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    Services - Eddy Chan

    Car and truck insurance

    Life insurance

    Homeowner or property

    1 More Service

    Vehicle

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    6 months ago

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    2 years ago

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    1 year ago

    They have the best customer service. Any time I can I receive the best service. Top Notch

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    1 year ago

    Amazing house insurance buying service that I had. Please contact best Allstate team member for assistance.

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    2 years ago

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    3 years ago

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    3 years ago

    Jacky was a huge help! Just purchased my first car today and he was a major key in making everything run smoothly!

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    6 years ago

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    6 years ago

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    3 years ago

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    7 years ago

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    8 years ago

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    8 years ago

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    7 years ago

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    8 years ago

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    10 years ago

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    8 years ago

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    7 years ago

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    9 years ago

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    6 years ago

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    10 years ago

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    10 years ago

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    10 years ago

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    Ask the Community - Eddy Chan

    Review Highlights - Eddy Chan

    Clarence, he was able to offer great options for me despite my driving record.

    Mentioned in 3 reviews

    Read more highlights

    Farmers Insurance - Rso Insurance Services

    Farmers Insurance - Rso Insurance Services

    (42 reviews)

    Let's be real. Insurance companies are crooked. My car is getting older every year yet my…read moreinsurance rates are climbing every year despite my excellent driving record. Home insurance is no different. It's required for everyone who possesses a loan yet if you live in a fire zone, you are considered "high risk" and will be expensive, if you can find it. Now if you live in CA, every area is a fire zone. I bet you they even consider Alcatraz a risk bc there are trees on the island. This year I finally decided to put my foot down and look for another company for my Homeowner's bc of the annual price hikes. I called Richard and got a really attractive quote but there were some conditions: 1) I need to install a Moen water flow monitoring device 2) I need to have a gas shutoff device and 3) Need to have an alarm system active which was not disclosed to me when the quote was provided. I felt this was a bit shady since this spending adds ~$600 to the amount I'm trying to save. The Moen monitoring device is not cheap. Since I have a 1 1/2" inlet water feed, I needed to buy the largest one Moen makes which is $500-600 on Amazon. I called around and some plumbers will sell them to you but of course they upcharge you so you're better off buying it yourself and hiring a plumber to install it. For complete transparency this total cost can set you back $2500-$3500 installed. All this device does is monitor your water flow and can shut off the water in case there's a pipe burst. Not very likely tbh but it's just another way Farmers is trying to disqualify anyone who cannot meet their demands. The gas shutoff device was a requirement for all homes built after the year 2000 in CA. My house is only about 5 yrs old which means it has it yet Farmers REQUIRES you to provide proof it was installed by the builder which I could not provide. That's like asking the builder to provide proof that you have 5/8" drywall installed. You know it's there, they know it's required by code yet they are finding another fiery hoop for you to jump through. They would not accept a picture as proof but wanted specific documentation which was impossible to obtain. I called PGE, the city, the builder, the plumber who build the house, and even the manufacturer of the device to see if they could provide this documentation. I spent weeks and finally was able to get the proof Farmers finally signed off on it. Throughout this process, Richard was very helpful. He return my calls and provided advice on how to obtain proof for the gas shutoff. He was actually compassionate about my ordeal and even offered to help pay for a plumber to help me obtain this certification. In the end, I got it figured out but I still stand behind my statement about insurance companies being scammers. They know homes built after 2000 has them installed yet they still force people through this agonizing process. The ones that cannot provide it simply get dropped and they are ok with this. I give Farmers a big fat 0 but Richard So's office a 5. Thanks Richard!

    After the following review, Richard So's firm called me and helped me with purchasing additional…read morepolicies. They were knowledgeable and responsive to my questions. --- I have been using Richard So's Farmers Insurance services since 2000. I have a total of 7 policies (home, auto, umbrella, CEA etc.). In the last few months, Richard's team is super unresponsive -even after you do multiple email follows ups or phone follow ups there is no one getting back. I am trying to buy additional insurance policies, and each of these new requests are assigned to different people and even after numerous follow ups and email to Richard, no timely responses are provided. I am concerned about how this company will respond if I get into an accident and need a body shop referral or need a follow up on renewal of my existing policies, because the company is not even responding when I am requesting to buy additional policies.

    Laddi Jhuty, CFP

    Laddi Jhuty, CFP

    (20 reviews)

    I have known Laddi Ji for around 5-6 years. He helped me with my term Life Insurance , transfer my…read more401k to IRA and manage it for sometime. He is very professional and consultative. A large part of what he does in radio program and also in meetings is education.He always tells people to shop around, look for the best service and then choose the best one for your need . He is not like those financial agents who will promise a great return on money through some magical solution(which does not exist).He gives practical , realistic guidance based on the individual's life scenario. When you have a consultative person like him by your side , you know you have made the correct choice . Thank you Laddi ji for all your help and support.

    Laddi Jhuty has been helping me in managing my personal finances over past 3 years, when I decided…read moreto quit my job to start my own company. It was the toughest decision on many fronts including our personal finances. This decision had significant impact on our annual household income. Also, there was no clarity into the amount of time that it would take for my startup to raise enough capital. Well, it took 3 years! When I met Laddi Jhuty 3 years ago, he evaluated my finances and helped me come up with few strategies to support myself and my family until my startup secure the funding. From time to time we would re-evaluate my startup funding situation, and my finances at that time; and adjust our strategies accordingly. Here is what I love about Laddi Jhutty and his staff: 1. They are knowledgeable. 2. They are very responsive. 3. They are passionate about assisting their clients through tough financial situations. I would highly recommend Laddi Jhuty's services for managing your personal finances.

    Rohit Kapoor

    Rohit Kapoor

    (4 reviews)

    I recently inquired about Happy retirement I'm only 30 yrs. old and who knows if Social Security…read morewill still be around when I retire. To my surprise life insurance was a solution. I purchased a Universal life policy. When you make a payment to your universal life insurance plan, part of it goes into an investment account, and any interest accrued is credited to your account. The interest you earn grows tax free, increasing your cash value. WOW! They help manage my finances I switch my Home & Auto and saved about $250.00 a year. Thank you Rohit and Susana for helping understand and manage my policies. I highly recommend this agency to help manage your risk. The best is that they were available to take all my calls and answer my questions. thank you guys. :)

    After 8 years with a different company for insurance and the complexity of different types of…read morepolicies, I was very hesitant to "rock the boat". But speaking with Rohit, I realized there was so much I had never had the opportunity to learn and decided to switch to Farmers. Rohit did a ton of research for me, spent over an hour explaining benefits and also was able to save us several hundred dollars. In the end, I have a better deal, am way better insured and have a way better understanding of my policies. He has also suggested some further enhancements that I might want to make. Rohit worked hard for me and is looking out for my interests rather than just trying to sell me something which typically has been the case before. I highly recommend Rohit's agency to anyone looking for solid insurance at reasonable prices as well.

    Eddy Chan - homeinsurance - Updated May 2026

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