to Plainview. I have had business…read moreaccounts, personal accounts, and stock in the bank. Since Centenial took over, I have watched high employee turnover, more fees and almost non-existant customer service with much regret. As a lifelong resident and long time customer, it dismays me to walk into the lobby and see empty desks, 0 smiling faces, plus strangers at the teller windows who ask for my ID even if I am only making deposits. As a result, I am in the process of removing all of my assets from this establishment.

I have been a customer of Happy State Bank for at least 15 years. HSB was awesome before allowing…read moreitself to be bought out a few years ago by Centennial Bank. Recently, a number of fraudulent charges were attempted by someone in Washington. These charges were all listed the same way: TMobile EIP Payment" which tells me someone was trying to purchase a phone with my money. I got a text from Centennial alerting me of the fraud and provided me a phone number to call the Fraud Department to discuss. So, I called, the rep read off all of the suspected fraud charges, and I advised all of the suspected fraud charges were, in fact, fraudulent. I thought I was in the clear; however, the following day, my account was overdraft with one of the fraudulent charges in the amount of $920!! I went to a local branch, explained what happened, and was told the fraud investigation could take anywhere from 2 weeks to 60 days!! I asked if I would just remain negative until then. Yes was the answer! Also, the bank would review the overdraft, and they MIGHT refund the overdrafts. Mind you, the $920 the bank allowed through to my account was labeled the same as all of the others. A kindergarten child would have been able to understand this, but not Happy State! I was advised I had no further recourse, and my loyalty as a customer for so many years was completely disregarded. Happy State Bank and Centennial Bank DO NOT VALUE CUSTOMERS!! It eventually got worked out, but I'm now in the process of changing banks. Good luck to you if you choose this Bank because you will never matter to this bank!​​​

Education Credit Union - banks - Updated November 2026

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